The top-rated renters insurance agent in Independence, Missouri is Houston Richards State Farm - Insurance Agent KC, rated 5.0 stars across 751 reviews. Other highly rated options include Alicia Scott - State Farm Insurance Agent, Chad Mitchell - State Farm Insurance Agent, Kim Downey Noble - State Farm Insurance Agent. This directory lists 23 renters insurance agents serving Independence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Houston Richards State Farm - Insurance Agent KC | 15441 US-24 | (816) 796-9111 |
| 2 | Alicia Scott - State Farm Insurance Agent | 19045 E Valley View Pkwy suite k | (816) 886-5009 |
| 3 | Chad Mitchell - State Farm Insurance Agent | 14901 E 42nd St S | (816) 836-0114 |
| 4 | Kim Downey Noble - State Farm Insurance Agent | 221 W Lexington Ave Suite 101 | (816) 833-1180 |
| 5 | Freeway Insurance | 3619 S Noland Rd | (816) 685-6985 |
| 6 | Scott Davidson - State Farm Insurance Agent | 2411 Rte 291 Suite L | (816) 373-0434 |
| 7 | Matrix Insurance | 11201 E US Hwy 24 B | (816) 272-4444 |
| 8 | Lesley Siegfried - State Farm Insurance Agent | 1214 S Noland Rd B | (816) 252-6882 |
| 9 | The Insurance Groupe | 16012 East 23rd St S | (816) 461-2260 |
| 10 | Blake Roberson - State Farm Insurance Agent | 16726 E 40th St | (816) 478-1600 |
Houston Richards State Farm - Insurance Agent KC serves the Independence, Missouri, area with comprehensive renters insurance policies. The agency helps local tenants protect their personal belongings and secure liability coverage against accidents. Renters insurance is designed to cover losses from events such as theft, fire, and certain water damage in apartments and rental homes. Claims assistance is available to guide clients through the process of recovering from unexpected incidents. The company handles policy customization and coverage reviews to match individual renter needs.
Alicia Scott - State Farm Insurance Agent serves renters in Independence, Missouri, by offering personalized policies that protect personal belongings and provide liability coverage for apartments or homes. The agency helps customers understand coverage options to safeguard their possessions against theft, fire, or water damage. It also assists with bundling renters insurance for potential savings. In addition to Independence, this agency serves residents throughout the surrounding Jackson County region, including the nearby community of Lee's Summit.
Chad Mitchell - State Farm Insurance Agent in Independence, MO offers renters insurance policies designed to protect personal belongings and provide liability coverage. This agency helps clients understand policy options and assists with filing claims when needed. Service includes reviewing existing coverage to ensure it adequately reflects current living situations and personal property values. Properties serviced include single-family homes, apartments, retail, and restaurants.
Kim Downey Noble - State Farm Insurance Agent serves Independence, Missouri, and the surrounding communities. This agency handles renters insurance policies to protect personal belongings and provide liability coverage. It also offers support for claims related to theft, fire damage, or water losses in rental properties. The typical job begins with a consultation to assess a client's specific coverage needs and policy limits. Coverage options are then explained clearly, allowing the client to make an informed decision before any final paperwork is processed.
Freeway Insurance serves renters in Independence, Missouri, and the surrounding communities of the Greater Kansas City area. It handles personal property protection, liability coverage, and additional living expense policies for tenants in apartments, condos, and single-family homes. The company guides clients through assessing their personal inventory and understanding policy deductibles. It approaches each job by reviewing individual renter risks, comparing coverage limits to current replacement values, and ensuring the policy meets local landlord requirements typically found in area lease agreements.
As a renters insurance agent, Scott Davidson in Independence, MO offers policies that cover personal belongings and liability. The agency also provides general guidance on evaluating coverage limits for electronics, furniture, and clothing. It assists clients with filing claims after incidents such as theft or water damage. The office further helps renters understand how a policy can temporarily cover stored items during a seasonal move or college semester transition.
Residents of Independence, Missouri can choose between a one-time visit for a single policy issue or recurring service options for ongoing protection when working with Matrix Insurance for a renters insurance agent. Coverage typically safeguards personal belongings, offers liability protection, and can cover additional living expenses if a rental becomes uninhabitable after a covered loss. Service operates on a scheduled basis for annual policy reviews or as-needed for claims, new rentals, and coverage adjustments.
Lesley Siegfried - State Farm Insurance Agent in Independence, MO, provides renters insurance to protect personal belongings and liability. Additional coverage options include protection for valuable items such as jewelry and electronics. The agency also works with clients to find policies that fit various rental situations and budgets. Its services extend to commercial sectors, serving businesses like offices, warehouses, and food service operations to help cover their specific property and liability needs.
As Missouri winters bring plumbing risks and spring storms threaten wind damage, Independence tenants often seek protection for their belongings. The Insurance Groupe provides renters insurance coverage tailored to local apartment dwellers and homeowners needing personal property policies. Their team explains how standard plans cover theft and liability while offering customization options for high-value items like jewelry or electronics. This helps renters in Independence secure financial safeguards against common household emergencies. A typical consultation begins with an inventory review of possessions to determine appropriate policy limits.
What Does a a Renters Insurance Agent in Independence Cost?
In Missouri renters insurance typically costs between 15 and 30 dollars per month for standard coverage. Policies in Independence may cost slightly more or less depending on the property location and the amount of coverage you choose. Factors like your credit score claims history and the value of your belongings also affect the premium. This is general information not insurance advice.
About renters insurance agents in Independence
Renters insurance agents in Independence Missouri help tenants protect their personal property and liability. Missouri law does not require renters insurance but many landlords in Independence now require it in lease agreements. An agent can explain coverage options and help you find a policy that fits your budget and needs.
Frequently Asked Questions
What does a renters insurance agent in Independence do?
A renters insurance agent helps you compare policies from different insurance companies. They explain what is covered such as personal belongings liability and additional living expenses. They also help you file claims and adjust your coverage as needed.
Is renters insurance required by law in Missouri?
Missouri state law does not require renters insurance. However many landlords and property managers in Independence now require tenants to carry a policy as part of the lease agreement. Check your lease to see if renters insurance is mandatory.
How much personal property coverage do I need for my Independence rental?
Most agents recommend enough coverage to replace all your belongings. A common starting point is 20000 to 30000 dollars in personal property coverage. You can use a home inventory list to determine the exact value of your items.
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