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Find Renters Insurance Agents Near You in Cape Girardeau, MO

Directory of renters insurance agents in Cape Girardeau, Missouri. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Cape Girardeau, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 renters insurance agents in Cape Girardeau, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Discount Insurance Group
1009 N Kingshighway St, Cape Girardeau, MO 63701
(573) 339-1100 discountinsurancegroup.com
Goosehead Insurance - Nick Laiben
338 Broadway St Ste 311, Cape Girardeau, MO 63701
(573) 334-9999 goosehead.com
TIG Thomas Insurance Group
56 Doctors Park Dr, Cape Girardeau, MO 63703
(573) 651-3652 tig-ins.com
Michael Jones - State Farm Insurance Agent
1900 Broadway St, Cape Girardeau, MO 63701
(573) 335-7703 michaeljonesinsurance.com
Coalter Insurance Group
1001 Independence St, Cape Girardeau, MO 63703
(573) 339-1222 coalterinsurancegroup.com
Farmers Insurance - Tom Smith
1928 Golden Eagle Ct #3, Cape Girardeau, MO 63701
(573) 651-6515 agents.farmers.com
Shelter Insurance - Sarah Reilly
339 Broadway St Suite 148, Cape Girardeau, MO 63701
(573) 803-3999 shelterinsurance.com
Hoesli Insurance Agency
338 Broadway St Suite 505, Cape Girardeau, MO 63701
(573) 290-7777 hoesliagency.com
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®
75 Sheridan Dr, Cape Girardeau, MO 63703
(573) 335-4343 agents.farmers.com
Nick Hogan - State Farm Insurance Agent
980 N Kingshighway St Suite 102, Cape Girardeau, MO 63701
(573) 332-0502 nickhoganinsurance.com
Landon Besand - Insurance Agent
1917 William St, Cape Girardeau, MO 63703
(573) 517-7734
Laurel Adkisson Agency LLC American Family Insurance
760 S Kingshighway D, Cape Girardeau, MO 63703
(573) 334-1095 amfam.com
Arnold Insurance
875 N Kingshighway St, Cape Girardeau, MO 63701
(573) 651-0509 myarnoldteam.com
AAA Cape Girardeau Insurance and Member Services
1903 Broadway St, Cape Girardeau, MO 63701
(573) 334-3038 ace.aaa.com
Farmers Insurance - Clarence Matthews
1750 N Kingshighway St Suite B, Cape Girardeau, MO 63701
(573) 334-8888 agents.farmers.com
Brightway Insurance, The Prima Agency
1936 Broadway St B, Cape Girardeau, MO 63701
(573) 335-5822 brightwayprima.com
Blair Bohannon - State Farm Insurance Agent
440 S Mt Auburn Rd Suite 106, Cape Girardeau, MO 63703
(573) 271-2102 mysfagentblair.com
Andy Bullinger, Jr. - State Farm Insurance Agent
2524 William St, Cape Girardeau, MO 63703
(573) 334-8601 andybullinger.com
Shelter Insurance - Rebecca Tosarello
87 S Plaza Way, Cape Girardeau, MO 63703
(573) 335-5287 shelterinsurance.com
Shelter Insurance - Terri Shaw
1418 N Kingshighway St, Cape Girardeau, MO 63701
(573) 335-8116 shelterinsurance.com

Renters insurance agents in Cape Girardeau Missouri help tenants protect their belongings and cover liability risks. Missouri law does not require renters insurance but many landlords in the area now ask for proof of coverage. A local agent can explain how policies cover theft fire and water damage specific to Southeast Missouri weather patterns.

What Does a Renters Insurance Agent in Cape Girardeau Cost?

In Missouri renters insurance typically costs between 15 and 30 dollars per month for standard coverage. For a policy with 30000 dollars in personal property coverage and 100000 dollars in liability you might pay around 180 to 360 dollars per year. Costs vary based on your location in Cape Girardeau the amount of coverage and your claims history. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does renters insurance typically cover in Cape Girardeau?
Renters insurance in Missouri generally covers personal property loss from fire theft vandalism and certain water damage. It also includes liability protection if someone is injured in your rental unit. Policies often provide additional living expenses if your apartment becomes uninhabitable due to a covered event.
How much renters insurance do I need in Cape Girardeau?
Most agents recommend enough coverage to replace all your personal belongings. In Missouri the average renters policy provides 30000 dollars in personal property coverage. You should inventory your items and discuss replacement cost versus actual cash value with an agent to decide the right amount.