ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeRenters Insurance AgentsMissouri › St Joseph

Find Renters Insurance Agents Near You in St Joseph, MO

Browse renters insurance agents serving St Joseph, Missouri. Updated 2026-07-14.

The top-rated renters insurance agent in St Joseph, Missouri is Gina Conaway - State Farm Insurance Agent, rated 5.0 stars across 540 reviews. Other highly rated options include Angela Clark - State Farm Insurance Agent, Clear View Insurance Specialists, Tolly & Associates Inc American Family Insurance. This directory lists 20 renters insurance agents serving St Joseph.

Showing 20 renters insurance agents in St Joseph, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gina Conaway - State Farm Insurance Agent3510 Messanie St F(816) 232-5307
2Angela Clark - State Farm Insurance Agent4732 Frederick Ave(816) 279-4224
3Clear View Insurance Specialists3849 Frederick Ave(816) 232-7400
4Tolly & Associates Inc American Family Insurance2606 N Belt Hwy(816) 232-8400
5Will Woods - State Farm Insurance Agent2828 N Belt Hwy(816) 364-5959
6AIS2903 S Belt Hwy(816) 676-2886
7Brandy Wiederholt - State Farm Insurance Agent3510 Messanie St c(816) 279-1313
8Haley Black - State Farm Insurance Agent1504 S Riverside Rd(816) 396-0715
9Shelter Insurance - Dana Oerman6412 King Hill Ave(816) 238-1450
10Jodi Davis-Grace - State Farm Insurance Agent507 Francis St #222(913) 649-2111
GC
3510 Messanie St F
Gina Conaway - State Farm Insurance Agent
Renters Insurance Agent · St Joseph, MO

Gina Conaway - State Farm Insurance Agent serves the St Joseph, Missouri area. The agency provides renters insurance policies to help protect tenants' personal belongings from risks like theft and fire damage. They also offer guidance on liability coverage for accidents occurring inside a rented home or apartment. Local renters can discuss policy options to safeguard their possessions and manage deductibles.

AC
4732 Frederick Ave
Angela Clark - State Farm Insurance Agent
Renters Insurance Agent · St Joseph, MO

Angela Clark - State Farm Insurance Agent in St Joseph, MO, provides renters insurance policies that cover personal property, liability protection, and additional living expenses if a home becomes uninhabitable. Policyholders can receive personalized assistance with claims and are offered payment plan options to suit their budgets. The agent maintains local availability for in-person consultations and policy adjustments. Its services are available for tenants of single-family homes, apartments, retail spaces, and restaurants.

CV
3849 Frederick Ave
Clear View Insurance Specialists
Renters Insurance Agent · St Joseph, MO

Clear View Insurance Specialists in St Joseph, MO offers renters insurance policies that can be obtained with a one-time payment or through recurring monthly installments, depending on the client’s preference. Coverage typically protects personal belongings against theft, fire, and certain water damage, and can include liability protection for accidents occurring in the rented dwelling. The agent works with clients on a one-time basis to secure an initial policy, with coverage renewal available as needed each term.

TA
2606 N Belt Hwy
Tolly & Associates Inc American Family Insurance
Renters Insurance Agent · St Joseph, MO

Tolly & Associates Inc American Family Insurance in St Joseph, MO provides renters insurance policies tailored to protect personal belongings and liability. It serves local residents by explaining coverage details for furniture, electronics, and additional living expenses after a covered loss. The agency also assists clients with policy bundling options for home or auto insurance. As seasonal storms become more frequent in northwest Missouri, it helps tenants review their policies for adequate protection against wind and hail damage.

WW
2828 N Belt Hwy
Will Woods - State Farm Insurance Agent
Renters Insurance Agent · St Joseph, MO

Located in St Joseph, Missouri, Will Woods - State Farm Insurance Agent provides renters insurance coverage for the city and surrounding communities. The agency handles policies designed to protect tenants' personal belongings against common perils such as theft, fire, and water damage liability. It assists renters in securing affordable coverage that fits individual needs and dwelling requirements. For a typical job, it assesses a client’s specific possessions and preferred deductible level before presenting available policy options for selection.

AI
2903 S Belt Hwy
AIS
Renters Insurance Agent · St Joseph, MO

AIS serves homeowners, property managers, and tenants in St. Joseph, Missouri, by offering renters insurance policies to protect personal belongings and provide liability coverage. The agency helps clients navigate coverage options for apartment dwellers and single-family home renters alike, ensuring policies meet local requirements. It also assists renters seeking protection for electronics, furniture, and other valuables. AIS extends its insurance services to nearby communities in Buchanan County, including the unincorporated areas just north of the city.

BW
3510 Messanie St c
Brandy Wiederholt - State Farm Insurance Agent
Renters Insurance Agent · St Joseph, MO

As the rental season picks up in St. Joseph, Brandy Wiederholt - State Farm Insurance Agent helps tenants secure coverage that protects their personal belongings from common hazards like fire, theft, or water damage. An agent works directly with renters to explain how a policy can provide liability protection as well. The process typically includes an initial consultation, where the agent reviews the resident’s current valuables and living situation before starting a full walk-through inspection.

