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Find Long-Term Care Insurance Agents Near You in Lynnwood, WA

Browse long-term care insurance agents serving Lynnwood, Washington. Updated 2026-07-14.

The top-rated long-term care insurance agent in Lynnwood, Washington is Mosaic Insurance Alliance, Llc, rated 4.9 stars across 814 reviews. Other highly rated options include Villa Insurance Group, Vern Fonk Insurance, Sea-Mountain Insurance. This directory lists 19 long-term care insurance agents serving Lynnwood.

Showing 19 long-term care insurance agents in Lynnwood, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mosaic Insurance Alliance, Llc16108 Ash Way #201(425) 320-4280
2Villa Insurance Group20006 Cedar Valley Rd Ste. 202(425) 771-9000
3Vern Fonk Insurance3225 Alderwood Mall Blvd Suite D(425) 434-4030
4Sea-Mountain Insurance19630 76th Ave W(425) 775-1410
5Lynnwood Ace Insurance & Retirement Services3301 184th St SW Ste 115(425) 678-6901
6Empire Insurance Brokers19401 40th Ave W #270(866) 774-1324
7Hood Insurance Agency, Inc17925 Hwy 99 Ste 202(425) 689-5855
8Josh Culotti - State Farm Insurance Agent18904 Hwy 99 H(425) 776-0133
9The Pleasant Agency: Allstate Insurance4100 194th St SW #300(425) 775-1920
10City Insurance Center4610 200th St SW c(425) 412-3665
MI
16108 Ash Way #201
Mosaic Insurance Alliance, Llc
Long-Term Care Insurance Agent · Lynnwood, WA

Mosaic Insurance Alliance, Llc serves the Lynnwood area and surrounding Snohomish County as a long-term care insurance agent. It helps clients plan for future care needs by explaining policy options and coverage levels. The agent guides individuals through the process of comparing benefits and costs for different plans. It assists with both traditional and hybrid long-term care insurance policies that combine life insurance with care coverage.

VI
20006 Cedar Valley Rd Ste. 202
Villa Insurance Group
Long-Term Care Insurance Agent · Lynnwood, WA

Villa Insurance Group, located in Lynnwood, WA, provides long-term care insurance services, helping clients plan for future care needs. Its service offerings include policy reviews to align coverage with evolving health and financial situations, along with support for claims filing and policy maintenance. The agency assists individuals in selecting plans that help preserve assets and manage costs. It services single-family homes, apartments, retail, and restaurants for their long-term care insurance needs.

VF
3225 Alderwood Mall Blvd Suite D
Vern Fonk Insurance
Long-Term Care Insurance Agent · Lynnwood, WA

Vern Fonk Insurance serves clients in Lynnwood, Washington, and the surrounding communities. It primarily handles long-term care insurance policies designed to help cover the costs of extended medical or personal care services. Such insurance often addresses needs related to aging, chronic illness, or disability. The agency works to identify appropriate coverage options based on an individual’s situation and financial considerations. During a typical job, it reviews the client’s personal health history and financial goals to recommend a policy that aligns with their long-term needs.

SM
19630 76th Ave W
Sea-Mountain Insurance
Long-Term Care Insurance Agent · Lynnwood, WA

Serving homeowners, retirees, and families planning for future care needs, Sea-Mountain Insurance provides guidance on long-term care insurance policies. The agency navigates clients through options that help cover expenses associated with assisted living, nursing homes, and home health aides. Based in Lynnwood, Washington, the agent assists individuals in preparing for potential care costs while protecting assets and savings. They offer appointments and consultations for understanding policy features and benefit structures across the area, including service to communities in nearby Edmonds.

LA
3301 184th St SW Ste 115
Lynnwood Ace Insurance & Retirement Services
Long-Term Care Insurance Agent · Lynnwood, WA

Serving Lynnwood and the surrounding Snohomish County communities, Lynnwood Ace Insurance & Retirement Services assists clients with long-term care insurance planning. It helps individuals explore policies that can cover future care needs, such as in-home support or assisted living expenses, which are often not covered by standard health coverage. The company reviews each client’s financial situation and health background to recommend appropriate coverage options. It then compares plans from various insurers to present a suitable policy selection.

EI
19401 40th Ave W #270
Empire Insurance Brokers
Long-Term Care Insurance Agent · Lynnwood, WA

Empire Insurance Brokers in Lynnwood, Washington distinguishes between one-time policy consultations and recurring service plans. Their long-term care coverage helps individuals plan for future assistance with daily living activities, protecting assets from the high costs of nursing homes or home health aides. The agent evaluates clients’ unique health situations and financial strategies before recommending appropriate policy options. Service runs on either an as-needed basis for policy reviews or a scheduled basis for annual plan adjustments to keep coverage aligned with changing needs.

