The top-rated supplemental insurance agent in Rockville Centre, New York is Oscar Espinal - State Farm Insurance Agent, rated 5.0 stars across 670 reviews. Other highly rated options include Farmers Insurance - Nestor Morales, Jason Hrzich Medicare Agent, Beth Moss I American Senior Benefits. This directory lists 18 supplemental insurance agents serving Rockville Centre.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oscar Espinal - State Farm Insurance Agent | 566 Merrick Rd | (516) 208-4451 |
| 2 | Farmers Insurance - Nestor Morales | 268 Merrick Rd | (516) 881-9099 |
| 3 | Jason Hrzich Medicare Agent | 119 N Park Ave Suite 210 | (516) 314-1961 |
| 4 | Beth Moss I American Senior Benefits | 119 N Park Ave | (516) 240-1079 |
| 5 | Silvershore Group, LLC. | 450 Sunrise Hwy | (516) 259-2500 |
| 6 | Alexander Anderson: Allstate Insurance | 530 Merrick Rd | (516) 544-2022 |
| 7 | RVC Insurance Agency | 450 Sunrise Hwy Unit 2A | (516) 608-9192 |
| 8 | Goosehead Insurance - Kimberly Kelly | 43 Clinton Ave Suite 1B | (516) 526-5719 |
| 9 | Diane McGrath - State Farm Insurance Agent | 75 N Park Ave | (516) 678-8282 |
| 10 | J.A. Faccibene & Associates, Inc. | 100 Merrick Rd | (516) 766-3513 |
Oscar Espinal - State Farm Insurance Agent serves the Rockville Centre, New York area, offering supplemental insurance coverage. These policies help individuals manage out-of-pocket costs that major medical plans do not fully address, providing financial relief for unexpected health events. The agency assists clients in understanding how these plans can fill specific gaps in their existing coverage. It handles Medicare supplement plans and critical illness insurance in this region.
Farmers Insurance - Nestor Morales in Rockville Centre, NY offers a range of supplemental insurance agent services, including policies that help cover gaps in primary health or major medical plans. The agency provides routine policy reviews and can assist clients in adjusting their coverage as their needs evolve over time. Ongoing support includes claims assistance and plan explanations for individual policyholders. It services single-family homes, apartments, retail businesses, and restaurants in the local area.
Jason Hrzich Medicare Agent serves seniors and retirees in Rockville Centre, New York who require guidance with supplemental insurance plans. The agency helps clients review and select Medigap policies designed to cover out-of-pocket costs not included in Original Medicare. It also assists with comparing plan options from multiple carriers to find appropriate coverage for individual health needs. Understanding the complexities of Medicare enrollment and plan changes is a central part of its work. The agency additionally provides its services to residents in neighboring communities throughout Nassau County.
Serving Rockville Centre and the surrounding Long Island communities, Beth Moss I American Senior Benefits handles enrollment for supplemental insurance plans. These policies help cover out-of-pocket expenses for clients enrolled in Medicare, including deductibles and copays. The agency assists local seniors in comparing plan options to find suitable coverage for medical and prescription drug needs. A typical job begins with a comprehensive needs assessment, followed by a guided selection of a plan that aligns with the client’s budget and health requirements.
Silvershore Group, LLC, based in Rockville Centre, NY, differentiates between one-time policy reviews and recurring annual coverage adjustments to meet client needs. Their supplemental insurance focuses on filling gaps in primary health plans, such as accident, critical illness, and hospital indemnity benefits. These tailored options help local residents manage out-of-pocket costs that standard insurance may not fully address. Service runs on a one-time, scheduled, or as-needed basis depending on the specific plan selected.
As a supplemental insurance agent serving Rockville Centre, NY, Alexander Anderson: Allstate Insurance provides clients with policies that fill gaps in primary health coverage, such as accident or hospital indemnity plans. It also offers personalized service, helping residents review existing benefits and choose suitable options for their specific needs. As the winter season approaches, the agency often assists local homeowners with understanding how supplemental policies can address deductibles or out-of-pocket costs from cold-weather injuries or unexpected medical events.
As the seasons change on Long Island, many Rockville Centre families begin reviewing their health and lifestyle budgets. RVC Insurance Agency responds by offering supplemental insurance policies designed to fill gaps left by major medical plans. Their agents work with clients to explain coverage options for hospital stays, accident recovery, or critical illness expenses. An initial in-person or virtual assessment is first scheduled to identify the client’s existing coverage and potential out-of-pocket risks before any plan is discussed.
Goosehead Insurance - Kimberly Kelly provides supplemental insurance to residents in Rockville Centre, NY, and throughout the surrounding area. Services aim to cover gaps left by primary health plans for individuals and families. Commercial coverage is also available, addressing additional needs for local small businesses. Policies are designed to supplement existing benefits with focused protection. Regular client follow-up helps adjust coverage as needs change, ensuring consistent support between scheduled annual or semi-annual service visits.
Diane McGrath - State Farm Insurance Agent in Rockville Centre, NY, provides supplemental insurance solutions designed to fill coverage gaps left by primary health or life policies. The agency offers specialty add-on products such as accident, critical illness, and hospital indemnity plans to help policyholders manage unexpected out-of-pocket costs. Whether serving local offices, warehouses, or food service businesses, the company works to create customized benefit packages that align with each commercial sector’s operational needs.
J.A. Faccibene & Associates, Inc., based in Rockville Centre, NY, is known for helping clients manage out-of-pocket medical costs through supplemental insurance. The agency assists individuals and families in finding policies that cover gaps left by primary health plans, such as copays and deductibles in the local area. Its practical services include evaluating coverage needs for accident or hospital indemnity plans. As a specialty, the agency can also arrange critical illness policies to provide lump-sum benefits upon diagnosis.
What Does a a Supplemental Insurance Agent in Rockville Centre Cost?
Costs for supplemental insurance in Rockville Centre vary by plan type, age, and insurer. Medigap Plan G premiums for a 65-year-old can range from $150 to $300 per month in New York. Dental and vision plans may cost $30 to $80 per month. These are general estimates, and actual costs depend on your specific situation. This is general information, not insurance advice.
About supplemental insurance agents in Rockville Centre
Supplemental insurance agents in Rockville Centre, New York help residents find policies that cover costs not paid by Medicare or other primary plans. New York state law provides a guaranteed issue period for Medigap plans, allowing eligible individuals to enroll without medical underwriting. These agents can explain options like Medicare Supplement, dental, and vision plans tailored to local needs.
Frequently Asked Questions
What is a supplemental insurance agent in Rockville Centre?
A supplemental insurance agent in Rockville Centre is a licensed professional who helps you find policies that fill gaps in your primary health insurance. They can assist with Medicare Supplement plans, also known as Medigap, and other coverage like accident or critical illness insurance. Agents in New York must follow state regulations, including rules about plan offerings and enrollment periods.
When can I enroll in a Medigap plan in New York?
In New York, you have a guaranteed issue right to buy a Medigap plan during the 6-month Medigap open enrollment period. This period starts when you are both 65 or older and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge more based on health conditions.
Are there special rules for supplemental insurance in New York?
Yes, New York has unique laws for supplemental insurance. For example, the state requires Medigap insurers to offer a guaranteed issue period for certain situations, such as losing employer coverage. New York also has a birthday rule that allows you to switch Medigap plans within 60 days of your birthday without medical underwriting.
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