HB
1504 S Riverside Rd
Haley Black - State Farm Insurance Agent
Renters Insurance Agent · St Joseph, MO

Haley Black - State Farm Insurance Agent in St Joseph, Missouri, helps renters protect personal belongings and provides liability coverage for unexpected mishaps within a leased property. This agency can tailor policies with specialty add-ons such as identity theft protection and coverage for high-value items like jewelry. Serving both residential tenants and businesses, the agent assists with policies for offices, warehouses, and food service establishments.

SI
6412 King Hill Ave
Shelter Insurance - Dana Oerman
Renters Insurance Agent · St Joseph, MO

Shelter Insurance - Dana Oerman provides residential renters insurance for tenants in St Joseph, Missouri. Commercial coverage is also available for local businesses seeking property protection. The agency serves St Joseph and the surrounding communities, helping clients secure policies that safeguard personal belongings and liability. After securing a policy, the agent follows up to confirm appropriate coverage limits and addresses any questions. Repeat service is offered between regular visits to adjust deductibles or update inventory lists as a tenant’s circumstances change.

JD
507 Francis St #222
Jodi Davis-Grace - State Farm Insurance Agent
Renters Insurance Agent · St Joseph, MO

Jodi Davis-Grace - State Farm Insurance Agent in St. Joseph, MO, is known for providing renters insurance policies tailored to apartment dwellers and homeowners renting properties. The agency assists clients in protecting personal belongings against theft, fire, and water damage while offering liability coverage for accidents. Living expenses coverage can also be arranged. Additional policies including identity theft protection may be added to customize each renter's plan.

LB
2233 N Belt Hwy Ste C
Larry Bowles - Missouri Farm Bureau Insurance
Renters Insurance Agent · St Joseph, MO
(816) 558-6171
agents.mofbinsurance.com/larry.bowles
FI
303 Illinois Ave
Farmers Insurance - Richard Bolton
Renters Insurance Agent · St Joseph, MO
(816) 238-4444
agents.farmers.com/mo/saint-joseph/richard-bolton
BC
1004 S Belt Hwy
Buchanan County Mutual Insurance Company
Renters Insurance Agent · St Joseph, MO
(816) 232-0933
buchanancountyinsurance.com
SI
203 N 36th St Ste C
Shelter Insurance - Lisa Findley
Renters Insurance Agent · St Joseph, MO
(816) 232-5491
shelterinsurance.com/CA/agent/LFINDLEY
WI
3603 Woodlawn Terrace
Wagers Insurance Agency
Renters Insurance Agent · St Joseph, MO
(816) 676-1000
thewagersagency.com
CI
4305 Frederick Ave # 200
Colman Insurance Services
Renters Insurance Agent · St Joseph, MO
(816) 236-1725
colman-ins.com
SI
303 S Belt Hwy
Shelter Insurance - Matthew Judah
Renters Insurance Agent · St Joseph, MO
(816) 232-4300
shelterinsurance.com/CA/agent/MATTHEWJUDAH
SI
2312 N 36th St
Shelter Insurance - Tosh Rauer
Renters Insurance Agent · St Joseph, MO
(816) 232-6117
shelterinsurance.com/CA/agent/TOSHRAUER
SJ
3715 Beck Rd b201
Saint Joseph Insurance
Renters Insurance Agent · St Joseph, MO
(816) 364-4381
sjiagency.com
FI
1602 S Riverside Rd Suite B
Farmers Insurance - Brett Holden Agency
Renters Insurance Agent · St Joseph, MO
(816) 259-5555
agents.farmers.com/mo/saint-joseph/brett-holden

What Does a a Renters Insurance Agent in St Joseph Cost?

Renters insurance in Missouri typically costs between 15 and 30 dollars per month for standard coverage. In St Joseph, rates may vary based on the value of your belongings, your deductible choice, and the insurance company. Policies with higher liability limits or replacement cost coverage can cost more. This is general information and not insurance advice.

About renters insurance agents in St Joseph

Renters insurance agents in St Joseph, Missouri help tenants protect personal belongings and cover liability. Missouri law does not require renters insurance, but many landlords in St Joseph include it in lease agreements. Local agents can explain how Missouri liability limits and actual cash value policies work for your situation.

Frequently Asked Questions

What does a renters insurance agent in St Joseph do?

A renters insurance agent in St Joseph helps you choose a policy that covers your personal property and liability. They explain Missouri-specific terms like actual cash value versus replacement cost. Agents also assist with filing claims and adjusting coverage as your needs change.

Is renters insurance required by law in Missouri?

Missouri law does not require renters insurance. However, many landlords in St Joseph require it as part of the lease. An agent can help you meet those requirements while finding affordable coverage.

How much renters insurance do I need in St Joseph?

The amount of renters insurance you need depends on the value of your belongings and your liability risk. An agent can help you estimate personal property value and recommend liability limits, often starting at 100,000 dollars. Missouri law does not set minimum coverage amounts for renters.

Renters Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.