The top-rated long-term care insurance agent in Bellevue, Washington is Theresa Nguyen - State Farm Insurance Agent, rated 5.0 stars across 550 reviews. Other highly rated options include Pacific Insurance Group, Whims Insurance and Financial Services, Insurance Connections Northwest. This directory lists 20 long-term care insurance agents serving Bellevue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Theresa Nguyen - State Farm Insurance Agent | 1550 140th Ave NE #100 | (425) 236-1100 |
| 2 | Pacific Insurance Group | 40 Lake Bellevue Dr # 260 | (425) 246-4222 |
| 3 | Whims Insurance and Financial Services | 375 118th Ave SE STE 104 | (425) 931-5319 |
| 4 | Insurance Connections Northwest | 14040 NE 8th St Ste 207 | (425) 644-3808 |
| 5 | Millennium Insurance Group | 11900 NE 1st St Suite 300 | (206) 247-5360 |
| 6 | Bordelon Insurance | 1606 148th Ave SE #102 | (425) 455-2227 |
| 7 | KMT Insurance - Medicare Agent | 11661 SE 50th Pl | (206) 790-4791 |
| 8 | People Choice Insurance Bellevue | 11911 Main St | (425) 553-4910 |
| 9 | Parker, Smith & Feek Inc | 10400 NE 4th St suite 900 | (800) 457-0220 |
| 10 | Safeguard Health insurance | 3255 158th Ave SE | (425) 521-6549 |
Theresa Nguyen - State Farm Insurance Agent serves the Bellevue, Washington, metro area as long-term care insurance agent. This agency helps clients plan for future care needs by offering policies that cover home health care, assisted living, and nursing facility stays. The agent works with individuals to understand options that protect savings from the high cost of extended care. Services include policy reviews, needs assessments, and coordinated filing of benefits claims.
Pacific Insurance Group in Bellevue, Washington, offers long-term care insurance agency services, including helping individuals assess their future care needs and compare coverage options. The firm also assists clients with existing policy maintenance, such as reviewing benefit triggers and coordinating adjustments as personal circumstances change. General services in this area involve explaining policy features like inflation protection and daily benefit amounts, as well as guiding families through claims filing procedures. The company services properties secured by policyholders, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners and families in Bellevue exploring how to prepare for future care needs rely on this agency for long-term care insurance guidance. Whims Insurance and Financial Services works with clients to assess policy options that help protect personal assets and maintain independence. The team explains coverage features, including benefit triggers and daily benefit amounts, without sales pressure. Bellevue residents benefit from local expertise, and the agency also serves nearby communities such as Redmond and Kirkland within King County.
Serving Bellevue and surrounding Eastside communities in Washington, Insurance Connections Northwest specializes in long-term care insurance agent services. The company helps individuals and families navigate policies that cover extended medical or personal care needs. It focuses on explaining coverage options, costs, and eligibility requirements in straightforward terms. For a typical job, the agent begins with a personal consultation to assess a client’s financial situation, then compares suitable plans from multiple carriers before presenting a clear recommendation.
Millennium Insurance Group in Bellevue, Washington, helps clients compare one-time purchase policies against scheduled premium options for long-term care coverage, which pays for home health aides, assisted living, or nursing care. Most carriers require medical underwriting and set daily benefit caps. The agent explains policy riders such as inflation protection or shared-care provisions. Service operates on an as-needed basis, with policy reviews offered at initial sign-up and whenever life changes occur, such as health shifts or retirement.
Bordelon Insurance specializes in guiding clients through the complexities of long-term care planning. The Bellevue-based agency provides personalized consultations to help individuals understand coverage options for future care needs. It works with families to compare policies that address assisted living, nursing home, and home health care expenses. The agent stands ready to assist local residents navigating the financial implications of an aging parent’s sudden health decline during the winter months.
As Bellevue residents begin planning for the costs of extended care, KMT Insurance - Medicare Agent helps clients evaluate their coverage needs for long-term care. Operating in the greater Bellevue area, this agency focuses on navigating the complexities of long-term care insurance policies, from benefit triggers to inflation protection. The goal is to align coverage options with an individual’s financial strategy for future health expenses. An initial needs assessment is scheduled to review current health, assets, and policy preferences.
People Choice Insurance Bellevue provides long-term care insurance agency services to residents in Bellevue, Washington. The agency also assists local businesses with commercial coverage options throughout the greater Eastside area. Agents guide clients through the process of selecting suitable policies to help manage future care needs. After an initial meeting, the office maintains contact with customers between regular visits to answer questions, adjust coverage as circumstances change, or provide annual policy reviews.
Parker, Smith & Feek Inc provides long-term care insurance agency services from its location in Bellevue, Washington. The company helps clients navigate plans that cover extended care needs not paid by typical health insurance or Medicare. These policies often assist with costs for nursing homes, assisted living facilities, or home-based care services. Businesses requiring coverage for employees or owners may also consult the firm, as it can serve local commercial sectors including offices, warehouses, and food service operations.
Safeguard Health Insurance in Bellevue, WA, is known for guiding clients through the complexities of long-term care insurance. The agency focuses on helping individuals plan for future care needs, including nursing home, assisted living, and home health care expenses. It works with clients throughout the surrounding region to review policy options and assess financial strategies for aging. As an add-on specialty, the agency can coordinate coverage seamlessly with existing life insurance policies.
What Does a a Long-Term Care Insurance Agent in Bellevue Cost?
Long-term care insurance premiums in Washington vary by age, health, and coverage level. For a 55-year-old, a typical policy might cost between $1,500 and $3,000 per year. For a 65-year-old, costs can range from $2,500 to $5,000 per year. These are estimates and your actual premium will depend on your personal situation. This is general information and not insurance advice.
About long-term care insurance agents in Bellevue
Long-term care insurance agents in Bellevue help residents plan for future care needs. Washington state offers a Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these state-specific rules affect your coverage options.
Frequently Asked Questions
What does a long-term care insurance agent in Bellevue do?
A long-term care insurance agent helps you compare policies from different insurers. They explain coverage options, costs, and how Washington state laws like the Partnership Program affect your benefits. They do not provide legal or medical advice.
How does Washington state law affect long-term care insurance?
Washington has a Long-Term Care Partnership Program that coordinates private insurance with Medicaid. This program allows you to keep more of your assets if you later need Medicaid. Agents can help you choose a policy that qualifies for this program.
What are the age requirements for buying long-term care insurance in Washington?
You can buy long-term care insurance at any age, but premiums are lower when you are younger and healthier. Washington does not have a state age limit for purchasing a policy. Most people buy coverage between ages 50 and 65.
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