The top-rated long-term care insurance agent in Bristol, Tennessee is Darren Lowe - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Mike Adams - State Farm Insurance Agent, Barbara Williams - State Farm Insurance Agent, Jim Embree Insurance. This directory lists 17 long-term care insurance agents serving Bristol.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Lowe - State Farm Insurance Agent | 2137 Volunteer Pkwy #3 | (423) 968-9221 |
| 2 | Mike Adams - State Farm Insurance Agent | 1500 Bluff City Hwy | (423) 764-5641 |
| 3 | Barbara Williams - State Farm Insurance Agent | 2742 W State St #3 | (423) 323-3640 |
| 4 | Jim Embree Insurance | 1225 Bluff City Hwy | (423) 968-5550 |
| 5 | Shelter Insurance - Justin Horn | 2344 Volunteer Pkwy | (423) 573-8870 |
| 6 | Burnette & Associates Insurance | 1143 Volunteer Pkwy | (423) 968-2047 |
| 7 | Farm Bureau Insurance | 1430 Volunteer Pkwy #34 | (423) 274-6380 |
| 8 | Burke, Powers & Harty, Inc. | 1236 Volunteer Pkwy | (423) 764-2112 |
| 9 | The Buddy Crump Insurance Agency Inc | 2409 Volunteer Pkwy C | (423) 764-4191 |
| 10 | Ron Mathews - State Farm Insurance Agent | 939 Volunteer Pkwy | (423) 968-1322 |
Darren Lowe - State Farm Insurance Agent serves the Bristol, Tennessee metro area as a provider of long-term care insurance solutions. This agency helps individuals and families plan for the financial challenges associated with extended medical care needs. Agents work with clients to understand different policy types and coverage options available in the region. The office assists with both facility-based and home-based care insurance policies to address varying levels of future care requirements. It manages policy applications and coverage reviews for local residents seeking protection against high care costs.
Serving Bristol, TN, Mike Adams - State Farm Insurance Agent provides long-term care insurance coverage tailored to local clients. Its service offerings focus on helping individuals plan for future care needs, including support options for home health aides, assisted living, or nursing facility expenses. The agent works with clients to select suitable plans and assists with policy maintenance to keep coverage aligned with changing circumstances. Regular policy reviews are available to address updates in health or financial situations. The agency services single-family homes, apartments, retail spaces, and restaurants in the area.
Barbara Williams - State Farm Insurance Agent serves homeowners, families, and individuals looking to secure coverage for future extended care needs. As a long-term care insurance agent in Bristol, Tennessee, she helps clients understand policy options that protect savings against the high costs of assisted living or nursing home care. She also guides customers through the planning process to ensure their retirement strategies remain intact. Her agency additionally provides coverage information for residents of the nearby Johnson City metropolitan area.
Jim Embree Insurance serves the greater Bristol, Tennessee area and surrounding Tri-Cities communities. The agency primarily handles long-term care insurance policies designed to help clients cover the costs of extended home health, assisted living, and skilled nursing facility care. The company works to match individuals with coverage that addresses potential future care needs while protecting personal savings and retirement assets. For a typical client, the agent begins with a personal consultation to review health history and financial goals before presenting suitable policy options from different insurers.
Shelter Insurance - Justin Horn specializes in arranging long-term care insurance policies to help clients protect assets while securing coverage for future care needs. Based in Bristol, TN, the agency assists individuals and families with personalized insurance solutions that address the complexities of aging and unexpected health challenges. The agent guides customers through policy selection, ensuring they understand benefit options and eligibility requirements. As colder months approach, the agency helps local residents review coverage for Long-Term Care services that might be needed due to winter-related injuries or seasonal health declines.
A long-term care insurance agent typically helps clients compare one-time policy purchases against recurring service options, such as periodic reviews of existing coverage to adjust for inflation or changing health needs. Burnette & Associates Insurance in Bristol, TN assists individuals in understanding policy terms, benefit triggers, and premium structures for local long-term care plans. Coverage consultations often address asset protection and future care costs. Service runs on a one-time or as-needed basis, depending on the client’s preference for initial enrollment or ongoing policy management.
Farm Bureau Insurance in Farragut, TN, serves local residents needing long-term care insurance agent services. The company guides clients through policies covering nursing home care, assisted living, and in-home support. It helps individuals compare coverage options to protect assets and maintain care quality as they age. Farm Bureau Insurance also advises on integrating long-term care plans with existing health coverage and retirement strategies. For enhanced financial planning, the agency offers add-on critical illness insurance riders to supplement core long-term care protection.
As the seasons change and local families begin planning for the future, the need for sound long-term care coverage becomes a practical concern in the Bristol area. Burke, Powers & Harty, Inc. serves area seniors and their advisors by explaining policies, matching plans to individual health circumstances, and clarifying coverage terms with straightforward regional guidance. Their process includes an initial consultation to review current insurance needs and assess a client’s long-term care situation before any recommendations are made.
The insurance agency partners with individuals and families to develop financial strategies that address long-term care needs. The firm specializes in long-term care insurance, tailoring coverage for expenses from assisted living to home-based support. Agents clarify policy options to help clients in the area protect savings against care costs. The company serves commercial sectors needing workplace benefits, including offices, warehouses, and food service operations.
Ron Mathews, a State Farm Insurance agent in Bristol, TN, assists local residents with their long-term care insurance needs in the home setting. The agency also addresses commercial coverage requirements for businesses throughout the region. Serving Bristol and the surrounding areas, the agent works with individuals and families to understand their coverage options for future care. Clear explanations of policy terms and benefits are provided so clients can make informed decisions. After the initial meeting, the agent follows up regularly between scheduled visits to address any questions or changes.
What Does a a Long-Term Care Insurance Agent in Bristol Cost?
Long-term care insurance agent fees in Tennessee are typically paid through commissions from the insurance company, not directly by you. Policy premiums vary widely based on age health and coverage level. A typical policy for a 55 year old in Tennessee might cost between 150 and 300 dollars per month. Costs can be higher or lower depending on your specific situation. This is general information and is not insurance advice.
About long-term care insurance agents in Bristol
Long-term care insurance agents in Bristol Tennessee help residents plan for future care needs. Tennessee law requires agents to be licensed and follow specific disclosure rules. Local agents can explain how Tennessee Partnership policies may help protect assets.
Frequently Asked Questions
What does a long-term care insurance agent in Bristol Tennessee do?
An agent helps you compare policies from different companies and explains coverage options. They guide you through Tennessee specific rules like the 30 day free look period. Agents do not provide legal or tax advice.
Are there Tennessee specific laws for long-term care insurance?
Yes Tennessee requires a 30 day free look period for new policies. The state also has a Partnership program that allows policyholders to keep more assets if they later need Medicaid. Agents must follow Tennessee disclosure rules.
How do I choose a long-term care insurance agent in Bristol?
Look for an agent licensed in Tennessee with experience in long-term care policies. Ask about their knowledge of Tennessee Partnership plans and rate stability. Check their credentials with the Tennessee Department of Commerce and Insurance.
Long-Term Care Insurance Agents in Other Tennessee Cities
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