The top-rated long-term care insurance agent in Camas, Washington is Jeremiah Stephen - State Farm Insurance Agent, rated 5.0 stars across 1,016 reviews. Other highly rated options include Julia Lo - State Farm Insurance Agent, Michael Burns: Allstate Insurance, Team 360 - COUNTRY Financial. This directory lists 13 long-term care insurance agents serving Camas.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeremiah Stephen - State Farm Insurance Agent | 4800 NW Camas Meadows Dr # 210 | (360) 695-4408 |
| 2 | Julia Lo - State Farm Insurance Agent | 323 NE Birch St Ste 101 | (360) 834-3511 |
| 3 | Michael Burns: Allstate Insurance | 155 NE 192nd Ave #111 | (360) 253-4579 |
| 4 | Team 360 - COUNTRY Financial | 212 NE 4th Ave | (360) 258-2692 |
| 5 | True Insurance, Inc | 510 NE 4th Ave | (360) 276-1001 |
| 6 | Easy Insurance Service | 316 NE Cedar St #314 | (360) 858-6339 |
| 7 | Tony Russell Insurance | 122 NE Dallas St | (503) 888-1064 |
| 8 | Luke Shanahan Insurance Inc | 934 NE 3rd Ave | (360) 833-8333 |
| 9 | Farmers Insurance - Robert Shanahan | 934 NE 3rd Ave | (360) 833-8333 |
| 10 | Kirsten McMahon - COUNTRY Financial Agent | 212 NE 4th Ave | (360) 260-3803 |
Jeremiah Stephen - State Farm Insurance Agent serves the Camas, Washington area, helping clients navigate long-term care coverage options. The agency addresses financial planning needs for extended health services that are not covered by standard health insurance or Medicare. Policies can support care received at home, in assisted living facilities, or in nursing homes. The agency assists in comparing policies, understanding benefit triggers, and tailoring plans to individual budgets and future care preferences. It specifically handles policy enrollment and coverage reviews for long-term care insurance in this region.
Julia Lo - State Farm Insurance Agent in Camas, Washington provides a range of long-term care insurance services designed to help individuals plan for future care needs. Its service plans focus on explaining policy options and assisting clients with coverage as their circumstances change over time. The company’s maintenance approach includes reviewing existing plans and updating coverage limits to address evolving health requirements. This agent serves clients who own single-family homes, apartments, retail properties, and restaurants within the local community.
Michael Burns: Allstate Insurance serves homeowners and individuals planning for future care needs in Camas, Washington. The agency helps clients secure long-term care insurance policies that can cover personal and home health assistance when independent living becomes difficult. This type of coverage protects savings and provides options for care at home or in a facility. Policyholders gain flexibility in choosing their preferred care setting later in life. The agency also serves clients located in the neighboring city of Washougal and the greater Vancouver metro area.
Serving Camas, Washington, and the surrounding communities of Clark County, Team 360 - COUNTRY Financial handles long-term care insurance planning for local residents. This agency helps clients prepare for the potential financial challenges of extended care needs, whether at home, in an assisted living facility, or in a nursing home. It works with individuals to analyze their assets and future care preferences, then matches them with appropriate policy options. The agency typically begins each job with a thorough needs assessment before presenting and explaining coverage choices.
True Insurance, Inc. in Camas, WA helps clients distinguish between one-time policy reviews and scheduled long-term care coverage reassessments, which adjust as needs evolve. This agent works with individuals to choose plans that cover assisted living, home health aides, and nursing facility stays. These insurance arrangements typically address the financial risk of extended care. Service for existing policyholders is available on an as-needed basis for questions or modifications.
With the Pacific Northwest’s aging population often seeking ways to protect assets from high cost of care in Camas, Easy Insurance Service fills a local need by advising on long-term care insurance. Their long-term care insurance agents typically help clients understand policy options that cover home health aides, assisted living, or nursing home expenses. Before providing specific plan recommendations, an agent will conduct a personalized assessment of each client’s current health profile, financial situation, and long-term goals.
Tony Russell Insurance, located in Camas, Washington, specializes in long-term care insurance planning to help individuals cover the costs of extended custodial care. It assists clients in comparing policy options to protect assets and maintain financial independence as they age. The agency guides families through the complex process of selecting coverage that suits their unique health needs. It particularly helps clients address concerns about long-term care expenses arising from chronic illness or the declining ability to perform daily tasks during retirement years.
Luke Shanahan Insurance Inc assists clients in the Camas area with planning for future care needs through long-term care insurance policies. The company specializes in offering coverage options that help protect savings from the expense of extended care services, including assistance with daily activities at home or in care facilities. Policyholders receive guidance on navigating their insurance choices for retirement planning. The agency serves commercial sectors such as local offices, warehouses, and food service establishments seeking employee benefit solutions.
Serving residents of Camas and the surrounding area, Farmers Insurance – Robert Shanahan provides long-term care insurance coverage to help individuals plan for future care needs. Commercial coverage is also available for local businesses seeking employee benefit options. As a long-term care insurance agent, the firm assists clients in understanding policy features tailored to their financial situations. Clients often arrange follow-up consultations between regular visits to review their coverage and adjust plans as their circumstances evolve.
Kirsten McMahon - COUNTRY Financial Agent in Camas, WA is known for helping clients address the financial impact of extended personal care needs. The agency provides long-term care insurance strategies to protect savings and maintain independence as clients age. Services typically include policy comparisons and needs assessments tailored to local health care costs. This agent can also add on life insurance protection to complement a long-term care plan.
What Does a a Long-Term Care Insurance Agent in Camas Cost?
Long-term care insurance premiums in Washington vary by age, health, and coverage amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums can range from $2,500 to $5,000. These are estimates and actual costs depend on your specific situation. This is general information and not insurance advice.
About long-term care insurance agents in Camas
Long-term care insurance agents in Camas, Washington help residents plan for future care needs like nursing home or in-home care. Washington State offers the WA Cares Fund, a public long-term care benefit, but private policies can provide additional coverage and flexibility. A local agent can explain how private insurance works alongside state programs.
Frequently Asked Questions
What does a long-term care insurance agent in Camas do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options, costs, and how to qualify for benefits. They also help you understand Washington state rules and the WA Cares Fund.
How does Washington state law affect long-term care insurance?
Washington requires that all long-term care insurance policies include certain consumer protections, such as a 30-day free look period. Policies must also offer inflation protection options. Agents must follow state regulations when selling policies.
What is the WA Cares Fund and how does it relate to private insurance?
The WA Cares Fund is a state-run long-term care benefit funded by a payroll tax. It provides a limited benefit for eligible workers. Private long-term care insurance can supplement this benefit to cover additional costs.
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