The top-rated renters insurance agent in Jefferson City, Missouri is Douglas Otto American Family Insurance, rated 5.0 stars across 135 reviews. Other highly rated options include John Conrad - State Farm Insurance Agent, Kurtis Ashley - State Farm Insurance Agent, Greg Kolb Agency Inc American Family Insurance. This directory lists 20 renters insurance agents serving Jefferson City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Douglas Otto American Family Insurance | 1013 Madison St | (573) 635-7911 |
| 2 | John Conrad - State Farm Insurance Agent | 308 Monroe St | (573) 761-4036 |
| 3 | Kurtis Ashley - State Farm Insurance Agent | 1224 Creek Trail Dr #1224C | (573) 635-9555 |
| 4 | Greg Kolb Agency Inc American Family Insurance | 3432 W Truman Blvd Ste 102 | (573) 635-3240 |
| 5 | Walker Kesterson - State Farm Insurance Agent | 1401 Southwest Blvd #202 | (573) 635-3500 |
| 6 | Travis Smith - State Farm Insurance Agent | 601 E McCarty St Unit B | (573) 636-9040 |
| 7 | Luebbering Insurance Agency, Llc | 2717 Industrial Dr | (573) 635-5810 |
| 8 | Varner Insurance Agency, LLC (VIA, LLC) | 231 E Capitol Ave | (573) 893-4500 |
| 9 | Randy Kaiser - State Farm Insurance Agent | 751 W Stadium Blvd a | (573) 761-9245 |
| 10 | Shelter Insurance - Tim Jenkins | 1005 Madison St | (573) 636-3833 |
Douglas Otto American Family Insurance provides renters insurance coverage, protecting personal belongings and offering liability protection for tenants in the Jefferson City area. The agency assists clients in selecting appropriate policy limits and deductibles, and it helps manage any necessary policy adjustments or claims filings over time. Services are available for residents of single-family homes, apartments, retail spaces, and restaurants.
John Conrad - State Farm Insurance Agent serves the Jefferson City, Missouri area by offering renters insurance policies to local residents. This agency helps renters protect their personal belongings and liability in apartments, condos, and rental homes. Policies here cover common risks such as theft, fire damage, and water damage from plumbing issues. The agent can explain how renters insurance works, including its low monthly cost and coverage for temporary living expenses if a unit becomes uninhabitable. Specific services include helping clients find appropriate deductibles and adding identity theft protection.
Kurtis Ashley - State Farm Insurance Agent in Jefferson City, MO serves homeowners, businesses, and property managers seeking renters insurance coverage. This agency helps tenants protect personal belongings against theft, fire, and water damage. Policies also include liability coverage for accidents that occur within a rented residence. Available services complement standard renters policies with optional identity theft protection. The agency extends its coverage options to renters in the neighboring community of Holts Summit within the metro area.
Greg Kolb Agency Inc American Family Insurance serves the Jefferson City, Missouri area and surrounding communities, handling all aspects of renters insurance for local tenants. The agency addresses coverage for personal belongings within rental properties, liability protection against accidents, and additional living expenses if a unit becomes uninhabitable. To manage a typical job, it reviews a tenant’s specific living situation, then presents policy options that align with the customer’s personal property value and budget.
As a renters insurance agent, Walker Kesterson - State Farm Insurance Agent in Jefferson City, MO, specializes in tailoring policies that protect personal belongings from perils like theft or fire. The agency also provides guidance on liability coverage options, helping renters understand the financial safeguards included in a standard policy. Common concerns addressed include temporary housing costs if a unit becomes uninhabitable. The agent assists clients in navigating coverage adaptations needed during seasonal moves, such as when a lease ends and new occupancy begins mid-year.
As the changing seasons bring heavy rains and potential flooding to Jefferson City, renters often look to secure their personal belongings from unexpected damage. Travis Smith - State Farm Insurance Agent in Jefferson City, MO, offers renters insurance policies specifically designed to cover items such as electronics, furniture, and clothing against common local risks. They work with tenants to clarify coverage limits and deductibles during an initial consultation. This process typically begins with a straightforward property inspection to assess personal assets and identify any specific needs or concerns.
For renters seeking protection, Luebbering Insurance Agency, Llc offers guidance on the difference between actual cash value and replacement cost coverage. This Jefferson City, MO agency assists local tenants in understanding how policies safeguard personal belongings against theft, fire, and other covered perils. They evaluate individual living situations to recommend appropriate liability limits for residential properties. Their service is available on an as-needed basis upon client inquiry.
Varner Insurance Agency, LLC, operating in Jefferson City, Missouri, provides residential renters insurance coverage designed to protect tenants’ personal property and liability. The agency also offers commercial insurance solutions for local businesses, serving clients throughout the Jefferson City area and surrounding communities. As a renters insurance agent, VIA, LLC assists customers in securing policies that safeguard belongings from common risks like theft or fire damage. Following the initial policy setup, the agency remains available for subsequent coverage reviews and adjustments between regular service intervals.
As a renters insurance agent in Jefferson City, MO, Randy Kaiser provides policies that cover personal belongings and liability within a rental unit. Optional add-ons may include coverage for valuable items like jewelry or electronics beyond standard limits. This agency can assist tenants in apartments, single-family homes, and condominiums. Additionally, it serves commercial sectors needing property protection, including local offices, warehouses, and food service establishments.
What Does a a Renters Insurance Agent in Jefferson City Cost?
Typical renters insurance costs in Missouri range from 15 to 30 dollars per month for 30,000 dollars in personal property coverage. In Jefferson City rates may be slightly lower than the state average due to lower crime rates. Actual cost depends on your coverage amount deductible and claims history. This is general information not insurance advice.
About renters insurance agents in Jefferson City
Renters insurance agents in Jefferson City Missouri help tenants protect their personal property and liability. Missouri law does not require renters insurance but many landlords in Jefferson City now include it in lease agreements. A local agent can explain how Missouri statutes affect coverage limits and claims procedures.
Frequently Asked Questions
What does a renters insurance agent in Jefferson City do?
A renters insurance agent helps you choose a policy that covers your belongings and liability. They explain policy terms specific to Missouri including how actual cash value versus replacement cost works. They also assist with filing claims if you suffer a loss.
Is renters insurance required by law in Missouri?
Missouri state law does not require renters insurance. However many landlords in Jefferson City now require tenants to carry a policy as part of the lease agreement. An agent can help you meet that requirement.
How long do I have to file a renters insurance claim in Missouri?
Missouri law gives you up to one year from the date of loss to file a claim under most renters insurance policies. Check your specific policy as some carriers set shorter deadlines. An agent can clarify your policy time limits.
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