Skip to main content

Compare Supplemental Insurance Agents in Saratoga Springs, NY

Directory of supplemental insurance agents in Saratoga Springs, New York. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Saratoga Springs, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 supplemental insurance agents in Saratoga Springs, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kyle Magne - State Farm Insurance Agent
120 West Ave Apartment 102, Saratoga Springs, NY 12866
(518) 633-1010 saratogaagent.com
Bob Fitch - State Farm Insurance Agent
440 Maple Ave, Saratoga Springs, NY 12866
(518) 409-8685 bobfitchinsurance.com
Dione Ramsdill - State Farm Insurance Agent
4286 NY-50, Saratoga Springs, NY 12866
(518) 581-7010 dioneramsdill.com
Jenks Family Insurance Agency, LLC
11 Ballston Ave, Saratoga Springs, NY 12866
(518) 581-1111 jenksfamilyinsurance.com
Lubica Mills - State Farm Insurance Agent
8 Circular St Suite 3, Saratoga Springs, NY 12866
(518) 587-6483 lcmillsinsurance.com
Todd Harvey Farmers Insurance
2 Smith Bridge Rd, Saratoga Springs, NY 12866
(518) 693-6893 agents.farmers.com
Armor Group Insurance Agency
340 Broadway Ste 301, Saratoga Springs, NY 12866
(518) 952-4296 armorgroupinsurance.com
Cote Insurance Agency
68 Weibel Ave, Saratoga Springs, NY 12866
(518) 587-3303 savewithcote.com
Thomas McCurry: Allstate Insurance
468 Maple Ave, Saratoga Springs, NY 12866
(518) 306-5315 agents.allstate.com
Robert J. Hoy Agency, Inc.
538 Maple Ave Suite C, Saratoga Springs, NY 12866
(518) 583-2025 hoyagency.com
Maureen Hallaran, Licensed Medicare Agent
120 West Ave Apartment 302, Saratoga Springs, NY 12866
(518) 581-1642 mosaicwsg.com
Saratoga Medicare Group
125 High Rock Ave suite 215, Saratoga Springs, NY 12866
(518) 528-1550 saratogamedicare.com
Nationwide Insurance: Michael O. Murphy
195 Washington St, Saratoga Springs, NY 12866
(518) 584-1715
Fragomeni Insurance
3257 US-9 Suite 3, Saratoga Springs, NY 12866
(518) 584-4200 fragomeni-insurance.com
ADAMS STATION INSURANCE AGENCY INC
229 Washington St, Saratoga Springs, NY 12866
(518) 512-5247 adamsstationinsurance.com
Vitality Insurance Agency NY
513 Broadway, Saratoga Springs, NY 12866
(518) 620-8429
Aflac Regional Office
184 Edie Rd suite d, Saratoga Springs, NY 12866
(518) 450-1038 aflac.com
Blue Chip Financial Group
47 Regatta View Dr, Saratoga Springs, NY 12866
(518) 584-8057 1bluechip.com
Pietrosanto Insurance Agency
18 Bradford Dr, Saratoga Springs, NY 12866
(518) 581-3282 pietrosanto.com
Amsure
31 Woodlawn Ave, Saratoga Springs, NY 12866
(518) 584-5300 amsureins.com

Supplemental insurance agents in Saratoga Springs New York help residents fill gaps in Medicare employer or individual health plans. New York state law allows guaranteed issue Medigap policies during certain enrollment periods regardless of pre-existing conditions. Agents can explain how local plans coordinate with the New York State of Health marketplace.

What Does a Supplemental Insurance Agent in Saratoga Springs Cost?

Supplemental insurance costs in Saratoga Springs vary by plan type age and gender. Medigap Plan G premiums typically range from 120 to 250 dollars per month for a 65 year old. Medicare Advantage plans often have zero dollar premiums but may have copays and network limits. New York does not allow Medigap insurers to use age rating for new policies after the first six months. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the best time to buy supplemental insurance in Saratoga Springs?
The best time is during your Medigap open enrollment period which starts when you are 65 and enrolled in Medicare Part B. In New York you also have a guaranteed issue right during your Medicare Advantage trial period. Missing these windows may require medical underwriting.
Do New York laws affect supplemental insurance options?
Yes New York has guaranteed issue rules for Medigap plans during the first six months of Part B enrollment. After that insurers can use medical underwriting but New York also has a birthday rule allowing you to switch to an equal or lesser plan within 60 days of your birthday without health questions.
Can I use a supplemental insurance agent if I have employer coverage in Saratoga Springs?
Yes an agent can review your employer plan and recommend a Medigap or Medicare Advantage plan for when you retire. New York allows you to delay Part B without penalty if you have group coverage from an employer with 20 or more employees. An agent helps coordinate the transition.