The top-rated renters insurance agent in Florissant, Missouri is Alex Vogt - State Farm Insurance Agent, rated 4.9 stars across 337 reviews. Other highly rated options include John "Rock" Simmons - State Farm Insurance Agent, Dimitri Owens - State Farm Insurance Agent, Shelter Insurance - Chris Hamilton. This directory lists 19 renters insurance agents serving Florissant.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Vogt - State Farm Insurance Agent | 301 Rue St. Francois St | (314) 838-3494 |
| 2 | John "Rock" Simmons - State Farm Insurance Agent | 8139 N Lindbergh Blvd | (314) 838-4009 |
| 3 | Dimitri Owens - State Farm Insurance Agent | 3533 Dunn Rd Suite 202 | (314) 831-9511 |
| 4 | Shelter Insurance - Chris Hamilton | 3837 Vaile Ave Apt E | (314) 831-2226 |
| 5 | AAA Florissant Insurance and Member Services | 8194 N Lindbergh Blvd | (314) 838-9900 |
| 6 | Darrell Ditto American Family Insurance | 925 N Hwy 67 | (314) 837-1384 |
| 7 | Miller Agency & Associates, LLC American Family Insurance | 572 N Hwy 67 | (314) 254-5166 |
| 8 | Eric Thomas - State Farm Insurance Agent | 2786 N Hwy 67 | (314) 839-2100 |
| 9 | Jan Grafeman - State Farm Insurance Agent | Office Complex, 1 Grandview Plaza Shopping Center Suite 1 | (314) 837-5900 |
| 10 | The Milburn Agency | 100 St Francois St #207 | (314) 837-1078 |
Alex Vogt - State Farm Insurance Agent serves the St. Louis metro area including Florissant, MO, offering renters insurance policies designed to protect personal belongings and provide liability coverage. Tenants in apartments, condominiums, or houses can secure coverage for their possessions against theft, fire, and certain weather-related damages. The agency helps local residents understand policy limits and deductible options. It also assists with bundling renters insurance with other personal lines products.
John "Rock" Simmons - State Farm Insurance Agent in Florissant, MO provides a full range of renters insurance services, including personal property coverage and liability protection. The agent offers customizable plans that protect belongings from theft, fire, and accidental damage, with options for replacement cost coverage. Assistance is available with policy adjustments and claims processing to maintain adequate protection throughout a lease. This agency services properties such as single-family homes, apartments, retail spaces, and restaurants.
Dimitri Owens - State Farm Insurance Agent in Florissant, MO serves homeowners, renters, and property managers seeking financial protection for personal belongings and liability coverage. The agency helps local residents structure a policy that matches their inventory and living situation, explaining common coverage gaps in standard policies. Insurance consultations focus on understanding policy limits and potential deductibles before a loss occurs. For clients in the greater St. Louis area, Dimitri Owens also provides renters insurance guidance for tenants in nearby Hazelwood.
Shelter Insurance - Chris Hamilton offers renters insurance in Florissant, MO, distinguishing between a one-time policy premium and recurring monthly payment options for ongoing protection. Coverage typically protects personal belongings against theft, fire, and certain water damage, and may include liability coverage for accidents within the rented property. Service appointments are scheduled as needed when a customer wishes to discuss policy options, make changes, or file a claim, rather than operating on a regular recurring service visit schedule.
AAA Florissant Insurance and Member Services serves Florissant, Missouri, and the surrounding communities. The company handles renters insurance needs for local residents protecting personal belongings and liability. It explains policy details covering theft, fire, and other common perils to help clients make informed decisions. The agent applies a consultative approach, first assessing individual coverage requirements and budget, then presenting suitable options that match the renter’s specific living situation.
Darrell Ditto American Family Insurance, a renters insurance agency in Florissant, MO, offers specialty policies for apartment dwellers and condo owners to protect personal belongings against theft and fire. Its general service work includes advising clients on liability coverage and affordable deductibles to suit different budgets. The agency also helps policyholders adjust springtime coverage limits as they move to a new rental unit.
As the St. Louis winter freeze threatens burst pipes and the spring storm season approaches the Florissant area, securing coverage for belongings becomes a timely concern. Miller Agency & Associates, LLC American Family Insurance provides renters insurance policies designed for local apartments and rental homes. This agency assists property managers and tenants in Florissant with liability protection and personal property replacement cost offerings. Before binding a new policy, a standard walk-through of the rental unit is scheduled by the agent to document existing conditions and finalize the coverage limits.
Eric Thomas, a renters insurance agent based in Florissant, MO, helps tenants protect their personal belongings against common perils like theft, fire, and water damage. His agency also provides liability coverage and offers additional policy endorsements for high-value items such as jewelry or electronics. Serving property managers and individual renters, Eric Thomas works with various commercial sectors, including offices, warehouses, and food service businesses.
Jan Grafeman - State Farm Insurance Agent in Florissant, MO, provides residential renters insurance policy services to local tenants and homeowners. The office also offers commercial property coverage for small businesses in the greater Florissant area. Residents appreciate policies that protect personal belongings against theft or damage, along with liability coverage. After initial policies are issued, clients typically return for annual policy reviews and updates before each lease renewal period.
The Milburn Agency is known for securing coverage that meets local apartment, condo, and homeowner association requirements. It serves Florissant, MO, renters seeking policies protecting personal belongings and offering liability protection. General policy customization includes options to adjust deductibles and coverage limits for electronics or jewelry. This agency also provides a specialty service in adding loss-of-use coverage that temporarily covers living expenses if a rented dwelling becomes uninhabitable due to a covered loss.
What Does a a Renters Insurance Agent in Florissant Cost?
Renters insurance in Missouri typically costs between 15 and 30 dollars per month for a standard policy. In Florissant factors like your credit score the amount of coverage and your deductible affect the final price. A higher deductible usually lowers your monthly premium. This is general information not insurance advice.
About renters insurance agents in Florissant
Renters insurance agents in Florissant Missouri help tenants protect their personal property and liability. Missouri law does not require renters insurance but many landlords in Florissant now ask for proof of coverage. An agent can explain how policies cover theft fire and water damage in your apartment or rental home.
Frequently Asked Questions
What does a renters insurance agent in Florissant do?
A renters insurance agent in Florissant helps you choose a policy that fits your needs. They explain coverage limits deductibles and optional add-ons like flood insurance. They also help you file claims if your belongings are damaged or stolen.
Is renters insurance required in Florissant Missouri?
Missouri state law does not require renters insurance. However many landlords and property managers in Florissant now include a requirement in the lease. An agent can help you find a policy that meets your landlords minimum coverage rules.
How much personal property coverage do I need in Florissant?
Most renters insurance agents recommend enough coverage to replace all your belongings. A common starting point is 20000 to 30000 dollars for personal property. You can do a home inventory to get a more accurate estimate for your Florissant apartment.
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