The top-rated long-term care insurance agent in Pasco, Washington is Vern Fonk Insurance, rated 5.0 stars across 451 reviews. Other highly rated options include Finder's Insurance, Jerad Groth: Allstate Insurance, Harvey Insurance Agency. This directory lists 14 long-term care insurance agents serving Pasco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 1935 W Court St C | (509) 219-7006 |
| 2 | Finder's Insurance | 1501 W Court St #105 | (509) 545-8101 |
| 3 | Jerad Groth: Allstate Insurance | 4021 W Court St | (509) 547-1171 |
| 4 | Harvey Insurance Agency | 3825 W Court St | (509) 543-9744 |
| 5 | Vladimir Krinitsyn - State Farm Insurance Agent | 1408 N 20th Ave C | (509) 547-7038 |
| 6 | Jason Cowgill - State Farm Insurance Agent | 7007 Burden Blvd Suite 103 | (509) 544-9500 |
| 7 | Jose Fernando Gutierrez: Primerica - Financial Services | 1632 W Court St | (509) 316-4023 |
| 8 | Jason Hogue American Family Insurance | 5109 N Rd 68 D | (509) 547-0540 |
| 9 | Inszone Insurance Services | 9425 Sandifur Pkwy #101 | (509) 380-5980 |
| 10 | Leavitt Group - Sloan-Leavitt Insurance Agency | 6115 Burden Blvd | (509) 537-0500 |
Based in Pasco, Washington, Vern Fonk Insurance provides financial protection solutions for individuals preparing for future care needs. A core specialty within the company involves arranging Long-Term Care Insurance policies. This coverage helps manage the significant costs of extended personal or medical care services. Vern Fonk Insurance can serve a variety of commercial sectors by offering this protection for business continuity and employee planning, including offices, warehouses, and food service establishments.
Finder's Insurance serves the Pasco area of Franklin County as a long-term care insurance agent. We specialize in helping local residents plan ahead for future care needs, offering guidance on policies designed to cover nursing home, assisted living, and home health care expenses. We assist clients in evaluating plan options without high-pressure sales tactics. Services we handle include custom policy comparisons and claims support for long-term care coverage in this region.
Jerad Groth: Allstate Insurance provides long-term care insurance solutions and financial protection planning for individuals in Pasco, WA. Services include policy consultations to help clients understand coverage options and plan for future care needs. The agency also offers ongoing policy reviews and support to adjust plans as circumstances change, ensuring clients maintain appropriate coverage over time. Service plans cover residential properties such as single-family homes and apartments, as well as commercial properties including various retail establishments and restaurants.
Harvey Insurance Agency helps homeowners and retirees in Pasco, Washington, plan for future health needs as a long-term care insurance agent. These professionals guide clients through options that cover extended personal or medical care, often protecting assets during later years. All area residents considering such coverage can receive personalized assistance identifying suitable policy features. The agency also serves neighboring communities throughout the Tri-Cities metro including Kennewick and Richland.
In Pasco, Washington, and the surrounding communities of Kennewick, Richland, and the broader Tri-Cities area, Vladimir Krinitsyn - State Farm Insurance Agent handles long-term care insurance options. This agent assists clients with policies designed to cover expenses related to extended care needs for chronic conditions, disabilities, or aging. The agency focuses on explaining how such coverage can protect personal savings and retirement assets. To manage a typical case, it reviews the client’s financial situation, explains coverage limits, and helps coordinate policy details with the client’s existing financial plan.
Jason Cowgill - State Farm Insurance Agent in Pasco, WA assists individuals in choosing between one-time long-term care insurance policies and policies structured with recurring premium payments, tailoring coverage to protect assets and provide access to essential care services. This agency guides clients through plan selection based on personal health needs and financial goals. Service is offered on an as-needed basis, with periodic consultations available for policy reviews or adjustments.
Serving the Pasco area as a long-term care insurance agent, Jose Fernando Gutierrez of Primerica - Financial Services helps clients plan for future medical and custodial costs. The agency works with individuals to review policy options that can cover nursing home stays, assisted living, or at-home care. By assessing each client’s personal financial situation, it aims to find suitable coverage solutions that protect savings. As flu season and winter weather increase local fall risks, the agency can help seniors and their families review current benefits or prepare coverage for unexpected health declines.
Jason Hogue American Family Insurance helps clients plan for future medical and custodial needs through comprehensive insurance solutions. The firm specializes in long-term care insurance agent services, offering policies designed to cover extended support not typically included in standard health coverage. This careful advance planning assists families in protecting assets while ensuring access to necessary care throughout the Pasco area. The company can serve a variety of commercial sectors, including offices, warehouses, and food service operations that require personalized employee benefit strategies.
As the Pasco area’s aging population plans for future healthcare needs, many seek coverage that protects savings against extended nursing or home-based care. Inszone Insurance Services specializes in long-term care insurance, helping local residents evaluate policy options that align with their financial goals and potential care scenarios. The agency guides clients through the different benefit periods, daily benefit amounts, and inflation protections available from standard carriers. An initial consultation begins with a review of the applicant’s health history and current assets to assess appropriate coverage levels.
Leavitt Group - Sloan-Leavitt Insurance Agency serves residents of Pasco, Washington, with long-term care insurance planning. The agency assists individuals in navigating policies that protect assets against future care needs. Commercial insurance for businesses is also available through the same local office. Coverage advisory extends throughout the surrounding region. The agency provides follow-up and service between regular visits to adjust policies as a client’s health or financial situation evolves
What Does a a Long-Term Care Insurance Agent in Pasco Cost?
Long-term care insurance premiums in Washington vary by age, health, and coverage amount. A typical policy for a 55-year-old might cost between 100 and 300 dollars per month. Costs increase with age and for additional benefits like inflation protection. This is general information and not insurance advice.
About long-term care insurance agents in Pasco
A long-term care insurance agent in Pasco, Washington can help you understand policy options and state requirements. Washington state offers a long-term care insurance partnership program that allows you to protect assets while qualifying for Medicaid. Local agents guide residents through the Washington Long-Term Care Trust Act and private insurance choices.
Frequently Asked Questions
What does a long-term care insurance agent in Pasco do?
An agent helps you compare policies from different insurers and explains coverage details. They also advise on Washington state rules including the partnership program and the Long-Term Care Trust Act.
How does the Washington Long-Term Care Trust Act affect my insurance choice?
The Washington Long-Term Care Trust Act provides a state benefit funded by payroll deductions. You may need a private long-term care insurance policy to opt out of the payroll tax. An agent can explain the requirements and deadlines.
What is the Washington long-term care partnership program?
This program lets you keep more assets if you later need Medicaid. Your policy must meet state standards and be certified by the Washington Insurance Commissioner. An agent can help you find a qualifying policy.