The top-rated supplemental insurance agent in Clifton Park, New York is Doug Neil Insurance Agency, rated 5.0 stars across 1,356 reviews. Other highly rated options include Tim Mcgrath - State Farm Insurance Agent, Cote Insurance Agency, Michele Metzger at Comparion Insurance Agency. This directory lists 30 supplemental insurance agents serving Clifton Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Neil Insurance Agency | 955 NY-146 | (518) 783-3311 |
| 2 | Tim Mcgrath - State Farm Insurance Agent | 1471 US-9 Unit 107 | (518) 631-5113 |
| 3 | Cote Insurance Agency | 1690 US-9 | (518) 630-6478 |
| 4 | Michele Metzger at Comparion Insurance Agency | 28 Corporate Dr #106 | (518) 243-1129 |
| 5 | Lee Serino - State Farm Insurance Agent | 868 NY-146 | (518) 371-0377 |
| 6 | Foursurance | 636 Plank Rd # 109 | (518) 978-4044 |
| 7 | Farmers Insurance - Mary Ann O'Brien | 22 Clifton Country Rd Suite 52 | (518) 280-1396 |
| 8 | StoneBuilt Insurance Agency Inc | 985 NY-146 Ste 1 | (518) 691-1233 |
| 9 | Thomas Rupert - State Farm Insurance Agent | 308 Grooms Rd | (518) 383-0060 |
| 10 | Kevin Simon at Comparion Insurance Agency | 28 Corporate Dr #106 | (518) 243-1124 |
Doug Neil Insurance Agency serves the Clifton Park, New York, area as a supplemental insurance agent. It helps clients fill coverage gaps left by primary health plans by offering policies that provide additional financial protection for unexpected medical or life events. These plans often cover specific needs not included in standard major medical insurance. The agency works with individuals and families to find suitable options to meet their personal situations. Its services in this area include accident insurance and critical illness coverage for local residents.
Serving the Clifton Park area, this supplemental insurance agent provides coverage options designed to fill gaps left by standard health, life, or disability policies. They review individual needs to match clients with appropriate plans, offering ongoing support for policy maintenance, adjustments, and claim assistance. Their work helps residents manage out-of-pocket medical costs and protect income during unexpected events. The agent services a variety of properties and clients, including single-family homes, apartments, retail establishments, and restaurants.
Cote Insurance Agency serves homeowners, renters, and local business owners in Clifton Park, New York, by offering supplemental insurance policies designed to fill gaps in primary coverage. The firm assists clients in understanding and selecting plans that address specific needs not met by standard health, life, or property insurance. Every consultation focuses on practical options suited to individual budgets and circumstances. In addition to serving Clifton Park, the agency also provides services to residents and businesses in the nearby town of Halfmoon and the greater Saratoga Springs metro area.
Serving Clifton Park, New York, and the surrounding communities of Saratoga County, Michele Metzger at Comparion Insurance Agency handles supplemental insurance policies that help cover gaps left by major medical plans. The agency focuses on explaining how these plans can offset out-of-pocket expenses for local residents. To ensure clarity for each client, the typical process involves a thorough review of existing coverage needs before presenting available options for consideration.
Lee Serino, a supplemental insurance agent based in Clifton Park, NY, provides both one-time policy additions and recurring service plans to help clients fill gaps left by major medical coverage. Common supplemental offerings include accident, hospital indemnity, and critical illness insurance, which pay cash benefits directly to the policyholder for specified events. Services are available on an as-needed basis, allowing residents to enroll or adjust their coverage at any point during the year without being locked into a fixed schedule.
As winter weather in Clifton Park can lead to unexpected gaps in standard health coverage, Foursurance helps local residents address those needs by offering supplemental insurance plans. These policies assist with costs that major medical may not fully cover, such as deductibles, copays, or critical illness expenses. The agency reviews its clients’ current coverage before recommending suitable options and scheduling an in-person or phone consultation to assess individual situations.
Farmers Insurance - Mary Ann O'Brien serves clients in Clifton Park, New York, with a focus on supplemental insurance. This agency assists individuals and business owners in securing additional coverage to fill gaps left by standard health or life policies. Such policies often help manage expenses not typically covered by primary insurance, offering extra financial protection. The agency can serve commercial sectors including offices, warehouses, and food service establishments, addressing their unique risk management needs for improved security.
StoneBuilt Insurance Agency Inc in Clifton Park, NY is known as a local supplemental insurance agent. It serves clients by offering policies that help cover gaps in primary health coverage, such as accident and critical illness plans. The agency provides personalized guidance to individuals seeking extra financial protection for unexpected medical costs. Its services include helping customers compare available options from multiple carriers to find suitable benefits. A specialty service it can add on is hospital indemnity insurance to cover daily costs during a stay.
Thomas Rupert - State Farm Insurance Agent, located in Clifton Park, NY, provides residential supplemental insurance to help cover gaps left by primary health or Medicare plans. Commercial supplemental coverage is also available for local businesses seeking added financial protection for their employees. Service areas include Clifton Park and surrounding communities within the Capital Region. Between regular visits, an agent remains available to address policy questions and process renewal paperwork, ensuring clients receive consistent follow-up on any coverage adjustments needed.
What Does a a Supplemental Insurance Agent in Clifton Park Cost?
Supplemental insurance costs in Clifton Park vary by policy type and provider. Medicare supplement plans typically range from 100 to 300 dollars per month for standard coverage. Dental and vision add-ons may cost 20 to 60 dollars monthly. Premiums can increase with age or health changes. This is general information and not insurance advice.
About supplemental insurance agents in Clifton Park
Supplemental insurance agents in Clifton Park, New York help residents find policies that cover gaps in primary health insurance. New York state law guarantees a 30-day free look period for Medicare supplement policies, allowing you to review coverage without penalty. Agents in the Capital Region can explain options like Medigap, dental, and vision plans tailored to your needs.
Frequently Asked Questions
What is a supplemental insurance agent in Clifton Park?
A supplemental insurance agent in Clifton Park helps you purchase policies that fill coverage gaps in your primary health insurance. They are licensed in New York and can assist with Medicare supplements, accident plans, and critical illness policies.
When can I enroll in a Medicare supplement plan in New York?
In New York, you have a six-month open enrollment period starting when you turn 65 and enroll in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting.
Are there state-specific rules for supplemental insurance in New York?
Yes, New York has guaranteed issue rights for Medicare supplements year-round for those age 65 or older. This means insurers cannot deny coverage or charge higher premiums based on health status.