The top-rated supplemental insurance agent in Buffalo, New York is Willoughby Insurance, rated 4.8 stars across 1,003 reviews. Other highly rated options include Medicare Management of WNY, Sheridan Benefits, Craig Maitland - GEICO Insurance Agent. This directory lists 31 supplemental insurance agents serving Buffalo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Willoughby Insurance | 1523 Main St | (716) 885-8100 |
| 2 | Medicare Management of WNY | 8645 Main St | (716) 833-0252 |
| 3 | Sheridan Benefits | 6700 Main St | (716) 580-3773 |
| 4 | Craig Maitland - GEICO Insurance Agent | 3618 Delaware Ave Suite 400 | (716) 517-3300 |
| 5 | Jody Lawrence at Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 809-9169 |
| 6 | Damien Lawrence at Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 276-7247 |
| 7 | Freeway Insurance | 1526 Walden Ave Suite 500 | (716) 250-9472 |
| 8 | Lawley | 361 Delaware Ave | (716) 849-8618 |
| 9 | New Buffalo Insurance Agency, Inc. | 686 Main St Suite 201 | (716) 332-1570 |
| 10 | Donna Medina at Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 730-4909 |
Willoughby Insurance serves Buffalo, New York residents as a supplemental insurance agent. It specializes in policies that fill gaps left by primary health plans, such as covering deductibles and copayments. The agency helps clients evaluate different coverage options for medical and financial protection. It also assists with plans providing income replacement during hospital stays or recovery. Specific services handled include accident and critical illness insurance for the Buffalo area.
Medicare Management of WNY provides supplemental insurance services for individuals in Buffalo, New York, focusing on health coverage options that complement primary Medicare plans. The company helps clients navigate enrollment periods and policy adjustments, offering ongoing support for claims and plan changes to maintain consistent coverage throughout the year. It serves single-family homes, apartments, retail locations, and restaurants, ensuring both residential and commercial property owners have access to appropriate supplemental insurance solutions for their specific situations.
Sheridan Benefits serves Buffalo, New York, and the surrounding communities, handling supplemental insurance policies that help cover gaps left by major medical plans. These plans might include options for accident, critical illness, or hospital indemnity coverage. The company assists clients by explaining how such policies can provide extra financial protection during unexpected health events. A typical job is managed by first reviewing individual needs and then matching them with appropriate coverage options from available insurers.
Serving homeowners and rental property managers in Buffalo, Craig Maitland - GEICO Insurance Agent provides supplemental insurance policies to help fill coverage gaps that standard plans may leave. These policies offer financial protection for unexpected costs not covered by primary insurance. The agency assists clients in understanding their options for additional security. Its services extend to residents and property owners in the greater Buffalo metro area, including nearby Williamsville and Amherst.
For one-time needs, policyholders can add specific gap coverage or compare plans to their existing major medical, while scheduled deposits into a recurring service option automatically enroll them in ongoing protection. Jody Lawrence at Comparion Insurance Agency in Buffalo, NY provides supplemental insurance that helps cover deductibles, copays, or lost income. Services run strictly on a scheduled basis, with each consultation or policy review set according to the client‘s requested office visit and renewal date.
Damien Lawrence at Comparion Insurance Agency in Buffalo specializes in supplemental insurance options, such as accident, critical illness, and hospital indemnity plans. It works with local residents to find gap-filling coverage that addresses expenses not covered by major medical policies. Close to winter, the agency often helps clients review policies to ensure out-of-pocket costs from seasonal illnesses or weather-related injuries are managed appropriately.
Freeway Insurance provides supplemental coverage options in Buffalo, New York, focusing on policies that extend beyond standard health or auto plans. These specialty add-ons help address gaps in primary insurance for unexpected medical costs or accident-related expenses. The agency serves local commercial sectors including professional offices, warehouses, and food service businesses, offering tailored solutions for varied operational risks.
Buffalo’s harsh winters often remind residents of the importance of guarding against unexpected medical costs that Medicare does not cover. Lawley serves as a local supplemental insurance agent, helping individuals assess their need for policies that fill those gaps. They guide clients through the various plan options available in the region, focusing on coverage that aligns with personal health needs and budget constraints. The process begins with a complimentary review of existing coverage and a clear discussion of potential out-of-pocket exposures to determine the most appropriate supplemental plan.
New Buffalo Insurance Agency, Inc. works within the supplemental insurance agent category for the Buffalo, NY area. It specializes in offering additional coverage options that fill gaps left by primary health or dental plans. These policies can help cover out-of-pocket costs, accident-related expenses, or critical illness treatments. The company provides its supplemental services to various commercial sectors including local offices, warehouses, and food service operations.
Donna Medina at Comparion Insurance Agency serves the Buffalo, NY area, offering supplemental insurance solutions primarily for residential clients. This agency also provides commercial coverage to local businesses seeking additional protection beyond standard policies. Supplemental insurance agents here help bridge gaps in primary health and life plans, covering deductibles, copays, and other out-of-pocket expenses. Service extends throughout Erie County and surrounding communities. Following an initial consultation and policy setup, agents typically conduct periodic check-ins to review coverage needs and assist with claims, ensuring clients receive ongoing support between regular visits.
What Does a a Supplemental Insurance Agent in Buffalo Cost?
Costs for supplemental insurance in New York vary by plan type and provider. Medigap Plan G in Buffalo typically ranges from $150 to $300 per month for a 65-year-old, while accident plans may cost $30 to $80 monthly. New York uses community rating for Medigap, meaning premiums do not increase with age. This is general information, not insurance advice.
About supplemental insurance agents in Buffalo
Supplemental insurance agents in Buffalo, New York help residents find policies like Medigap or accident plans to cover gaps in primary health insurance. New York state law guarantees a 30-day free look period for Medicare supplement policies, allowing you to review your purchase without penalty. Agents can explain how local health systems and New York-specific regulations affect your options.
Frequently Asked Questions
What is a supplemental insurance agent in Buffalo?
A supplemental insurance agent in Buffalo helps you find and enroll in policies that cover costs not paid by your primary insurance, such as deductibles or copays. They are licensed in New York and must follow state rules for selling plans like Medicare supplements or hospital indemnity insurance.
Are there New York laws for supplemental insurance agents?
Yes, New York requires agents to be licensed and to follow strict guidelines for Medicare supplement sales. For example, agents cannot sell duplicate coverage and must provide a 30-day free look period for new Medigap policies. These rules protect consumers from unnecessary policies.
How do I choose a supplemental insurance agent in Buffalo?
Look for an agent who is licensed in New York and has experience with local health plans. You can verify their license through the New York State Department of Financial Services. Ask about their knowledge of Buffalo hospitals and networks to ensure your coverage works locally.
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