The top-rated supplemental insurance agent in Long Beach, New York is Mackoul Risk Solutions, rated 4.9 stars across 186 reviews. Other highly rated options include Meyerson-Roth Co / DCAP Insurance, Wholesure Long Beach, NY (New Empire Group), Denis A. Miller Insurance Agency, Inc.. This directory lists 13 supplemental insurance agents serving Long Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mackoul Risk Solutions | 216 W Park Ave | (866) 622-5685 |
| 2 | Meyerson-Roth Co / DCAP Insurance | 30b W Park Ave | (516) 432-5800 |
| 3 | Wholesure Long Beach, NY (New Empire Group) | 214 W Park Ave #3212 | (516) 431-8300 |
| 4 | Denis A. Miller Insurance Agency, Inc. | 28 E Park Ave | (516) 432-9245 |
| 5 | Lancer Insurance Company | 370 W Park Ave | (516) 431-4441 |
| 6 | Edwin J. O'Toole Insurance Agency | 727A W Park Ave | (516) 764-7800 |
| 7 | Aja Link Insurance Services | 48 E Park Ave 2nd Floor | (516) 313-8918 |
| 8 | Hometown Atlantic Inc | 120 W Park Ave # 209 | (516) 670-9305 |
| 9 | Insurance Agency | 832 W Beech St | (914) 256-2294 |
| 10 | DCAP Insurance | 30b, 30 W Park Ave | (516) 432-5800 |
Mackoul Risk Solutions serves Long Beach, New York, and the surrounding Nassau County area as a supplemental insurance agent. This agency helps individuals address coverage gaps that major medical plans often leave unfilled. It assists clients in understanding and selecting policies to manage out-of-pocket costs from accidents, critical illnesses, or hospital stays. Supplemental insurance can provide essential financial support for deductibles and copayments. The company specifically handles hospital indemnity plans and accident insurance policies.
Based in Long Beach, Meyerson-Roth Co / DCAP Insurance assists clients in selecting supplemental insurance coverage that bridges gaps in primary health plans. Its service includes ongoing policy reviews to adjust deductibles, coinsurance, and maximum out-of-pocket limits. Routine maintenance plans involve annual re-evaluations to match updated healthcare needs and family status changes. The agency supports its community by tailoring these supplemental options for owners of single-family homes, apartments, retail, and restaurants.
Wholesure Long Beach, NY (New Empire Group) serves local homeowners, small businesses, and property managers by offering supplemental insurance policies that cover gaps left by standard plans. This includes accident, critical illness, hospital indemnity, and other tailored ancillary coverages. The agency helps clients in Long Beach and surrounding communities manage out-of-pocket costs and deductibles from major medical claims. It also provides additional coverage options for businesses seeking to strengthen employee benefit packages. The agency extends its services to clients throughout Nassau County and the Five Towns area.
Denis A. Miller Insurance Agency, Inc. serves Long Beach, New York as a supplemental insurance agent. Unlike standard health coverage with ongoing recurring payments, this agency offers targeted one-time policies for specific medical needs. Clients can obtain short-term protection for accidents, critical illness, or hospital stays. These plans are designed to fill financial gaps left by major medical insurance. The service is available strictly on a one-time basis, with coverage arranged for a defined term rather than as a recurring or scheduled policy.
Located in Long Beach, NY, Lancer Insurance Company serves Long Island and the surrounding coastal communities. As a supplemental insurance agent, it handles policies that help cover gaps left by primary health plans. These plans may include accident, critical illness, or hospital indemnity coverage. To serve its clients effectively, the company begins by reviewing individual needs and existing coverage. It then presents clear options and explains policy terms so clients understand their benefits. When a claim occurs, the agent guides clients through the filing process to ensure proper documentation and prompt handling.
Specializing in Medicare supplements and critical illness coverage, Edwin J. O'Toole Insurance Agency serves Long Beach, NY, as a local supplemental insurance agent. It helps clients fill gaps in primary health plans, addressing out-of-pocket costs and covering expenses that major medical policies often exclude. The agency works with individuals navigating retirement or managing chronic conditions. This support proves especially valuable when seasonal storms threaten the area, as the agency assists with policy reviews to ensure protection against related medical deductibles.
As summer storms roll through Long Beach, many residents seek ways to protect their finances from unexpected medical gaps. Aja Link Insurance Services helps local clients supplement their existing health coverage with tailored policies. The agency specializes in explaining how supplemental insurance can cover deductibles, co-pays, and other out-of-pocket expenses that primary plans may leave behind. For anyone concerned about a sudden illness or injury, this Long Beach-based agent offers a clear initial assessment of individual coverage needs during a complimentary in-office consultation.
Hometown Atlantic Inc serves the Long Beach area by connecting clients with supplemental insurance plans that cover gaps left by primary health policies. It specializes in accident, cancer, critical illness, and hospital indemnity products for individuals and families. These supplemental add-ons provide financial support during unexpected medical events outside of standard coverage. The company can arrange policies for local small offices, neighborhood warehouses, and food service businesses seeking extra protection for their employees.
Serving residential clients throughout Long Beach, this agency works to secure supplemental insurance that helps cover gaps left by standard health plans. Commercial clients are also supported with tailored policies addressing local business needs. The service area includes the community and the surrounding South Shore region. Instead of making promises, the agency focuses on explaining coverage options clearly and handling claims efficiently. After an initial sale, agents maintain contact with the same policyholder for ongoing minor adjustments, ensuring steady support between regular annual reviews.
DCAP Insurance, serving Long Beach, New York, provides supplemental insurance policies designed to cover expenses not addressed by primary health plans, with a clear distinction between one-time enrollment for standalone products and recurring premium payment plans for ongoing coverage. These policies help fill financial gaps for events like accidents, critical illness, or hospital stays. Service runs on both a scheduled appointment basis for initial policy setup and as-needed for claims assistance or policy adjustments.
What Does a a Supplemental Insurance Agent in Long Beach Cost?
Typical costs for a Medigap Plan G in New York range from $150 to $300 per month for a 65-year-old, depending on location and carrier. Plan N averages $100 to $200 per month. Costs vary based on age, gender, and tobacco use. This is general information, not insurance advice.
About supplemental insurance agents in Long Beach
Supplemental insurance agents in Long Beach, New York help residents find policies that fill gaps in Medicare coverage. New York state law guarantees a 30-day free look period for Medigap policies, allowing you to review and cancel without penalty. These agents can explain options like Plan G or Plan N and guide you through annual enrollment periods.
Frequently Asked Questions
What is a supplemental insurance agent in Long Beach?
A supplemental insurance agent in Long Beach is a licensed professional who helps you compare and enroll in Medigap or Medicare Advantage plans. They work with multiple carriers to find a policy that fits your budget and health needs.
When can I enroll in a Medigap plan in New York?
In New York, you have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting.
Are there state-specific rules for supplemental insurance in New York?
Yes, New York has a guaranteed issue rule for Medigap policies year-round for those 65 and older. This means you can switch or buy a plan without health questions at any time, though premiums may vary.
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