The top-rated long-term care insurance agent in Clarksville, Tennessee is Legacy Insurance, rated 4.9 stars across 722 reviews. Other highly rated options include Augustine Insurance, Farm Bureau Insurance, BFS Insurance Group. This directory lists 20 long-term care insurance agents serving Clarksville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Legacy Insurance | 2017 Wilma Rudolph Blvd | (931) 538-1655 |
| 2 | Augustine Insurance | 111 N Riverside Dr | (931) 503-0015 |
| 3 | Farm Bureau Insurance | 2225 Lowes Dr Suite C | (931) 538-6500 |
| 4 | BFS Insurance Group | 1820 Madison St G | (931) 503-1533 |
| 5 | Clarksville Insurance Agency | 2859 Fort Campbell Blvd | (931) 431-4551 |
| 6 | Farmers Insurance - Katrice Butler | 970 Tiny Town Rd K | (931) 281-8536 |
| 7 | Morford Agency: Allstate Insurance | 2053 Wilma Rudolph Blvd Ste A | (931) 645-2727 |
| 8 | Kathryn Minniehan: Allstate Insurance | 345 Union St | (931) 542-0401 |
| 9 | MedicareHub - We Make Medicare Simple! | 120 Merchants Blvd Suite A | (855) 230-4205 |
| 10 | CBIG LLC Insurance | 2515 Wilma Rudolph Blvd Suit 109 | (336) 546-5069 |
Legacy Insurance serves the Clarksville, Tennessee area as a local long-term care insurance agent. It helps individuals and families plan for future medical and custodial care needs not covered by standard health coverage. The firm works directly with clients to explore policy options that protect assets and provide access to in-home or facility-based assistance. Typical services include policy comparison analysis and application guidance for area seniors, as well as benefit claims support for policyholders navigating care transitions.
Augustine Insurance provides long-term care insurance planning and policy placement for individuals in the Clarksville, TN area. The agency assists clients with assessing their future care needs and finding suitable coverage options from established insurance carriers. It offers ongoing policy maintenance and support, including assistance with claims filing and benefit coordination. By focusing solely on long-term care insurance, the company helps residents protect assets while planning for potential assisted living, nursing home, or home health care costs. It services single-family homes, apartments, retail locations, and restaurants.
Farm Bureau Insurance in Farragut, TN, serves local residents needing long-term care insurance agent services. The company guides clients through policies covering nursing home care, assisted living, and in-home support. It helps individuals compare coverage options to protect assets and maintain care quality as they age. Farm Bureau Insurance also advises on integrating long-term care plans with existing health coverage and retirement strategies. For enhanced financial planning, the agency offers add-on critical illness insurance riders to supplement core long-term care protection.
BFS Insurance Group serves Clarksville, Tennessee, and the surrounding communities. The firm handles long-term care insurance, assisting clients with policies that help cover costs for extended care needs such as nursing homes and in-home assistance. It focuses on assessing each individual’s financial situation and future care goals to recommend appropriate coverage options. The company approaches a typical job by first reviewing the client’s assets and health profile, then comparing various plans to find a suitable policy that fits their budget and care preferences.
Homeowners and individuals planning for future healthcare needs rely on Clarksville Insurance Agency for guidance in securing long-term care coverage. The agency assists clients in evaluating policies that protect assets and provide support for chronic illness, disability, or aging-related care. Because these policies require careful consideration of benefits and premiums, the agent here facilitates informed decisions that align with personal financial goals. Clarksville Insurance Agency also extends its long-term care insurance services to families and individuals in the surrounding Montgomery County communities and the neighboring city of Springfield.
Farmers Insurance - Katrice Butler in Clarksville, TN specializes in long-term care insurance, helping clients plan for future personal care needs such as nursing home or in-home assistance. The agency also offers general insurance services to address overall protection and financial planning. With Medicare eligibility changes and policy updates each fall, many area residents seek guidance on matching long-term care coverage to their existing benefits.
Morford Agency: Allstate Insurance in Clarksville, TN assists clients in distinguishing between one-time long-term care insurance policy purchases and the recurring service options that provide ongoing management of those policies. Coverage typically addresses essential daily activities, such as bathing and eating, whether care is received at home or in a facility. Understanding these nuances helps local residents plan for future needs effectively. Service runs on an as-needed basis, tailored to individual policy evaluations and inquiries.
As local families in Clarksville consider how to pay for potential extended care needs, long-term care insurance helps protect savings and reduce the burden on loved ones. Kathryn Minniehan: Allstate Insurance provides coverage guidance aligned with individual health and retirement goals. The agency explains policy options that can cover home health aides or nursing facility stays. The initial step is a free consultation to review a client’s existing assets and discuss appropriate plan types before any quotes are prepared or paperwork is started.
MedicareHub assists individuals in Clarksville, TN with navigating their options for long-term care insurance coverage. The company specializes in helping clients understand aspects of care planning and policy selection to protect assets and future care needs. Their work involves explaining coverage details and premium structures for policies that support home care, assisted living, or nursing facility expenses. MedicareHub can serve clients who own or operate local offices, warehouses, and food service businesses, providing guidance tailored to the long-term care coverage considerations relevant in those commercial sectors.
CBIG LLC Insurance provides residential long-term care insurance services to individuals in Clarksville, Tennessee. They also offer commercial coverage options for businesses needing these plans for their employees or clients. The firm serves the local Clarksville area and surrounding communities within Tennessee. Agents guide clients through policy selection to help protect assets and manage future care costs. After an initial policy is in place, the company assists with reviews and adjustments during regular visits to keep coverage aligned with changing needs.
What Does a a Long-Term Care Insurance Agent in Clarksville Cost?
Long-term care insurance premiums in Tennessee vary based on age health and policy features. A 55-year-old might pay between 100 and 300 dollars per month for a standard policy. A 65-year-old could see premiums from 200 to 500 dollars monthly. Costs also depend on benefit amount elimination period and inflation protection choices. This is general information not insurance advice.
About long-term care insurance agents in Clarksville
Long-term care insurance agents in Clarksville Tennessee help residents plan for future care needs such as nursing home or home health services. Tennessee law allows for partnership policies that provide asset protection under the state Medicaid program. Agents can explain policy options and help you compare coverage from multiple carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Clarksville do?
An agent helps you understand policy features such as benefit amounts elimination periods and inflation protection. They compare plans from different insurers to find coverage that fits your budget and health situation. Agents also explain how Tennessee partnership policies work to protect your assets.
Does Tennessee have any special rules for long-term care insurance?
Yes Tennessee requires insurers to offer inflation protection and nonforfeiture benefits as optional riders. The state also has a 30-day free look period where you can cancel a policy for a full refund. Partnership policies must meet federal and state standards to qualify for Medicaid asset protection.
How do I choose a long-term care insurance agent in Clarksville?
Look for an agent who is licensed in Tennessee and has experience with long-term care products. Ask about their knowledge of Tennessee partnership policies and how they compare multiple companies. You can verify an agents license through the Tennessee Department of Commerce and Insurance website.
Long-Term Care Insurance Agents in Other Tennessee Cities
Bartlett · Brentwood · Bristol · Chattanooga · Cleveland · Collierville · Columbia · Cookeville · Franklin · Gallatin · Germantown · Hendersonville · Jackson · Johnson City · Kingsport