The top-rated supplemental insurance agent in Commack, New York is Cary Nichols - GEICO Insurance Agent, rated 4.8 stars across 6,046 reviews. Other highly rated options include Purdy Good Coverage Corp: Allstate Insurance, Peter D'Amato: Allstate Insurance, Jacquelyn Jacobson - State Farm Insurance Agent. This directory lists 15 supplemental insurance agents serving Commack.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cary Nichols - GEICO Insurance Agent | 75 Henry St | (631) 623-4460 |
| 2 | Purdy Good Coverage Corp: Allstate Insurance | 356 Veterans Memorial Hwy Ste 1 | (516) 283-5960 |
| 3 | Peter D'Amato: Allstate Insurance | 129 Commack Rd | (631) 543-5900 |
| 4 | Jacquelyn Jacobson - State Farm Insurance Agent | 354 Veterans Memorial Hwy Ste 9 | (631) 343-4142 |
| 5 | Erin DeMeo - State Farm Insurance Agent | 310 Commack Rd | (631) 499-2022 |
| 6 | Ted Kosmidis - State Farm Insurance Agent | 31 Vanderbilt Motor Pkwy | (631) 499-2901 |
| 7 | Tango, Tango & Tango, Inc. | 1139 Jericho Tpke 5 Suite 5 | (631) 543-0500 |
| 8 | Aljay Insurance Brokerage Ltd. | 6143 Jericho Tpke Suite 100 | (631) 261-3988 |
| 9 | Jim Maguire: Allstate Insurance | 8 Vanderbilt Motor Pkwy | (631) 462-8200 |
| 10 | Apex Insurance Services | 6080 Jericho Tpke # 101 | (516) 898-8000 |
Cary Nichols - GEICO Insurance Agent serves Commack and the surrounding Suffolk County area as a local supplemental insurance agent. This agency helps individuals address gaps in their primary health coverage by offering various voluntary insurance products. Supplemental plans can provide financial support for copays, deductibles, and other out-of-pocket expenses that standard medical policies may not fully cover. The agency also assists clients in exploring options for dental and vision protection along with hospital indemnity plans that pay a fixed cash benefit during covered stays.
Purdy Good Coverage Corp: Allstate Insurance in Commack, NY provides supplemental insurance agency services, including accident, critical illness, and hospital indemnity plans. Its representatives offer ongoing policy reviews to help clients adjust coverage as needs change. Regular communication ensures clients understand any updates to their benefits or plan terms. Personal consultations assist with filing claims and navigating coverage questions. This agency serves single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Peter D'Amato: Allstate Insurance serves homeowners, businesses, and property managers in the Commack, New York area who are seeking supplemental insurance coverage. The agency helps clients fill gaps left by standard policies, offering options like accident, critical illness, and hospital indemnity plans that provide additional financial protection. Each consultation focuses on understanding individual risk needs and recommending appropriate solutions from Allstate’s portfolio of products. The agency also works with clients throughout the neighboring town of Hauppauge to ensure they have access to supplementary coverage.
Serving Commack, New York, and the surrounding communities of Suffolk County, Jacquelyn Jacobson – State Farm Insurance Agent handles supplemental insurance policies designed to cover gaps left by primary health plans. This agency focuses on options including accident, critical illness, and hospital indemnity coverage, which help clients manage out-of-pocket expenses and deductibles. By assessing each individual's existing benefits and financial situation, the office develops tailored solutions that address specific gaps in coverage, typically guiding customers through the application process with a straightforward, supportive approach.
Erin DeMeo - State Farm Insurance Agent in Commack, NY, provides supplemental insurance options designed to fill gaps left by primary health or life coverage, whether for one-time needs such as accident recovery or recurring needs like annual wellness visits. These policies offer defined financial support for unexpected medical events or preventative care. Service for new coverage typically operates on a one-time basis, while existing policy reviews and updates can occur on an as-needed schedule according to client requests.
Ted Kosmidis - State Farm Insurance Agent in Commack, NY specializes in supplemental insurance policies that fill gaps left by major medical plans, such as accident, critical illness, and hospital indemnity coverage. The agency also provides general services including helping clients review existing coverage and adjust their protection as needs change. This support is particularly valuable during open enrollment periods, when individuals preparing for potential health or income changes can reassess supplemental options to better safeguard their financial stability.
Aljay Insurance Brokerage Ltd. in Commack, NY, provides supplemental insurance policies that fill the coverage gaps not addressed by standard health plans. The agency focuses on adding specialty protections for accidents, critical illnesses, and hospital confinement. These extra policies help individuals manage out-of-pocket costs and provide financial support during unexpected medical events. The firm serves a range of commercial clients including local offices, warehouses, and food service establishments.
Jim Maguire: Allstate Insurance assists homeowners in Commack, NY, with residential supplemental insurance coverage to fill gaps in standard policies. Commercial options are also available for local businesses within the broader Commack area. This agency works with clients to clarify policy details and helps them adjust plans after major life changes. Follow-up is routine between regular visits, as the agent often reaches out to review coverage needs or process simple policy updates for existing customers.
Apex Insurance Services in Commack, NY, is known for providing supplemental insurance coverage that helps fill gaps left by standard health plans. Its service range includes options for accident, critical illness, and hospital indemnity insurance, addressing unexpected medical costs. The agency assists clients through the often complex enrollment process, ensuring they understand policy details. As a specialty service, it can also offer a dental insurance add-on for comprehensive oral care coverage.
What Does a a Supplemental Insurance Agent in Commack Cost?
Supplemental insurance agent services in Commack typically do not charge a direct fee because agents earn commissions from insurance companies. Medigap plan premiums in New York range from about $100 to $300 per month depending on age health and plan type. Costs vary by case and this is general information not insurance advice.
About supplemental insurance agents in Commack
Supplemental insurance agents in Commack New York help residents choose Medigap or Medicare Supplement plans to cover out-of-pocket costs. New York law guarantees a six-month open enrollment period for Medigap when you turn 65 or enroll in Medicare Part B. Local agents can explain how state regulations affect plan availability and pricing in Suffolk County.
Frequently Asked Questions
What is a supplemental insurance agent in Commack?
A supplemental insurance agent in Commack helps you find Medigap or Medicare Supplement plans. They compare policies from private insurers and explain how New York rules affect your options. Agents do not work for the government but are licensed by the state.
When can I enroll in a Medigap plan in New York?
In New York you have a six-month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time insurers cannot deny you coverage or charge higher premiums due to health conditions. Outside this window you may face medical underwriting.
Are Medigap plans standardized in New York?
Yes Medigap plans in New York are standardized into lettered plans like Plan A Plan G and Plan N. Each plan offers the same basic benefits regardless of which insurance company sells it. However premiums can vary between carriers so comparing options is important.
Supplemental Insurance Agents in Other New York Cities
Albany · Amherst · Armonk · Bay Shore · Bethpage · Binghamton · Brentwood · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clarence · Clifton Park · Deer Park