The top-rated long-term care insurance agent in Seattle, Washington is Vern Fonk Insurance, rated 4.9 stars across 330 reviews. Other highly rated options include NextGen Insurance, Magnolia Insurance Agency, Inc., Team Health Insurance. This directory lists 19 long-term care insurance agents serving Seattle.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 10237 16th Ave SW | (206) 408-5084 |
| 2 | NextGen Insurance | 12034 15th Ave NE | (425) 472-4022 |
| 3 | Magnolia Insurance Agency, Inc. | 3424 W McGraw St | (206) 284-4886 |
| 4 | Team Health Insurance | 4010 Stone Way N # 210 | (206) 593-5935 |
| 5 | Sav-On Insurance | 9614 17th Ave SW | (253) 617-3784 |
| 6 | Connexion Insurance Solutions | 9725 3rd Ave NE #110 | (800) 228-5798 |
| 7 | AGI Seattle - Avant-Garde Insurance Group | 600 Stewart St #300 | (888) 244-8660 |
| 8 | Nate Root Agency | 7508 35th Ave NE | (206) 219-5306 |
| 9 | Venture Life & Health | 2811 Fairview Ave E STE 1001 | (206) 535-7084 |
| 10 | Delridge Insurance West | 1516 SW Roxbury St | (206) 763-4770 |
Serving residential clients throughout Seattle, Washington, this long-term care insurance agency assists individuals in planning for future care needs at home or in assisted living. Commercial coverage options are also available for facilities and care providers within the greater Seattle area. The agency guides clients through policy comparisons, benefits selection, and claims support. Office visits or phone consultations are offered to explain coverage terms clearly. Follow-up assistance remains available between regular enrollment periods to adjust policies as care needs or circumstances change.
NextGen Insurance provides long-term care insurance planning services for individuals in Seattle, Washington, helping clients prepare for potential future care needs. Its service includes a thorough review of available policy options tailored to each client’s financial situation and health goals. The company also offers ongoing policy maintenance and periodic plan reviews to ensure coverage remains appropriate as circumstances change. It services single-family homes, apartments, retail spaces, and restaurants, addressing the diverse long-term care insurance needs of property owners and their families.
Magnolia Insurance Agency, Inc. serves the Seattle metro area and King County as a specialized long-term care insurance agent. The agency focuses on helping individuals and families understand and select policies that address the potential costs of extended care. It assists with navigating the complexities of coverage for services that are not covered by standard health insurance or Medicare. Typical work involves comparing policy benefits for nursing home, home health, and adult day care needs, offering clients tailored guidance in this specific field.
Team Health Insurance serves clients in Seattle, Washington, and the surrounding Puget Sound communities, handling long-term care insurance coverage. It helps individuals plan for future custodial care needs that typically are not covered by standard health plans or Medicare. The agency focuses on navigating the complexities of policy options, including benefit triggers and inflation protection. To handle a typical job, it assesses a client’s financial situation and health history to recommend a suitable policy from available insurers.
Sav-On Insurance serves Seattle residents who are planning for their future health care needs, helping them navigate the often complex choices involved in long-term care coverage. As a dedicated long-term care insurance agent, the company explains different policy options and benefit structures to customers looking to protect their assets and maintain their independence. Their guidance is useful for individuals preparing for potential assisted living or home care expenses in the Seattle area. They also extend their insurance consultation services to nearby communities throughout King County.
Connexion Insurance Solutions in Seattle, Washington assists clients in distinguishing between long-term care policies that require a single premium payment and those funded through recurring monthly premiums. The agency specializes in policies covering nursing home care, in-home assistance, and adult day services for local residents. Depending on a client’s evolving healthcare needs and financial situation, the agent’s service is provided on an as-needed basis for policy reviews and plan adjustments.
As Seattle residents prepare for the eventualities of aging, many seek guidance on funding extended care without depleting savings. AGI Seattle - Avant-Garde Insurance Group works with local individuals and families to navigate long-term care insurance options. Their Seattle-based office focuses on matching policies to personal health and financial circumstances. Between policy comparisons and discussions of benefit periods, the agent clarifies complex coverage terminology. The service often begins with a straightforward initial conversation, which can include a no-obligation review of current coverage or a full needs assessment.
The agency assists clients in planning for potential long-term care needs, offering guidance on insurance policies designed to protect assets and provide access to various care options. As specialists, the team focuses exclusively on long-term care insurance to help individuals prepare for future healthcare expenses. Services are tailored for clients in the Seattle area seeking to secure coverage that addresses potential limitations in daily living support. The agency can serve the needs of commercial clients, including offices, warehouses, and food service businesses, helping them structure employee benefit offerings related to long-term care.
Venture Life & Health offers residential long-term care insurance services for individuals in Seattle, Washington, along with commercial coverage options for local businesses needing employee benefits planning. The agency serves clients throughout the greater Seattle area, providing expert guidance on policy selection to protect assets against future care costs. Assistance with patient account follow-up and ongoing support is available between regular visits to ensure coverage remains aligned with changing needs.
Delridge Insurance West specializes in helping individuals plan for long-term care needs, offering policies designed to protect assets and maintain independence. Based in Seattle, the agency guides clients through the complexities of insurance options, ensuring coverage aligns with personal health goals and financial circumstances. Whether facing rising care costs or unexpected health changes, the agency helps evaluate strategies for preserving savings and family legacy. It frequently assists families preparing for potential care needs during open enrollment periods or in response to a recent diagnosis.
What Does a a Long-Term Care Insurance Agent in Seattle Cost?
Long-term care insurance premiums in Washington vary by age, health, and benefit amount. For a 55-year-old, a typical policy might cost between 150 and 300 dollars per month. Rates are regulated by the Washington Office of the Insurance Commissioner. This is general information and not insurance advice.
About long-term care insurance agents in Seattle
Long-term care insurance agents in Seattle help residents plan for future care needs. Washington state offers a Long-Term Care Partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents can guide you through options that comply with Washington insurance regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Seattle do?
An agent helps you compare policies from multiple insurers and explains coverage details. They can show you how a policy works with Washington state programs like the WA Cares Fund. Agents also assist with application and underwriting requirements.
Is long-term care insurance required in Washington state?
Washington has the WA Cares Fund, a mandatory payroll tax for most employees, but it provides limited benefits. Private long-term care insurance is optional and can supplement or replace the state program. An agent can explain how private coverage interacts with WA Cares.
What is the Washington Long-Term Care Partnership program?
It is a state program that lets you keep more assets if you later need Medicaid. Policies that meet Partnership standards include inflation protection and are recognized by Washington. An agent can help you find a qualifying policy in Seattle.