The top-rated long-term care insurance agent in University Place, Washington is Heather McCloskey - State Farm Insurance Agent, rated 5.0 stars across 203 reviews. Other highly rated options include Brian Seth: Allstate Insurance, C Tran Insurance Group, LLC, Leavitt Group Northwest. This directory lists 16 long-term care insurance agents serving University Place.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heather McCloskey - State Farm Insurance Agent | 4115 Bridgeport Way W suite e | (253) 564-8886 |
| 2 | Brian Seth: Allstate Insurance | 1905 Bridgeport Way W APT 106 | (206) 824-4110 |
| 3 | C Tran Insurance Group, LLC | 4009 Bridgeport Way W # E1 | (253) 565-2525 |
| 4 | Leavitt Group Northwest | 2121 70th Ave W Suite B | (253) 565-3500 |
| 5 | Farmers Insurance - The Linton Agency | 7409 27th St W | (253) 564-6416 |
| 6 | Bankers Life | 3560 Bridgeport Way W Ste 3E | (253) 564-8521 |
| 7 | Fournier | 5712 S Orchard St | (253) 473-3010 |
| 8 | James Reynolds, Bankers Life Agent | 3560 Bridgeport Way W Ste 3E | (253) 564-8521 |
| 9 | MTC Insurance Agency Group | 3318 Bridgeport Way W Suite D'7 | (888) 315-2231 |
| 10 | Michael Gurr, Bankers Life Agent | 3560 Bridgeport Way W Ste 3E | (253) 564-8521 |
Heather McCloskey - State Farm Insurance Agent serves University Place and greater Pierce County, Washington, offering long-term care insurance to individuals planning for future health needs. This type of coverage helps protect savings from the high costs of extended medical or personal care required later in life. The agency assists clients in understanding how policies can cover in-home assistance, assisted living, or nursing facility expenses. It provides personalized consultations for evaluating policy options, including tailoring benefits for daily living support and extended care coordination.
Brian Seth: Allstate Insurance provides long-term care insurance coverage options for individuals in University Place, Washington. The agency assists clients in selecting policies that help manage potential future care costs, offering plan reviews and ongoing support as individual needs change. Local customers receive guidance on policy features related to home or facility care scenarios. The service covers properties that include single-family homes, apartments, retail, and restaurants.
Residents and families in University Place and nearby areas turn to C Tran Insurance Group, LLC for guidance with long-term care insurance decisions. The company helps clients evaluate coverage options designed to protect savings from future care costs. Its agents explain policy structures, including benefit triggers and daily benefit amounts, so customers can make informed choices about nursing home or home-based care. Specializing solely in this niche, the firm provides personalized consultations to match individual health and financial situations. It also assists clients throughout Tacoma and the greater Pierce County metro region.
Leavitt Group Northwest specializes in guiding clients through the complexities of long-term care insurance planning, focusing on policies that protect assets while ensuring access to quality care. It serves individuals and families in University Place and the surrounding region, assessing needs and presenting suitable coverage options. The agency assists with navigating policy details, including benefit triggers and daily benefit amounts. It helps clients address concerns like rising care costs or preparing for potential future assisted living needs.
The Linton Agency in University Place, WA, helps individuals compare one-time purchase policies for immediate care needs against recurring premium plans for ongoing long-term coverage. These services explain how benefit triggers and elimination periods affect policy costs. Clients receive guidance on selecting daily benefit amounts and inflation protection options tailored to their retirement plans. Assistance is offered on either a scheduled appointment basis or as needed for policy reviews or updates.
Serving University Place and surrounding communities in Pierce County, Bankers Life operates as a long-term care insurance agent. It handles the placement of policies that help clients cover expenses for extended care services, including nursing home stays or in-home assistance. The agency works with individuals to understand their future care needs and available coverage options. To manage a typical case, its approach includes reviewing a client’s current financial situation and health background to recommend an appropriate policy that fits their long-term planning goals.
Specializing in securing long-term care insurance policies, Fournier serves clients in University Place, Washington. Its general work includes assessing individual health and financial situations to recommend appropriate coverage plans that protect savings from future care costs. The agency guides clients through policy options, helping them understand elimination periods, benefit amounts, and inflation protection. As winter approaches, it assists seniors in reviewing their plans to ensure they have adequate coverage for potential home health aide needs during the colder months when seasonal illnesses often require additional support.
James Reynolds, Bankers Life Agent in University Place, WA, assists clients with financial planning for future healthcare needs through long-term care insurance policies, offering coverage options that help protect personal savings against the high cost of extended care. This agency specializes in tailoring policies to address individual circumstances, including homecare, assisted living, and nursing home support. It serves commercial sectors such as local offices, warehouses, and food service businesses seeking employee benefit solutions.
As Pacific Northwest seniors begin planning for the inevitable costs of extended care, MTC Insurance Agency Group in University Place, WA, helps local families evaluate their long-term care insurance needs. This agent reviews policy options that cover home health aides, assisted living, or nursing facility stays. Many clients seek protection against depleting retirement savings due to mounting medical expenses. An initial assessment involves an in-office review of each client’s health history, financial goals, and preferred care settings to determine suitable coverage levels.
Michael Gurr, Bankers Life Agent in University Place, WA, provides long-term care insurance consultation to local residents. Commercial coverage options are also available for area businesses seeking employee benefits. With a focus on University Place and the surrounding Pierce County region, the agency helps clients understand policy features for future care needs. Follow-up service is provided between regular visits to review coverage and adjust plans as circumstances change.
What Does a a Long-Term Care Insurance Agent in University Place Cost?
Long-term care insurance premiums in Washington vary by age, health, and policy features. For a 55-year-old, a typical policy with $165 daily benefit and 3-year coverage may cost between $1,500 and $3,000 per year. Rates for a 65-year-old can range from $2,500 to $5,000 annually. Costs also depend on inflation protection and elimination period choices. This is general information and not insurance advice.
About long-term care insurance agents in University Place
A long-term care insurance agent in University Place, Washington can help you understand policies that cover nursing home care, assisted living, and home health services. Washington state offers the WA Cares Fund, a public long-term care benefit, but private insurance can supplement or replace this coverage. An agent can explain how Washington Partnership policies allow you to protect assets while qualifying for Medicaid if needed.
Frequently Asked Questions
What does a long-term care insurance agent in University Place do?
An agent helps you compare policies from different carriers to find coverage that fits your health needs and budget. They explain benefit triggers, elimination periods, and inflation protection options. In Washington, they can also advise on how private insurance works with the WA Cares Fund.
How does Washington law affect long-term care insurance?
Washington requires all long-term care policies to offer inflation protection and nonforfeiture benefits. The state also has the WA Cares Fund, which provides a lifetime benefit of up to $36,500 for eligible residents. An agent can help you decide if private insurance is needed to cover costs beyond this amount.
What is the Washington Partnership for Long-Term Care?
The Washington Partnership is a program that allows you to buy a qualified long-term care insurance policy. If you use all the benefits, you can still qualify for Medicaid without having to spend down all your assets. An agent can help you find Partnership-approved policies in University Place.