The top-rated supplemental insurance agent in Newburgh, New York is Melissa Evans: Allstate Insurance, rated 4.8 stars across 241 reviews. Other highly rated options include Jim Manley Jr - State Farm Insurance Agent, Wyatt Savage - State Farm Insurance Agent, William A Smith & Son Inc. This directory lists 17 supplemental insurance agents serving Newburgh.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Evans: Allstate Insurance | 53 NY-17K Ste 10 | (845) 458-6400 |
| 2 | Jim Manley Jr - State Farm Insurance Agent | 231 S Plank Rd #1 | (845) 564-1500 |
| 3 | Wyatt Savage - State Farm Insurance Agent | 24 NY-17K | (845) 565-8000 |
| 4 | William A Smith & Son Inc | 380 Broadway | (845) 561-1706 |
| 5 | Tri-State Legacy Group | 100 Stony Brook Ct Suite 103 | (845) 235-6371 |
| 6 | Susan Zaleski - State Farm Insurance Agent | 54 N Plank Rd | (845) 565-0020 |
| 7 | Abrams Insurance | 74 N Plank Rd | (845) 565-7894 |
| 8 | Mogul Agency Services | 5020 US-9W Rm 17 | (516) 775-0303 |
| 9 | Grade Insurance, New York | 1404 Union Ave | (845) 202-9212 |
| 10 | Farm Family Insurance NY | 500 Stony Brook Ct | (845) 305-0450 |
Melissa Evans: Allstate Insurance serves clients in Newburgh and throughout Orange County. As a supplemental insurance agent, this agency focuses on providing additional coverage options that complement standard health insurance policies. Supplemental plans are designed to help with out-of-pocket costs, such as deductibles and copays, which can arise during medical events. The agency guides customers in selecting policies that align with their personal needs and budgets. Among the specific services handled in this area are accident insurance and critical illness insurance.
Jim Manley Jr - State Farm Insurance Agent in Newburgh, NY, offers a range of supplemental insurance policies designed to fill gaps left by primary health coverage. Services include accident, hospital indemnity, and critical illness plans that provide cash benefits directly to policyholders. The agency also maintains personalized service plans, helping clients review their needs and update coverage during open enrollment or after major life changes. It provides ongoing support for claims and policy questions. The office services single-family homes, apartments, retail shops, and local restaurants across the Newburgh area.
Wyatt Savage - State Farm Insurance Agent serves homeowners, businesses, and property managers in Newburgh, New York, by offering supplemental insurance policies that help cover gaps left by primary health or property plans. These plans can assist with unexpected expenses not fully paid by standard coverage. The agency provides personalized consultations to explain different supplemental options and policy details. Service is also extended to residents and business owners in the greater Beacon area of the Hudson Valley.
Serving Newburgh, NY, and surrounding communities, William A Smith & Son Inc operates as a supplemental insurance agent. It handles policies designed to cover costs that primary health or life insurance may not fully address, such as dental, vision, accident, or critical illness plans. To manage a typical client request, the agency first reviews an individual’s existing coverage and then matches specific supplemental needs to suitable policy options. This focused, consultative process ensures the recommended plan fills gaps without unnecessary overlap.
Tri-State Legacy Group, based in Newburgh, NY, distinguishes between one-time enrollment for basic hospital indemnity plans and recurring service options for ongoing Medicare supplement adjustments. The agency offers supplemental coverage that fills gaps left by primary health insurance, addressing costs for copays, deductibles, and extended care needs not covered by standard policies. This representative works primarily with local residents to tailor secondary plans to individual health circumstances. Service runs on an as-needed basis, with clients scheduling appointments when evaluating plan changes or filing a claim.
Susan Zaleski's agency provides supplemental insurance solutions in the Newburgh, NY area, often covering gaps left by major medical plans. It also offers general assistance with enrolling in or managing existing supplemental policies. The agency focuses on helping clients understand how their coverage works alongside other benefits such as disability or hospital indemnity plans. When unexpected medical expenses arise during cold and flu season, the agency helps clients file claims for extra cash to cover deductibles and lost wages.
As the seasons change in Newburgh, health concerns often shift, prompting residents to review their coverage gaps. Abrams Insurance serves as a supplemental insurance agent, helping clients evaluate Medicare gaps or other health-related financial exposures. The company assists area households in understanding benefit options without pushing unnecessary products. This support includes clarifying what existing primary plans do not cover, which is especially valuable during open enrollment periods. To begin, an Abrams Insurance agent will meet with you to inspect your current plan documents and outline potential next steps.
Mogul Agency Services in Newburgh, NY helps individuals and families identify suitable supplemental insurance options to cover gaps left by major medical plans. The company specializes in offering add-on policies such as accident, critical illness, and hospital indemnity coverage. These plans provide financial support during unexpected health events. Mogul Agency Services can serve a range of commercial sectors, including local offices, warehouses, and food service businesses needing to protect their workforce against out-of-pocket medical expenses.
Grade Insurance of Newburgh offers residential supplemental insurance services, helping individuals manage out-of-pocket costs from major medical plans. The agency also provides commercial coverage options for local business owners seeking to protect their operations. Serving clients throughout Newburgh and the surrounding Hudson Valley area, the agency addresses needs for policies such as accident, hospital indemnity, and critical illness insurance. Following each enrollment or claim assistance, the agent maintains contact to ensure adjustments as needs change, scheduling follow-up service between regular plan visits.
Farm Family Insurance NY, located in Newburgh, is known for providing supplemental insurance coverage that helps fill gaps left by standard health or life policies. It assists local residents with a range of products, including accident, critical illness, and hospital indemnity plans. By working with individuals and families, the agency explains how these voluntary benefits can offer financial support during unexpected medical events. This broker also offers specialty add-ons such as short-term disability coverage to protect income during recovery periods.
What Does a a Supplemental Insurance Agent in Newburgh Cost?
Typical costs for a supplemental insurance agent in Newburgh are free to you because agents earn commissions from insurance companies. Medigap plan premiums in New York range from about 100 to 400 dollars per month depending on the plan letter and carrier. New York law requires insurers to use community rating so your age does not directly increase your premium. This is general information not insurance advice.
About supplemental insurance agents in Newburgh
Supplemental insurance agents in Newburgh New York help residents choose Medigap or Medicare Supplement plans to cover out-of-pocket costs. New York state law guarantees a 30-day open enrollment period for Medigap policies starting when you first enroll in Medicare Part B. These agents can explain how New Yorks guaranteed issue rules protect your right to buy a policy regardless of health status.
Frequently Asked Questions
What is a supplemental insurance agent in Newburgh?
A supplemental insurance agent in Newburgh is a licensed professional who helps you compare and enroll in Medicare Supplement plans also called Medigap. They work with multiple insurance carriers to find a plan that fits your budget and healthcare needs.
When can I enroll in a Medigap plan in New York?
In New York you have a 6-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. New York also offers a guaranteed issue period for certain qualifying events.
Are Medigap plans expensive in Newburgh New York?
Medigap premiums in Newburgh vary by plan type age and insurer. Monthly costs typically range from 100 to 300 dollars for standard plans. New York uses community rating which means premiums do not increase based on your age but they can rise with inflation.
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