The top-rated long-term care insurance agent in Puyallup, Washington is Health Insurance NW, rated 5.0 stars across 427 reviews. Other highly rated options include Ryan McCloskey - State Farm Insurance Agent, Vern Fonk Insurance, Gustafson Insurance. This directory lists 25 long-term care insurance agents serving Puyallup.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Health Insurance NW | 2921 5th Ave NE Ste 150 | (253) 460-9444 |
| 2 | Ryan McCloskey - State Farm Insurance Agent | 9909 Canyon Rd E | (253) 375-7875 |
| 3 | Vern Fonk Insurance | 12515 S Meridian Suite 104 | (253) 943-2211 |
| 4 | Gustafson Insurance | 437 29th St NE Suite G | (253) 848-2400 |
| 5 | Christian McClung - State Farm Insurance Agent | 10228 156th St E Suite 105 | (253) 200-2972 |
| 6 | Farmers Insurance - Chris Faverty | 4121 S Meridian Ste 1a | (253) 841-4800 |
| 7 | PNW Insurance Group, LLC | On Site Appointment Only, 1115 W Pioneer Ave | (253) 527-6261 |
| 8 | Klinefelter Insurance Group | 702 S Hill Park Dr #203 | (253) 272-0515 |
| 9 | Paul Henderson - State Farm Insurance Agent | 112 E Main Ave | (253) 770-6444 |
| 10 | The Insurance Alliance LLC | 3911 9th St SW #204 | (253) 642-4010 |
Health Insurance NW serves clients in Puyallup and surrounding Pierce County, Washington, as a dedicated long-term care insurance agent. The agency helps local residents understand the complexities of planning for future assisted living, nursing home, or in-home care needs. By evaluating each individual’s financial situation and potential health risks, the company guides clients toward appropriate insurance policies that protect assets. It also assists with comparing different policy features, including benefit periods and inflation protection options, and provides ongoing support for policy changes and claims guidance in the region.
Ryan McCloskey - State Farm Insurance Agent in Puyallup, WA, provides long-term care insurance to help clients plan for future assistance needs. Service options include policy reviews and annual plan adjustments to align with changing health or financial circumstances. The agent offers guidance on benefit triggers, daily care coverage, and inflation protection riders. This local office services single-family homes, apartments, and retail properties where individuals and business owners seek to protect their assets against long-term care costs.
Vern Fonk Insurance serves the Puyallup, Washington, metro area as a Long-Term Care Insurance Agent. It helps residents navigate the complex process of securing coverage for extended care needs, including nursing home stays and in-home assistance. Policies are designed to protect personal assets from the high costs of future care. The agency assists clients in comparing plans that cover assisted living facilities and home health aide services.
Individuals planning for future healthcare needs and families seeking financial protection for their savings are served by Gustafson Insurance, based in Puyallup, Washington. As a long-term care insurance agent, the company assists clients in understanding their options for coverage that helps manage the costs of extended care services. The agent provides guidance on plan features, benefit triggers, and policy structures relevant to the local market. In addition to serving Puyallup, its coverage area extends across nearby communities such as Tacoma.
Serving Puyallup, Washington, and the surrounding Pierce County communities, Christian McClung - State Farm Insurance Agent provides long-term care insurance services. This agency helps clients evaluate options for covering extended care needs, whether at home, in an assisted living facility, or in a nursing home. It focuses on educating individuals and families about the financial risks associated with aging and chronic illness. To handle a typical job, the agent listens to a client’s personal circumstances and then reviews policy features to match coverage with specific future care preferences and budget constraints.
Farmers Insurance - Chris Faverty in Puyallup, WA, assists clients with both one-time policy evaluations and recurring service options for reviewing existing long-term care plans. Coverage typically addresses expenses from nursing homes, assisted living, and in-home care. The agency provides guidance on policy features, benefit periods, and daily coverage amounts suited to individual needs. Service runs on a one-time or as-needed basis, depending on whether the client is purchasing initial coverage or updating a current policy.
PNW Insurance Group, LLC specializes in long-term care insurance agent services, assisting clients in Puyallup, WA, with planning for future care needs. The company guides individuals through policy options that help cover costs of assisted living or home health services. As a local agent, it provides personalized consultations to evaluate coverage suited to different budgets and health situations. This preparation becomes particularly important during winter months, when seasonal illnesses can unexpectedly accelerate the need for residential care or in-home support.
As Puyallup residents begin planning for the costs of extended care in their later years, they often seek guidance from a local expert. Klinefelter Insurance Group works with individuals to understand long-term care insurance policies that can help protect savings from future medical expenses. They review specific coverage options and benefit structures based on each client’s unique health and financial situation. The process typically starts with an initial assessment of current needs and future goals to determine suitable plan features.
Paul Henderson's State Farm Insurance agency helps clients plan for future care needs through long-term care insurance policies. Located in Puyallup, WA, the company focuses on covering expenses that typical health plans do not address, ensuring financial stability during extended care periods. The agency provides guidance on options for protecting assets while maintaining access to necessary services. Its coverage solutions are available for various commercial environments, including office buildings, industrial warehouses, and food service establishments.
The Insurance Alliance LLC in Puyallup, WA, provides personalized long-term care insurance agent services for local residents. The agency also offers commercial coverage for businesses seeking to protect their employees and operations. It serves clients throughout the greater Puyallup area and surrounding communities. Agents guide individuals through policy selection and future care planning. After initial policies are in place, the agency follows up to address changes in health or financial circumstances, ensuring coverage remains suitable between regular visits.
What Does a a Long-Term Care Insurance Agent in Puyallup Cost?
Long-term care insurance costs in Washington depend on your age, health, and the policy you choose. For a healthy 55-year-old, annual premiums often range from 1,500 to 3,500 dollars. A 65-year-old might pay 2,500 to 5,500 dollars per year. These are estimates; actual costs vary by case. This is general information, not insurance advice.
About long-term care insurance agents in Puyallup
A long-term care insurance agent in Puyallup, Washington helps residents plan for future care costs. Washington state has the WA Cares Fund, a public long-term care benefit program funded by a payroll tax, which may affect private insurance decisions. An agent can explain how private policies can supplement or replace this state benefit.
Frequently Asked Questions
What does a long-term care insurance agent in Puyallup do?
An agent helps you compare policies from different insurance companies. They explain coverage options, benefit amounts, and elimination periods. They also guide you on how Washington state law, including the WA Cares Fund, impacts your choices.
How does Washington state law affect long-term care insurance?
Washington state requires employers to deduct a payroll tax for the WA Cares Fund, which provides a limited long-term care benefit. Private insurance can cover additional costs. Agents must follow state regulations when selling policies.
What is the typical cost of long-term care insurance in Washington?
Costs vary by age, health, and policy features. A typical annual premium for a 55-year-old in Washington might range from 1,500 to 3,500 dollars. Older applicants or those with health issues may pay more.