The top-rated supplemental insurance agent in Lindenhurst, New York is Luis Hernandez - State Farm Insurance Agent, rated 5.0 stars across 233 reviews. Other highly rated options include First Choice Insurance, Maria Zinerco: Allstate Insurance, Thomas J. Sant: Allstate Insurance. This directory lists 15 supplemental insurance agents serving Lindenhurst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Luis Hernandez - State Farm Insurance Agent | 186 S 1st St Ste C | (631) 956-4003 |
| 2 | First Choice Insurance | 646 Wellwood Ave | (631) 422-6650 |
| 3 | Maria Zinerco: Allstate Insurance | 773 N Wellwood Ave | (516) 561-6770 |
| 4 | Thomas J. Sant: Allstate Insurance | 7 W Hoffman Ave | (631) 957-4800 |
| 5 | Anthony Albano - State Farm Insurance Agent | 504 W Montauk Hwy | (631) 225-1500 |
| 6 | The Retirement Center | 125A S Wellwood Ave | (631) 987-7555 |
| 7 | Plus Insurance Service NY | 271-279 S Wellwood Ave | (631) 572-3818 |
| 8 | Nationwide Insurance: Stephen Patrick Cali | 173 S Wellwood Ave | (631) 592-1250 |
| 9 | Young Insurance NY | 196 S 1st St | (631) 318-0965 |
| 10 | Tom Falletta: Allstate Insurance | 53 W Montauk Hwy | (631) 225-4100 |
Luis Hernandez - State Farm Insurance Agent serves the Lindenhurst, New York, area, specializing in supplemental insurance coverage. This agency helps local residents fill gaps in their existing health or life policies through tailored supplemental plans. The agent provides guidance on policy options designed to complement primary coverage with added financial protection. Services handled in this area include accident and hospital indemnity insurance.
First Choice Insurance offers a range of supplemental insurance services in Lindenhurst, NY, designed to fill coverage gaps left by major medical plans. Its service approach includes helping clients understand policy specifics and providing ongoing support for claims and policy maintenance. Clients can rely on the agency for periodic policy reviews and updates. The company services a variety of local properties, including single-family homes, apartments, and small retail shops and restaurants on Long Island.
Maria Zinerco: Allstate Insurance serves homeowners and renters in the Lindenhurst area who seek a supplemental insurance agent to help fill gaps in their primary coverage. The agency offers supplemental plans designed to support existing policies, such as accident and hospital indemnity, which provide additional financial protection when unexpected medical costs arise. These services assist clients in managing out-of-pocket expenses more effectively. The company also covers neighboring communities throughout Suffolk County on Long Island.
Serving Lindenhurst, NY, and the surrounding communities on Long Island, Thomas J. Sant: Allstate Insurance handles supplemental insurance policies designed to fill gaps left by primary health or Medicare coverage. These plans often help clients manage out-of-pocket costs for hospitalization, accidents, or critical illnesses. A typical job begins with an assessment of the client's existing coverage, identifying specific exposures, and then presenting plan options that align with their personal budget and medical needs.
Anthony Albano - State Farm Insurance Agent in Lindenhurst, NY offers supplemental insurance that generally provides either a one-time benefit for a specific event or recurring payments for ongoing needs. Coverage options may help with out-of-pocket costs that primary health, life, or disability policies do not fully address. Clients typically choose this agent to help identify suitable plans for unexpected medical expenses or loss of income. All service arrangements run on an as-needed basis, allowing customers to schedule appointments according to their personal convenience.
Serving as a supplemental insurance agent in Lindenhurst, NY, The Retirement Center specializes in policies that cover gaps left by Medicare, including deductibles and co-payments. It also works with clients to address their broader protection needs, such as long-term care or hospital indemnity plans. These offerings allow individuals to build a more complete financial safety net. As winter approaches, the center helps residents evaluate their coverage to guard against seasonal medical costs and unexpected health expenses.
Plus Insurance Service NY arranges supplemental insurance coverage designed to fill gaps left by standard health plans. The agency handles add-on policies such as accident, critical illness, and hospital indemnity protection. Working throughout Lindenhurst, New York, it helps individuals mitigate out-of-pocket medical costs not covered by primary insurance. Agents explain plan terms clearly, ensuring customers understand what their policies cover. The firm serves commercial clients including offices seeking employee benefit options, warehouses requiring tailored workforce protection, and food service operations needing flexible supplemental solutions.
Lindenhurst residents often face supplemental coverage needs after a seasonal storm or a workplace change. Nationwide Insurance: Stephen Patrick Cali serves as a local supplemental insurance agent, assisting clients in filling gaps left by primary health or life policies. The agency helps individuals compare policy options for accident or hospital indemnity plans commonly suited to this area’s shifting needs. A first step involves an initial personal assessment of current coverage and budget to identify appropriate supplementary solutions, scheduled through a complimentary inspection of the client’s existing documents.
Young Insurance NY provides supplemental insurance services for residences in and around Lindenhurst, NY. Their agents also assist commercial clients by offering coverage options that help fill gaps left by primary health or business policies. Serving Lindenhurst and nearby communities, the team works with clients to review existing plans and recommend suitable supplemental products. Between regular visits, they maintain contact to address any policy questions or changes, ensuring coverage remains appropriate and offering follow-up assistance as needed.
Tom Falletta: Allstate Insurance is a supplemental insurance agent based in Lindenhurst, NY, known for offering a range of policies that fill gaps left by major medical plans. It serves local residents and small businesses who seek extra financial protection for unexpected health events or accidents. The agency works with clients to customize coverage for specific needs. For homeowner or auto policyholders, it can evaluate adding a personal umbrella liability policy.
What Does a a Supplemental Insurance Agent in Lindenhurst Cost?
Supplemental insurance premiums in New York vary by plan type, age, and location. Medigap Plan G in Lindenhurst typically costs between $150 and $350 per month for a 65-year-old. Cancer and accident plans range from $30 to $100 per month. Costs also depend on the insurance company and your health status. This is general information, not insurance advice.
About supplemental insurance agents in Lindenhurst
Supplemental insurance agents in Lindenhurst, New York help residents find policies that cover expenses not paid by primary health insurance. These agents work with plans like Medicare Supplement (Medigap) and hospital indemnity insurance. Under New York law, insurers must offer guaranteed issue Medigap policies during certain enrollment periods, making local agent guidance valuable.
Frequently Asked Questions
What does a supplemental insurance agent in Lindenhurst do?
A supplemental insurance agent helps you compare and enroll in policies that pay for deductibles, copays, and other out-of-pocket costs. They explain plan options from carriers like Aetna, UnitedHealthcare, and Empire BlueCross BlueShield. Agents must be licensed by the New York State Department of Financial Services.
When can I enroll in a Medicare Supplement plan in New York?
New York has a guaranteed issue period for Medigap plans. You have 6 months from when you first enroll in Medicare Part B to buy any Medigap policy without medical underwriting. Outside this window, insurers can deny coverage or charge higher premiums based on health status.
Are supplemental insurance plans regulated in New York?
Yes, the New York State Department of Financial Services regulates all supplemental insurance. This includes rules on policy renewals, rate increases, and marketing practices. New York also requires that Medigap plans be standardized as Plan A through Plan N.
Supplemental Insurance Agents in Other New York Cities
Albany · Amherst · Armonk · Bay Shore · Bethpage · Binghamton · Brentwood · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clarence · Clifton Park · Commack