The top-rated long-term care insurance agent in Edmonds, Washington is Cornerstone Insurance Group, rated 5.0 stars across 642 reviews. Other highly rated options include Highstreet Insurance, Laura Arcuri - State Farm Insurance Agent, Matthew Ulrich: Allstate Insurance. This directory lists 16 long-term care insurance agents serving Edmonds.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cornerstone Insurance Group | 21920 76th Ave W | (425) 595-5028 |
| 2 | Highstreet Insurance | 600 Main St A | (425) 775-6446 |
| 3 | Laura Arcuri - State Farm Insurance Agent | 8301 212th St SW Suite A | (425) 744-7447 |
| 4 | Matthew Ulrich: Allstate Insurance | 214 Main St | (425) 774-4488 |
| 5 | Salish Insurance Group | 111 Main St Unit 111 | (425) 889-8500 |
| 6 | Protect Insurance Services LLC | 7705 230th St SW | (253) 528-8033 |
| 7 | Johnson Insurance Agency | 300 Admiral Way Ste 209 | (206) 789-5940 |
| 8 | McDonald McGarry Insurance | 630 Main St | (425) 774-3200 |
| 9 | Interstate Insurance Services | 9790 Edmonds Way | (206) 542-3195 |
| 10 | Smith Financial Company | 5816 143rd St SW | (425) 772-3909 |
Cornerstone Insurance Group serves the Edmonds area and surrounding Snohomish County, Washington, as a long-term care insurance agency. The company provides guidance on policies that help individuals plan for the potential costs of extended care, including nursing home, assisted living, and home-based care services. Navigating long-term care insurance requires carefully evaluating policy features, elimination periods, and benefit amounts to match a client’s future needs. Cornerstone Insurance Group handles professional consultations on policy selection and claims support for those needing care locally.
Highstreet Insurance provides long-term care insurance services for individuals planning for future health needs in Edmonds, WA. The agency helps clients evaluate policy options that cover assisted living, home health care, and nursing facility costs, tailored to personal financial situations. Ongoing policy maintenance includes annual plan reviews to adjust for changing health care regulations and premium structures. Highstreet Insurance serves single-family homes, apartments, retail, and restaurants, assisting property owners and tenants in securing coverage that addresses extended care requirements in the local area.
Laura Arcuri’s State Farm Insurance agency serves Edmonds, Washington, and the surrounding communities of Snohomish County with long-term care insurance coverage. The agency handles policies designed to help individuals manage the costs associated with extended care, such as nursing home stays or home healthcare services. Each client consultation begins with a careful review of personal needs, financial goals, and future care preferences, ensuring that recommended plans are tailored to fit specific life circumstances.
Homeowners, families, and individuals planning for their financial futures in Edmonds, WA, rely on Matthew Ulrich: Allstate Insurance for long-term care insurance guidance. The agency helps clients identify policies that can cover assisted living, nursing home, or home health care costs, protecting savings from future medical expenses. Dedicated to explaining coverage options clearly, they assist with policy selection to fit individual needs and budgets. The agency also serves clients in surrounding Snohomish County communities, including Lynnwood and Mountlake Terrace.
Salish Insurance Group in Edmonds helps clients understand the difference between one-time policy purchases and recurring premium payment options. The company specializes in long-term care insurance coverage, which protects individuals from the high costs of assisted living or in-home care services. The agent works with area residents to compare benefit periods and daily benefit amounts based on their needs. Service runs on an as-needed basis for personalized consultations and policy reviews.
Protect Insurance Services LLC offers long-term care insurance planning as its specialty service. Based in Edmonds, WA, it provides individual consultations for clients navigating the financial implications of future care needs. The agency reviews policy options to help individuals preserve assets and maintain independence while aging. This work becomes especially relevant during winter months, when seasonal hazards can increase the urgency of having a solid long-term care plan in place before an unexpected event occurs.
As the Seattle area's population ages, many Edmonds residents consider how to afford a potential nursing home or assisted living stay. Johnson Insurance Agency in Edmonds, WA, works with individuals to explore long-term care insurance policies that might cover these substantial expenses. They review policy options and explain coverage details in plain terms, helping clients understand how a plan could protect their assets. The process typically starts by scheduling a personal assessment of one's health history and financial goals.
McDonald McGarry Insurance works with individuals and families in Edmonds, WA, to secure long-term care coverage. The agency focuses on helping clients plan for future care needs by offering policies that protect assets and provide access to home care, assisted living, or nursing home services. Serving the greater Seattle area, it assists various commercial sectors with group planning needs. These sectors include professional offices, warehouses, and food service operations.
Interstate Insurance Services serves the Edmonds, Washington area by helping individuals evaluate and select long-term care insurance policies to protect their assets and future care needs. The company also assists local businesses in offering long-term care benefits as part of employee coverage packages. Their work involves explaining policy options, navigating application processes, and coordinating with clients whenever they have questions or require plan adjustments. Consultants typically schedule follow-up contacts between annual policy reviews or major life changes to ensure coverage remains appropriate and current.
Smith Financial Company in Edmonds, WA, is known for guiding clients through the complexities of long-term care insurance planning. Its service range includes evaluating individual needs and comparing policy options from multiple carriers to protect assets and future care costs. The agency focuses on explaining coverage details, such as daily benefit amounts and elimination periods, to help clients make informed decisions. As a specialty service, it can also coordinate policy reviews to adjust for inflation protection over time.
What Does a a Long-Term Care Insurance Agent in Edmonds Cost?
Long-term care insurance costs in Washington vary by age, health, and coverage amount. A typical policy for a 55-year-old can range from $1,500 to $3,000 per year. Partnership policies may have slightly higher premiums. Costs also depend on the daily benefit amount and benefit period. This is general information, not insurance advice.
About long-term care insurance agents in Edmonds
Long-term care insurance agents in Edmonds, Washington help residents plan for future care needs. Washington state offers a long-term care partnership program that allows policyholders to protect assets. Agents can explain how these policies work with local care facilities in Snohomish County.
Frequently Asked Questions
What does a long-term care insurance agent in Edmonds do?
An agent helps you compare policies from different insurers. They explain coverage options, including Washington state partnership plans. They also assist with the application process and medical underwriting.
Does Washington state require long-term care insurance?
No, Washington does not require long-term care insurance. However, the state has a WA Cares Fund payroll tax that provides limited benefits. Private insurance can supplement this coverage.
What is the Washington long-term care partnership program?
This program lets policyholders keep a portion of their assets if they later need Medicaid. The amount protected equals the benefits paid out by the partnership policy. Agents in Edmonds can help you find a qualified partnership policy.
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