The top-rated long-term care insurance agent in Johnson City, Tennessee is Veritas Insurance, rated 5.0 stars across 556 reviews. Other highly rated options include Widener Insurance Inc, Acceptance Insurance, Westmoreland Insurance - A Division of Carriage Hill. This directory lists 20 long-term care insurance agents serving Johnson City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Veritas Insurance | 4451 N Roan St #201 | (423) 292-4142 |
| 2 | Widener Insurance Inc | 607 Baxter St | (423) 926-7151 |
| 3 | Acceptance Insurance | 3101 W Market St #116 | (423) 491-7185 |
| 4 | Westmoreland Insurance - A Division of Carriage Hill | 2514 Wesley St #101 | (423) 610-1212 |
| 5 | Jones Insurance Service | 2112 N Roan St #706 | (423) 282-9339 |
| 6 | C R Gregory Insurance, Inc. | 2726 E Oakland Ave STE 106 | (423) 926-7722 |
| 7 | Dave Peters Insurance Inc. | 501 W Oakland Ave | (423) 477-8000 |
| 8 | Farm Bureau Insurance | 503 Princeton Rd Suite A | (423) 283-4780 |
| 9 | 1Source Insurance Group | 3201 Bristol Hwy # 9 | (888) 817-8254 |
| 10 | Highlands Insurance Group | 508 Princeton Rd #104 | (423) 594-0222 |
Veritas Insurance serves Johnson City, Tennessee, and the surrounding metro area, specializing in long-term care insurance planning. The agency helps clients navigate the complexities of coverage options to protect assets and ensure access to future care services. It assists residents in evaluating policies that address needs like in-home assistance and nursing facility stays. Veritas Insurance handles policy comparisons and personalized benefit design for local families.
Widener Insurance Inc in Johnson City, TN provides guidance on selecting long-term care insurance policies to protect assets and ensure future care needs are met. The agency assists clients in comparing coverage options and understanding policy details, helping them plan for potential assistance with daily living activities. It also offers ongoing policy reviews to adjust coverage as circumstances change over time. The firm services individual homeowners, single-family residences, and apartment residents seeking personal financial protection.
Acceptance Insurance in Johnson City, Tennessee, distinguishes between one-time policy consultations for initial long-term care planning and recurring service options for ongoing coverage adjustments. Its agents help clients navigate coverage that protects assets and provides access to home care, assisted living, or nursing facility expenses as needs arise. Plans are structured to address individual health and financial situations. Service appointments generally operate on an as-needed basis, arranged directly when policy reviews, claims assistance, or benefit questions emerge during the coverage period.
Westmoreland Insurance - A Division of Carriage Hill serves seniors and families in Johnson City, TN, who need help planning for potential long-term care expenses. The agency works one-on-one with clients to review policy options that help protect savings against the high costs of assisted living, nursing home care, or home-based care. Their services include comparing coverage levels, explaining benefit triggers, and guiding applicants through the underwriting process. They also assist clients in nearby Elizabethton and throughout most of Washington County.
Jones Insurance Service serves Johnson City, Tennessee, and the surrounding communities in the upper Tri-Cities region. It handles the placement of long-term care insurance policies, which cover home health aides, assisted living, and nursing home care for clients planning for future needs. The agency works with individuals and families to review coverage options and compare policy benefits from different carriers. For a typical job, it begins by assessing a client's current health profile and financial goals to suggest an appropriate policy structure.
C R Gregory Insurance, Inc. in Johnson City, TN helps clients understand the difference between comprehensive long-term care policies, which cover ongoing daily assistance, and limited-benefit plans that pay a set amount for a shorter period. The agency assists in comparing various coverage options based on individual needs. Service for prospective clients who need help evaluating policy quotes or planning for future care costs runs on a one-time, scheduled, or as-needed basis during an initial consultation.
Dave Peters Insurance Inc. specializes in long-term care insurance for individuals and families throughout Johnson City. The agency focuses on helping clients plan for potential future needs involving extended personal or medical care. It guides customers through policy options designed to protect assets and maintain independence. General service includes assistance with changes in health coverage or financial circumstances. The agency also addresses concerns about navigating insurance options following a recent hospitalization or during open enrollment periods for supplemental benefits.
Farm Bureau Insurance in Farragut, TN, serves local residents needing long-term care insurance agent services. The company guides clients through policies covering nursing home care, assisted living, and in-home support. It helps individuals compare coverage options to protect assets and maintain care quality as they age. Farm Bureau Insurance also advises on integrating long-term care plans with existing health coverage and retirement strategies. For enhanced financial planning, the agency offers add-on critical illness insurance riders to supplement core long-term care protection.
As Johnson City residents look ahead to the financial demands of aging, securing long-term care coverage becomes a practical priority. 1Source Insurance Group helps local seniors and families evaluate policies suited to their personal health and savings situations. The agency explains the distinctions between traditional and hybrid plans, ensuring clients understand what their future care costs might entail. The initial step involves a thorough consultation to review current assets and expected medical needs before any recommendation is made.
Highlands Insurance Group works directly with clients throughout Johnson City to secure long-term care insurance coverage that helps protect assets and preserve care options. The agency specializes in individual policy analysis, plan comparison, and benefit customization to support varied health and financial situations. Every representative provides personalized guidance to clarify complex plan structures and coverage parameters. The company serves local offices, commercial warehouses, and food service businesses seeking appropriate long-term care insurance solutions for their specific operational needs.
What Does a a Long-Term Care Insurance Agent in Johnson City Cost?
Long-term care insurance premiums in Tennessee vary widely based on age health and benefit amount. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. Costs increase with age and for richer benefits like inflation riders. This is general information not insurance advice.
About long-term care insurance agents in Johnson City
Long-term care insurance agents in Johnson City Tennessee help residents plan for future care needs such as nursing home or home health services. Tennessee offers a state partnership program that allows policyholders to protect some assets while qualifying for Medicaid. Local agents can explain how this program works and guide you through policy options.
Frequently Asked Questions
What does a long-term care insurance agent in Johnson City do?
A long-term care insurance agent helps you compare policies from different companies and choose coverage that fits your budget and needs. They explain policy features like benefit periods and inflation protection. Agents in Johnson City are familiar with Tennessee specific rules and care costs.
Is long-term care insurance required in Tennessee?
No, long-term care insurance is not required in Tennessee. However it can help protect your savings if you need extended care. Tennessee does not mandate this coverage but offers tax incentives for some policies.
What is the Tennessee Long-Term Care Partnership Program?
The Tennessee Long-Term Care Partnership Program lets you keep more assets if you later need Medicaid. If you buy a qualifying policy and use all its benefits you can apply for Medicaid without spending down all your savings. Your agent can help you find partnership eligible policies.
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