The top-rated renters insurance agent in Columbia, Missouri is Stephanie Wilmsmeyer - State Farm Insurance Agent, rated 4.9 stars across 232 reviews. Other highly rated options include Bry Reine Agency LLC American Family Insurance, Justin Hahn - State Farm Insurance Agent, Insurance Plus. This directory lists 20 renters insurance agents serving Columbia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Wilmsmeyer - State Farm Insurance Agent | 2609 E Broadway Ste 214 | (573) 445-5774 |
| 2 | Bry Reine Agency LLC American Family Insurance | 2909 Falling Leaf Ln suite c | (573) 442-3368 |
| 3 | Justin Hahn - State Farm Insurance Agent | 2101 W Broadway Suite 200 | (573) 443-4246 |
| 4 | Insurance Plus | 1604 Business Loop 70 W | (573) 615-0291 |
| 5 | Shelter Insurance - Mitch Theede | 3201 S Providence Rd Ste 203 | (573) 443-6080 |
| 6 | Phyllis Nichols - State Farm Insurance Agent | 1006 West Blvd N Ste 102 | (573) 443-8727 |
| 7 | Acrisure Columbia, MO (Vogel Stuart Insurance Group) | 29 N 10th St | (573) 449-5395 |
| 8 | Lisa Cravens - State Farm Insurance Agent | 33 E Broadway Ste #175 | (573) 875-6696 |
| 9 | Shelter Insurance - Jeremy Hughes | 1715 W Worley St Ste A1 | (573) 445-8627 |
| 10 | Brian Hazelrigg - State Farm Insurance Agent | 2415 Carter Ln #100 | (573) 445-1687 |
Stephanie Wilmsmeyer - State Farm Insurance Agent serves the Columbia, MO metro area and provides renters insurance policies for local residents. These policies typically cover personal belongings against perils like fire and theft within rental homes and apartments. Additional coverage may be arranged for high-value items such as jewelry or electronics. The office can also help tenants secure liability protection, which covers damage or injuries occurring within the rented property. Specific services include processing new renters insurance applications and updating existing policies when tenants move to a new address.
Bry Reine Agency LLC American Family Insurance serves Columbia renters seeking affordable protection for personal property and liability. The agency focuses on crafting renters insurance policies that cover belongings against theft, fire, and water damage. It also offers tailored coverage options that include additional living expenses if a rental becomes uninhabitable. Customers in Columbia can arrange personalized consultations to discuss deductible limits and policy endorsements. The agency also provides its renters insurance services to clients in the nearby community of Ashland.
Justin Hahn - State Farm Insurance Agent in Columbia, MO, offers renters insurance policies that provide financial protection for personal belongings and liability coverage in rental situations. These plans help safeguard tenants against losses from theft, fire, or accidental damage, and include options for additional living expenses if a unit becomes uninhabitable. The agency services clients renting single-family homes, apartments, retail spaces, and restaurants.
Insurance Plus, located in Columbia, MO, provides renters insurance with a clear distinction between one-time, single-policy transactions and recurring service relationships that adapt to changing coverage needs. This agency focuses on tailoring policies to protect personal belongings and provide liability coverage for residents in the local area. Their typical customer service operates on an as-needed basis, allowing clients to request policy adjustments or re-evaluate their coverage at any time without being locked into a rigid schedule.
Shelter Insurance - Mitch Theede offers personalized renters insurance policies designed to protect personal belongings and provide liability coverage for Columbia residents. As a local agent, Mitch Theede assists customers in selecting appropriate coverage limits and understanding policy details to suit individual living situations. This agency also helps clients review their policies ahead of the busy move-in season on campus and near downtown, ensuring incoming students and new tenants have the necessary protection before they sign a lease.
As the spring and fall lease cycles bring new students and professionals to Columbia, MO, renters often seek protection for their personal property. Phyllis Nichols - State Farm Insurance Agent assists local tenants with policies that cover belongings against theft or damage. This agent works to explain coverage options that suit different apartment and house rental situations. The process begins with a brief review of the renter’s current possessions and their estimated value during an initial consultation.
Acrisure Columbia, MO (Vogel Stuart Insurance Group) serves renters in Columbia and the surrounding central Missouri communities. This agency handles policies that protect personal belongings and provide liability coverage for apartments, homes, and condos. Its work involves assessing individual coverage needs based on a tenant’s possessions and local property types. It then presents policy options that align with each unique living situation and budget. To handle a typical job, it reviews existing coverage gaps and customizes a plan to fit the specific rental property and tenant requirements.
Lisa Cravens - State Farm Insurance Agent provides renters insurance in Columbia, MO. The agency helps local tenants protect personal belongings against unexpected losses. Specialty add-ons can include coverage for valuable items like jewelry or electronics beyond standard policy limits. Policies typically include liability protection for accidents occurring inside a rented residence. A separate deductible can apply to specific property claims. The office can serve tenants in apartments and single-family homes, plus commercial sectors such as offices, warehouses, and food service operations.
Shelter Insurance - Jeremy Hughes is known for providing renters insurance coverage to residents in the Columbia, MO area. The agency helps clients protect personal belongings against common perils such as theft or fire damage. Its service range includes guiding policyholders through coverage options suited to apartment living and rental homes. Standard policies typically cover liability protection. A specialty service that can be added on is identity theft protection for personal data recovery.
What Does a a Renters Insurance Agent in Columbia Cost?
Renters insurance in Missouri typically costs between 12 and 20 dollars per month for standard coverage. In Columbia rates may be slightly higher due to local crime and weather risks. Policies with higher liability limits or replacement cost coverage will cost more. This is general information not insurance advice.
About renters insurance agents in Columbia
Renters insurance agents in Columbia Missouri help tenants protect personal property and cover liability. Missouri law does not require renters insurance but many landlords in Columbia now ask for proof of coverage. A local agent can explain policy options and help you find a plan that fits your budget.
Frequently Asked Questions
What does a renters insurance agent in Columbia do?
A renters insurance agent helps you compare policies from different carriers. They explain coverage limits for personal property and liability. They also assist with filing claims and updating your policy when needed.
Is renters insurance required by law in Missouri?
Missouri state law does not require renters insurance. However many landlords in Columbia include a requirement in the lease agreement. An agent can help you meet that requirement and avoid lease violations.
How much personal property coverage do I need in Columbia?
Most agents recommend coverage equal to the total value of your belongings. A typical Columbia apartment may need 15000 to 30000 dollars in personal property coverage. Your agent can help you create a home inventory to set the right amount.
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