The top-rated long-term care insurance agent in Auburn, Washington is Doug Klein - State Farm Insurance Agent, rated 5.0 stars across 271 reviews. Other highly rated options include Brian Harris - State Farm Insurance Agent, Head and Malesis Insurance Agencies, Leavitt Group Northwest. This directory lists 18 long-term care insurance agents serving Auburn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Klein - State Farm Insurance Agent | 4798 Auburn Wy N Suite 100 | (253) 946-7770 |
| 2 | Brian Harris - State Farm Insurance Agent | 515 M St NE | (253) 275-1057 |
| 3 | Head and Malesis Insurance Agencies | 1418 Lake Tapps Pkwy SE suite c101-a | (253) 939-0580 |
| 4 | Leavitt Group Northwest | 201 Auburn Wy N suite c | (253) 833-5140 |
| 5 | McGregor Badillo - State Farm Insurance Agent | 840 E Main St Ste 102-103 | (253) 833-4200 |
| 6 | Steven Diaz American Family Insurance | 4025 A St SE #102 | (253) 288-9900 |
| 7 | 12 Times Better Insurance Plus | 3108 A St SE Suite A | (253) 249-7581 |
| 8 | Scott Hubert - State Farm Insurance Agent | 1 E Main St #140 | (253) 833-3030 |
| 9 | Alpine Ridge Insurance Agency | 101 D St NE | (253) 833-9501 |
| 10 | AAA Washington Insurance Agency - Auburn | 903 E St SE | (877) 222-4678 |
Doug Klein - State Farm Insurance Agent serves the Auburn, Washington, metro area as a long-term care insurance agent. This office assists clients with planning for future personal care needs, whether at home or in a facility. The agency works with individuals to review policy options that can help cover expenses Medicare does not typically pay. Understanding the local landscape of care costs in South King County is part of each consultation. The office handles both individual long-term care policies and life insurance policies with long-term care riders.
Brian Harris - State Farm Insurance Agent in Auburn, Washington, is known for helping local residents plan for future care needs through long-term care insurance policies. The agency assists clients in protecting assets and managing the high costs of extended home health services or assisted living facilities. This coverage can ease the financial burden of routine personal care not paid by standard health plans. The agency also offers an additional specialty in life insurance endorsements that can accelerate benefits for qualifying long-term care services.
Head and Malesis Insurance Agencies provides comprehensive long-term care insurance services for residents in and around Auburn, Washington. The agency guides clients through policy options designed to cover nursing home stays, home health aides, and assisted living expenses. It also helps review existing plans to ensure coverage remains adequate as personal needs change. Regular policy maintenance and claims assistance are offered to simplify the protection process for policyholders. The agency serves individual homeowners, apartment dwellers, retail professionals, and restaurant operators seeking to safeguard their assets against future care costs.
Leavitt Group Northwest serves local homeowners, renters, and business owners seeking long-term care insurance to protect assets and future care needs. It assists clients in the Auburn area by explaining policy options, guiding applications, and helping families plan for potential extended care expenses. The agency focuses on clear, straightforward advice to address individual risk concerns and coverage preferences. It also serves residents in adjacent communities such as Federal Way within the broader South Sound region.
McGregor Badillo - State Farm Insurance Agent serves the Auburn, Washington area and surrounding communities, handling long-term care insurance policies for individuals planning for future healthcare needs. The agency helps clients navigate coverage options that address assisted living, nursing home care, or in-home support. It evaluates each client’s financial situation and health history to recommend appropriate plans. A typical job proceeds by reviewing personal goals, explaining policy terms, and comparing plans before finalizing coverage.
Steven Diaz American Family Insurance in Auburn, WA helps clients distinguish between one-time policy consultations and recurring service options for long-term care planning. Coverage offerings focus on protecting assets and ensuring access to future care, with policies tailored to individual needs and budgets. Services address local market conditions, guiding clients through plan selection and application processes. All assistance is provided on an as-needed basis, allowing clients to request support whenever their situation requires updated coverage reviews or adjustments.
As Washingtonians prepare for the higher care costs that often arrive with winter or a sudden health change, 12 Times Better Insurance Plus in Auburn helps local families consider financial protection. This long-term care insurance agent works directly with clients in the area to review policy options that cover ongoing support at home or in a facility. An initial assessment of individual needs and long-term coverage goals typically begins with a straightforward inspection of current assets and health preferences.
Scott Hubert, a State Farm Insurance agent in Auburn, WA, assists local residents with their long-term care insurance needs, helping to protect assets and plan for future care requirements. This agency also provides commercial coverage for area businesses, serving clients throughout Auburn and the surrounding communities. The team focuses on explaining policy options clearly so customers can make informed decisions. Follow-up service is a routine part of the relationship, with check-ins offered between scheduled visits to address any questions or coverage adjustments.
Alpine Ridge Insurance Agency assists clients with financial protection strategies in Auburn, WA, focusing on long-term care insurance as its primary service. It helps individuals plan for future care needs by offering policies that cover home health aides, assisted living, and nursing home expenses. Additional policy options may include inflation protection and shared care benefits for couples. The agency serves a range of commercial sectors, including professional offices, warehouses, and food service businesses.
Specializing in long-term care insurance planning, AAA Washington Insurance Agency in Auburn helps individuals prepare for future care needs. Its services include policy guidance for home care, assisted living, and nursing facility coverage. The agency assists clients in understanding insurance options relevant to their retirement and financial strategies. In this region, it provides support for those managing the rising costs of elder care, particularly for families seeking solutions during open enrollment periods when policy adjustments may be made.
What Does a a Long-Term Care Insurance Agent in Auburn Cost?
Long-term care insurance premiums in Washington vary by age, health, and benefit amount. For a 55-year-old, a policy with a $165 daily benefit and 3-year term may cost $1,500 to $3,000 per year. Older applicants or those with health issues may pay $4,000 to $7,000 annually. Costs also depend on inflation riders and elimination periods. This is general information, not insurance advice.
About long-term care insurance agents in Auburn
A long-term care insurance agent in Auburn, Washington helps residents find policies that cover home care, assisted living, and nursing home costs. Washington state offers a voluntary long-term care insurance program through the WA Cares Fund, but private policies provide additional options. Agents can explain how these plans work with local care facilities in King County.
Frequently Asked Questions
What does a long-term care insurance agent in Auburn do?
An agent helps you compare policies from different insurers to find coverage that fits your needs and budget. They explain benefit amounts, elimination periods, and inflation protection options. Agents also assist with filing claims and understanding policy terms.
How does Washington state law affect long-term care insurance?
Washington requires all long-term care insurance policies to include certain consumer protections, such as a 30-day free look period and guaranteed renewability. The WA Cares Fund provides a state-run benefit, but private policies can supplement or replace that coverage. Agents must follow state regulations when selling policies.
Can I buy long-term care insurance if I already have health issues?
Yes, but coverage may be limited or cost more. Insurers in Washington use medical underwriting to assess risk. Some policies offer guaranteed issue options with higher premiums. An agent can help you find carriers that accept pre-existing conditions.
Long-Term Care Insurance Agents in Other Washington Cities
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