The top-rated supplemental insurance agent in Albany, New York is Rob Field - State Farm Insurance Agent, rated 5.0 stars across 573 reviews. Other highly rated options include Nicolas Morales - State Farm Insurance Agent, Capital Gate Insurance Group, MetzWood Insurance. This directory lists 20 supplemental insurance agents serving Albany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rob Field - State Farm Insurance Agent | 431 New Scotland Ave | (518) 389-2886 |
| 2 | Nicolas Morales - State Farm Insurance Agent | 142 Central Ave | (518) 427-2886 |
| 3 | Capital Gate Insurance Group | 1843 Central Ave | (518) 389-2610 |
| 4 | MetzWood Insurance | 300 Great Oaks Blvd Suite 300 | (518) 392-5161 |
| 5 | Brick House Insurance Agency | 150 State St Fourth Floor | (518) 412-4244 |
| 6 | WYNN Insurance Brokerage LLC | 5 Homestead Ave | (518) 380-1968 |
| 7 | Ten Eyck Group | 1924 Western Ave | (518) 464-0059 |
| 8 | Toedt Insurance Agency LLC | 17 Wendell Dr | (518) 438-8154 |
| 9 | Twin Bridges Insurance Agency, Inc. | 1881 Western Ave #210 | (518) 608-5797 |
| 10 | J. Mullen & Associates, LLC - Senior Healthcare Advisors | 292 Washington Ave Ext Suite 111-D | (518) 491-7663 |
Rob Field - State Farm Insurance Agent serves the Albany, New York metro area as a local supplemental insurance agent. It helps residents fill gaps left by primary health or life plans with focused coverage options. The business assists clients in understanding how supplemental policies can support deductibles and out-of-pocket costs. Its work centers on providing straightforward protective plans for individuals and families. This agency specifically handles accident insurance and critical illness coverage for the Albany community.
Nicolas Morales - State Farm Insurance Agent in Albany, NY, provides supplemental insurance policies that help cover gaps left by major medical plans. It offers straightforward enrollment and policy management services for its clients. The agency assists with plan selections and handles routine policy maintenance, including annual reviews and claims filing support. By focusing on coverage that addresses deductibles and copays, it ensures individuals have protection against unexpected healthcare costs. This location serves single-family homes, apartments, retail businesses, and restaurants in the Albany area.
Capital Gate Insurance Group serves homeowners, renters, and small-business owners in Albany, New York by offering supplemental insurance policies that help cover gaps left by primary health or property plans. These policies address costs from deductibles, copayments, and other out-of-pocket expenses that arise during medical treatment or property damage claims. The agency works with clients to explain policy options and tailor coverage to individual needs. It also provides services throughout the greater Capital District area, including the neighboring community of Watervliet.
Serving Albany, New York, and its surrounding communities, MetzWood Insurance provides supplemental insurance coverage to help clients address financial gaps that primary health or life policies may leave. It typically handles offerings like accident, hospital indemnity, or critical illness plans designed to cover out-of-pocket expenses. Their approach generally involves reviewing an individual's existing coverage first, then recommending plans that align with specific needs and local healthcare costs, ensuring each client receives guidance tailored to their unique circumstances.
At Brick House Insurance Agency in Albany, NY, a clear distinction exists between one-time enrollment windows and policies requiring ongoing renewal, ensuring clients understand the full scope of their commitment. Their supplemental coverage helps address financial gaps left by major medical plans, such as deductibles, copays, or critical illness costs, providing an optional buffer. Supporting appointments run on a scheduled, as-needed basis, with agents available for periodic policy reviews and claims assistance upon request.
WYNN Insurance Brokerage LLC specializes in helping individuals navigate supplemental insurance options, addressing coverage gaps that major medical plans often leave unfilled. As a supplemental insurance agent in Albany, NY, it assists clients in understanding and selecting policies such as accident, critical illness, and hospital indemnity plans. The agency works directly with individuals to explain plan details and coordinate applications with various carriers. It particularly focuses on assisting families during open enrollment periods, offering guidance on short-term disability and life insurance options for protecting income after an unexpected medical event.
As the Capital Region transitions through its seasons, area residents often look to bridge gaps in their health coverage. Ten Eyck Group serves Albany by offering supplemental insurance policies designed to fill those specific needs. These plans typically cover costs not included by primary medical insurance, such as deductibles or copayments. Focusing solely on supplemental products, the agency helps clients navigate enrollment periods and find suitable options for their individual circumstances. An initial consultation to assess current coverage needs begins the process.
Toedt Insurance Agency LLC works with individuals and local businesses to identify gaps in their health and major medical coverage. The company specializes in supplemental insurance add-ons, offering policies that help cover deductibles, copays, and unexpected out-of-pocket expenses from accidents or illnesses. These products are designed for Albany, NY offices, warehouses, and food service operations needing additional financial protection beyond standard health plans.
Twin Bridges Insurance Agency, Inc. provides supplemental insurance services to residential clients in the Albany area, helping individuals cover gaps left by primary health plans. The agency also offers comparable coverage for commercial clients seeking to protect their businesses and employees. Service extends throughout the surrounding region, ensuring accessibility for local policyholders. Agents conduct thorough initial consultations to explain plan options, then follow up between regular visits to adjust coverage as needs change.
What Does a a Supplemental Insurance Agent in Albany Cost?
Costs for supplemental insurance in Albany New York vary by plan type age and health status. Medigap Plan G premiums for a 65-year-old typically range from $100 to $250 per month. Hospital indemnity plans may cost $30 to $80 per month. These are general estimates and your actual cost will depend on your specific situation. This information is for general reference and is not insurance advice.
About supplemental insurance agents in Albany
Supplemental insurance agents in Albany New York help residents find policies that cover gaps in Medicare and other primary plans. New York state law guarantees a six-month Medigap open enrollment period starting when you turn 65 and enroll in Part B. Agents can explain how New Yorks guaranteed issue rules protect your right to buy a policy regardless of health status.
Frequently Asked Questions
What is a supplemental insurance agent in Albany?
A supplemental insurance agent in Albany is a licensed professional who helps you compare and enroll in policies like Medigap or hospital indemnity plans. They work with multiple carriers to find coverage that fits your needs and budget.
When can I enroll in a Medigap plan in New York?
In New York you have a six-month open enrollment period that starts the month you turn 65 and are enrolled in Medicare Part B. Outside this period you still have guaranteed issue rights under New York law for most Medigap plans.
Do supplemental insurance agents charge fees in Albany?
Most supplemental insurance agents in Albany are paid by the insurance company through commissions, so you typically do not pay a direct fee. Always confirm with the agent whether any fees apply before signing up.
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