The top-rated long-term care insurance agent in Federal Way, Washington is Brian Harris - State Farm Insurance Agent, rated 4.9 stars across 761 reviews. Other highly rated options include Yolanda Santana Harris - State Farm Insurance Agent, Julia Johnson - State Farm Insurance Agent, Brady Nelson - State Farm Insurance Agent. This directory lists 20 long-term care insurance agents serving Federal Way.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Harris - State Farm Insurance Agent | 34004 16th Ave S | (253) 838-4902 |
| 2 | Yolanda Santana Harris - State Farm Insurance Agent | 1066 S 320th St Bldg K Suite E | (253) 927-9295 |
| 3 | Julia Johnson - State Farm Insurance Agent | 3450 S 344th Way Suite 110 | (253) 927-2886 |
| 4 | Brady Nelson - State Farm Insurance Agent | 33434 8th Ave S STE 105 | (253) 874-4000 |
| 5 | Federal Way Ace Insurance & Retirement Services | 33100 Pacific Hwy S #1 | (253) 442-6222 |
| 6 | Greg Green Insurance Agency | 33720 9th Ave S Ste 2 | (253) 216-2378 |
| 7 | Bill Love: Allstate Insurance | 29918 Pacific Hwy S | (253) 568-0036 |
| 8 | Farmers Insurance - Michelle Morales | 202 S 348th St # 3 | (206) 575-1111 |
| 9 | Davis Agency LLC American Family Insurance | 33919 9th Ave S Ste 204 | (253) 733-3099 |
| 10 | The Cisco Agency: Allstate Insurance | 1903 SW Campus Dr | (253) 927-7550 |
Brian Harris - State Farm Insurance Agent serves the Federal Way, Washington area as a long-term care insurance agency. The company guides individuals through their long-term care coverage options, helping to protect assets from the high cost of extended personal or medical assistance. Professionals at this office explain how policies can cover in-home care, adult day services, and nursing facility stays. This agency specializes in designing long-term care solutions that coordinate with existing health plans and address future independence concerns.
Yolanda Santana Harris - State Farm Insurance Agent in Federal Way, WA provides long-term care insurance solutions designed to help individuals plan for future care needs. The practice offers policy reviews and coverage adjustments to ensure plans remain aligned with changing health circumstances and financial goals. Clients receive personalized consultations to compare policy options and understand benefit structures, including inflation protection and elimination periods. The office serves local homeowners in single-family homes, tenants in apartment communities, and businesses such as retail stores and restaurants requiring coverage for key personnel or family members.
Serving homeowners, families, and individuals in Federal Way, this agency provides long-term care insurance guidance to help clients prepare for future care needs. Julia Johnson, a local State Farm agent, explains policy options that can protect savings and maintain independence during aging or chronic illness. The office assists residents in evaluating coverage for in-home care, assisted living, or nursing facility services. This Federal Way location also serves clients throughout nearby communities such as Kent, Tacoma, and the broader South Puget Sound region.
Brady Nelson - State Farm Insurance Agent serves clients in Federal Way, Washington, and the surrounding communities in King County. The agency handles long-term care insurance, helping individuals plan for the costs associated with extended care needs that are not typically covered by standard health insurance. This includes policies that can help pay for services such as in-home assistance or nursing facility care. When working with a client, the agent generally reviews personal financial situations and discusses benefit options to match potential future needs with an appropriate coverage plan.
Federal Way Ace Insurance & Retirement Services helps clients distinguish between one-time policy purchases and recurring coverage adjustments needed as care needs evolve. Their long-term care insurance agents in Federal Way, WA guide residents through options designed to protect assets and maintain financial independence during aging. Plans can cover home care, assisted living, or nursing facility expenses. Services operate on either a one-time or as-needed basis depending on whether clients seek initial policy placement or periodic policy reviews during life changes.
As retirement planning needs shift with the season, many Federal Way families consider how to protect long-term savings. Greg Green Insurance Agency serves local residents by offering long-term care insurance, which helps cover costs of home health aides or assisted living. The agency works with clients to compare different policy structures, paying close attention to how inflation riders affect future benefits. An initial financial review, usually a brief consultation, starts the process of tailoring a plan.
Bill Love: Allstate Insurance provides guidance on long-term care insurance, helping clients in the Federal Way area plan for future needs such as home care or assisted living. As a local agent, it assists individuals in selecting policies that can protect savings and manage related expenses. The agency helps customers address common concerns, such as understanding how a long-term care policy can support family members during the winter months when seasonal illnesses may increase the need for care.
Farmers Insurance - Michelle Morales provides residential long-term care insurance guidance in Federal Way, Washington, helping local families plan for future care needs. The agency also offers commercial coverage options for businesses requiring employee benefits in the area. Serving Federal Way and its surrounding communities, the office assists clients with policy selection and claims support. After an initial plan is established, the team can follow up on coverage adjustments and assist with annual reviews or changes between regular office visits.
The Cisco Agency: Allstate Insurance provides long-term care insurance solutions to clients in Federal Way, Washington. They assist individuals with planning for future care needs, focusing on policies that help cover assisted living, nursing home stays, or in-home support services. The agency also offers related insurance products to complement these plans. Their services are available for commercial clients, including offices, warehouses, and food service businesses.
What Does a a Long-Term Care Insurance Agent in Federal Way Cost?
Long-term care insurance premiums in Washington vary based on age health and coverage amount. A typical policy for a 55 year old might cost 150 to 300 dollars per month. For a 65 year old the same policy could cost 250 to 500 dollars per month. These are estimates and your actual cost depends on your specific situation. This is general information not insurance advice.
About long-term care insurance agents in Federal Way
Long-term care insurance agents in Federal Way Washington help residents plan for future care needs. Washington state offers a unique Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these state-specific rules affect your coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in Federal Way do?
An agent helps you compare policies from different insurers. They explain coverage options like daily benefit amounts and elimination periods. They also guide you on Washington state requirements such as inflation protection.
How does the Washington Long-Term Care Partnership Program work?
This program lets you keep assets equal to the benefits your policy pays out. If you use 100000 dollars in benefits you can protect 100000 dollars in assets from Medicaid recovery. An agent can tell you if your policy qualifies for this program.
Are there age limits for buying long-term care insurance in Washington?
Most insurers offer policies to people aged 18 to 84. Premiums are lower when you apply at a younger age. Washington law does not set a maximum age but individual companies have their own limits.