The top-rated long-term care insurance agent in Murfreesboro, Tennessee is Tennessee Auto Insurance Agency, rated 4.9 stars across 2,526 reviews. Other highly rated options include AmeriAgency, Synergy Insurance, First Mutual Insurance Group (FMIG Health). This directory lists 21 long-term care insurance agents serving Murfreesboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tennessee Auto Insurance Agency | 925 S Church St A300 | (615) 893-6177 |
| 2 | AmeriAgency | 1850 Memorial Blvd | (888) 851-5572 |
| 3 | Synergy Insurance | 530 Brandies Cir | (615) 439-2555 |
| 4 | First Mutual Insurance Group (FMIG Health) | 805 S Church St STE 5 | (800) 831-2958 |
| 5 | The Client's Insurance Agency | 508 S Church St C | (615) 669-4904 |
| 6 | BAM Insurance, Inc. | 925 S Church St C-300 | (615) 867-8839 |
| 7 | Acuity Health Advisors | Health Insurance & Medicare Murfreesboro | 201 E Main St Ste 430 | (615) 919-1009 |
| 8 | Conner Insurance Group, LLC | 603 W Burton St B | (615) 263-0888 |
| 9 | Middle TN Insurance Group, Inc | 730 A Middle Tennessee Blvd #7 | (615) 898-0053 |
| 10 | Compass Insurance Group | 120 E Main St Ste 350 Suite 350 | (615) 987-0067 |
Tennessee Auto Insurance Agency serves the Murfreesboro, Tennessee area, specializing in long-term care insurance agent services. This company helps clients plan for future care needs by offering policies that cover assisted living, nursing home stays, and in-home support. The agent works with individuals to evaluate their financial situations and select appropriate coverage options that protect assets and provide peace of mind. They handle policy comparisons for comprehensive long-term care plans and can assist with applications for hybrid life and long-term care policies in this region.
AmeriAgency serves the Murfreesboro and Rutherford County area as a long-term care insurance agency, helping clients prepare for future care needs by offering guidance on policy selection and coverage options. The firm works with individuals and families to assess potential costs of assisted living, nursing home care, and home health services. Its services include advising on policy benefits and managing applications for long-term care coverage.
Synergy Insurance in Murfreesboro, Tennessee, provides long-term care insurance agent services to help individuals plan for future medical and custodial needs. Its offerings include policy consultations, coverage comparisons, and assistance with plan selection tailored to diverse financial situations and health considerations. The agency also helps clients understand benefit structures, inflation protection, and premium options. With a focus on estate protection and asset preservation, it services single-family homes, apartments, retail businesses, and restaurants seeking employee benefit guidance.
First Mutual Insurance Group (FMIG Health) in Murfreesboro, TN serves local homeowners, business owners, and families planning for their future health care needs. The agency offers long-term care insurance policies designed to help cover costs associated with extended nursing or in-home assistance. Agents work with clients to understand policy options and tailor coverage for eventual personal care expenses. This independent local firm also provides its services to residents in the nearby Smyrna area as well.
In Murfreesboro, TN, The Client's Insurance Agency helps individuals differentiate between one-time policy purchases and recurring plan options when securing long-term care coverage. Their services address the financial risks of extended care needs, ensuring clients understand available protections. The agency operates on an as-needed basis, offering consultations and policy reviews whenever a client requires guidance or adjustments to their long-term care insurance portfolio.
Serving Murfreesboro and the surrounding communities of Rutherford County, BAM Insurance, Inc. handles long-term care insurance policies. It assists clients with planning for the future costs of extended medical or personal care that are not covered by standard health insurance. The agency works to identify suitable coverage options for individuals and their families. To complete a typical job, it reviews a client's personal financial situation and potential care needs to recommend an appropriate policy.
Acuity Health Advisors | Health Insurance & Medicare Murfreesboro specializes in long-term care insurance planning, helping clients protect assets against the high cost of extended care. Based in Murfreesboro, Tennessee, the agency assists families with navigating policy options for nursing home, assisted living, and in-home care coverage. It also provides general guidance on coordinating long-term care benefits with other health insurance or Medicare plans. During Medicare’s annual enrollment period, the company helps local seniors evaluate supplemental policies that may include future long-term care needs.
As families plan for the upcoming tax season and reassess their financial safety nets, concerns about future care costs often arise. Conner Insurance Group, LLC of Murfreesboro provides guidance on long-term care insurance policies that help protect personal savings from unforeseen medical expenses. The company works with local residents to identify insurance strategies that can cover essential daily assistance or home modifications if needed. An agent begins this service with a confidential assessment of your current health considerations and long-term asset goals.
Middle TN Insurance Group, Inc in Murfreesboro assists individuals and families with financial protection strategies. The company focuses on long-term care insurance, helping clients plan for potential future needs for assistance with daily living activities. Long-term care policies can help cover costs not paid by standard health plans, such as home care, assisted living, or nursing facility stays. These coverage solutions can be tailored for various commercial sectors, including offices, warehouses, and food service operations.
Compass Insurance Group provides residential long-term care insurance planning for individuals in Murfreesboro, TN. The agency also offers commercial coverage options for businesses seeking to protect their employees or clients. Service extends throughout the local area and surrounding communities in middle Tennessee. The firm assists clients in understanding policy features, benefit triggers, and future care cost projections. After an initial consultation and policy placement, the agent schedules ongoing reviews to adjust coverage as needs change between regular follow-up visits.
What Does a a Long-Term Care Insurance Agent in Murfreesboro Cost?
In Tennessee a long-term care insurance policy for a healthy 55-year-old can cost between 150 and 300 dollars per month for a basic plan with a 150 dollar daily benefit and 3-year benefit period. Costs rise significantly with age a 65-year-old might pay 300 to 600 dollars per month for similar coverage. Premiums vary by carrier health history and optional riders like inflation protection. This is general information not insurance advice. Consult a licensed agent for a personalized quote.
About long-term care insurance agents in Murfreesboro
A long-term care insurance agent in Murfreesboro Tennessee helps residents plan for future care needs such as nursing home or home health aide services. Tennessee law requires agents to hold a valid state license and follow the Tennessee Long-Term Care Partnership Program rules which allow policyholders to protect assets equal to benefits paid. Local agents can guide you through policy features like inflation protection and elimination periods that match your budget and health profile.
Frequently Asked Questions
What does a long-term care insurance agent in Murfreesboro do?
A long-term care insurance agent helps you compare policies from multiple carriers and explains coverage options like daily benefit amounts and benefit periods. They also inform you about Tennessee Partnership policies which provide asset protection if you later need Medicaid. The agent does not provide legal or tax advice but can refer you to qualified professionals.
How do Tennessee Partnership policies work for Murfreesboro residents?
Tennessee Partnership policies are long-term care plans that meet state standards for inflation protection and consumer protections. If you use all policy benefits and then apply for Medicaid you can keep assets equal to the benefits paid. This is a key advantage for Murfreesboro residents who want to preserve savings while accessing care.
What factors affect the cost of long-term care insurance in Tennessee?
Premiums depend on your age at purchase health status chosen daily benefit amount benefit period and inflation protection option. Tennessee law allows insurers to use age-based rating and health underwriting. Younger and healthier applicants typically pay lower premiums but rates can increase over time with insurer rate filings approved by the state.
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