HI
17925 Hwy 99 Ste 202
Hood Insurance Agency, Inc
Long-Term Care Insurance Agent · Lynnwood, WA

Hood Insurance Agency, Inc. specializes in helping clients secure long-term care insurance policies that protect savings and independence. Serving the Lynnwood, Washington area, the agency guides individuals and families through the complexities of policy selection and coverage customization. It focuses on comparing options from multiple insurers to address future care needs, whether at home or in a facility. This work becomes particularly vital during open enrollment periods and when family members anticipate the need to arrange care for an aging relative facing a sudden decline in health.

JC
18904 Hwy 99 H
Josh Culotti - State Farm Insurance Agent
Long-Term Care Insurance Agent · Lynnwood, WA

As winter approaches and concerns about future care needs grow among Lynnwood residents, Josh Culotti, a State Farm Insurance Agent, offers guidance on long-term care insurance. Many locals seek policies that help cover extended medical or personal care services not paid by standard health insurance. Acting as a local resource, this agency explains available coverage options and the timing of enrollment for protecting retirement savings. The process typically begins with a no-obligation assessment of personal financial circumstances and care goals during an initial consultation.

PA
4100 194th St SW #300
The Pleasant Agency: Allstate Insurance
Long-Term Care Insurance Agent · Lynnwood, WA

The Pleasant Agency: Allstate Insurance in Lynnwood, WA assists clients with general insurance needs, with a focused specialty in long-term care insurance. This local agency explains how such coverage helps protect assets by paying for extended support services not covered by standard health plans. It helps individuals plan for potential future care requirements, including in-home assistance or residential care. This agency can serve commercial sectors such as offices, warehouses, and food service businesses, addressing their insurance exposures.

CI
4610 200th St SW c
City Insurance Center
Long-Term Care Insurance Agent · Lynnwood, WA

City Insurance Center, located in Lynnwood, WA, provides guidance for individuals seeking long-term care insurance coverage to protect assets and ensure future care options. The agency also assists with commercial insurance needs for local businesses. Its services extend throughout the greater Lynnwood area, helping clients evaluate policy options that address potential nursing home, assisted living, or home health care expenses. Each interaction focuses on clear explanation of plan features and eligibility requirements. Follow-up is always offered to adjust coverage after life changes or to provide annual policy reviews between regular client visits.

SC
19009 33rd Ave W #310
Sound Choice Insurance Agency Inc
Long-Term Care Insurance Agent · Lynnwood, WA
(425) 333-8033
soundchoiceins.org
ME
19031 33rd Ave W #314
The Medicare Exchange
Long-Term Care Insurance Agent · Lynnwood, WA
(425) 678-1251
themedicareexchange.org
EG
19630 76th Ave W
Ellingson Group
Long-Term Care Insurance Agent · Lynnwood, WA
(206) 242-6800
egibenefits.com
AL
19401 40th Ave W #440
Acrisure Lynnwood, WA (PLC Insurance)
Long-Term Care Insurance Agent · Lynnwood, WA
(425) 712-3664
acrisure.com
IC
19725 40th Ave W suite b
insurance cents
Long-Term Care Insurance Agent · Lynnwood, WA
(206) 364-3867
insurancecents.com
PH
16014 Ash Way
Priority Health Insurance WA
Long-Term Care Insurance Agent · Lynnwood, WA
(425) 584-5660
II
19101 36th Ave W #211
Integrity Insurance & Financial
Long-Term Care Insurance Agent · Lynnwood, WA
(425) 744-0776
integrityinsuranceandfinancial.com
IH
4210 198th St SW #201
Insurance Help, Inc
Long-Term Care Insurance Agent · Lynnwood, WA
(509) 590-1807
IR
19401 40th Ave W
Insurance Resource Group an Acrisure Partner
Long-Term Care Insurance Agent · Lynnwood, WA
(425) 771-6614

What Does a a Long-Term Care Insurance Agent in Lynnwood Cost?

The cost of working with a long-term care insurance agent in Washington is typically paid through commissions from the insurance company, not directly by you. Policy premiums vary widely based on age, health, and coverage level. For example, a 55-year-old in good health might pay $1,500 to $3,000 per year for a comprehensive policy. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.

About long-term care insurance agents in Lynnwood

A long-term care insurance agent in Lynnwood, Washington can help you understand policy options for nursing home, assisted living, and home care. Washington state offers the WA Cares Fund, a public long-term care benefit, but private policies provide additional coverage and flexibility. An agent can explain how private insurance interacts with the state program and your personal financial plan.

Frequently Asked Questions

What does a long-term care insurance agent in Lynnwood do?

An agent helps you compare policies from different insurers, explains coverage details, and guides you through the application process. They can also clarify how Washington state laws, like the WA Cares Fund, affect your choices.

Do I need long-term care insurance if I have WA Cares Fund coverage?

The WA Cares Fund provides a limited benefit of up to $36,500 in 2025, which may not cover full long-term care costs. A private policy can supplement this benefit to cover higher expenses or offer more care options.

How does Washington state regulate long-term care insurance agents?

Agents in Washington must be licensed by the Office of the Insurance Commissioner. They follow state rules on policy disclosures, replacement of existing policies, and suitability standards to ensure you get appropriate coverage.

Long-Term Care Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.