The top-rated long-term care insurance agent in Jackson, Tennessee is Haven Insurance Partners, LLC, rated 4.9 stars across 143 reviews. Other highly rated options include Able Agency Inc., Carl Fergie - Fergie & Associates Insurance, Guiding Star Insurance. This directory lists 20 long-term care insurance agents serving Jackson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Haven Insurance Partners, LLC | 40 Murray Guard Dr | (731) 577-4300 |
| 2 | Able Agency Inc. | 529 Old Hickory Blvd | (731) 660-2111 |
| 3 | Carl Fergie - Fergie & Associates Insurance | 566 Wallace Rd | (731) 431-2270 |
| 4 | Guiding Star Insurance | 36 Sandstone Cir STE E | (731) 318-7827 |
| 5 | 5 Star Health Care | 49 Conrad Dr | (731) 613-8718 |
| 6 | THOMPSON & SMITH | 380 Carriage House Dr | (731) 664-4750 |
| 7 | Joe Cooper Insurance Agency | 2935 N Highland Ave | (731) 661-0706 |
| 8 | Green Leaf Insurance Inc | 430 E Main St | (731) 577-9189 |
| 9 | Ellis Insurance Agency | 382 Carriage House Dr suite a & b | (731) 664-8866 |
| 10 | White & Associates Insurance - Kristal Carpenter Agency | 18 Conrad Dr | (731) 664-2700 |
Haven Insurance Partners, LLC, operating in Jackson, TN, provides a range of long-term care insurance services, including policy evaluation and needs assessment. Its maintenance plans assist clients with periodic policy reviews and premium adjustments to align with changing health needs. The agency also offers guidance on benefit triggers and claims navigation for existing policyholders. It services a clientele that includes homeowners, renters, and those residing in apartments, as well as individuals living in independent living facilities and retirement communities.
Able Agency Inc. serves the Jackson, Tennessee metro area as a long-term care insurance agent. The company helps individuals and families plan for future care needs by offering policies that cover nursing home stays, assisted living facilities, and home health care. Navigating the complexities of long-term care coverage requires a thorough understanding of policy benefits and eligibility requirements. Able Agency Inc. handles applications and policy renewals for clients seeking financial protection against extended care costs.
Serving individuals and families planning for future care needs, Carl Fergie - Fergie & Associates Insurance provides guidance on long-term care insurance policies. The agency helps clients understand coverage options that can assist with costs for services like in-home assistance or skilled nursing care. Residents of Jackson benefit from a local resource dedicated to protecting assets against potential health expenses later in life. The agency also extends its services to surrounding communities in Madison County and nearby areas such as Humboldt.
Serving Jackson, Tennessee, and the surrounding Madison County communities, Guiding Star Insurance focuses on helping clients secure long-term care coverage for future needs. The agency works with individuals to understand the financial protections that policies offer for assisted living or home health care. Its approach begins with a careful review of the client’s personal circumstances, followed by a comparison of available policy options to find a suitable fit tailored to individual budgets.
Unlike a nursing home stay, which provides ongoing residential care, this company arranges long-term care insurance that covers support services received at home, in assisted living, or in a skilled nursing facility. This policy type protects assets from care costs. Serving the Jackson, TN area, 5 Star Health Care helps clients choose their preferred care setting. Agent services here typically operate on an as-needed basis for consultations and policy adjustments.
Thompson & Smith specializes in helping individuals secure coverage for extended nursing home care, home health aides, or assisted living expenses. Located in Jackson, TN, the agency guides clients through planning for the financial impact of chronic illness or disability. It works with local families to compare policy options, helping protect savings while ensuring access to necessary care. This support becomes especially important when aging parents face a sudden health crisis and require immediate long-term assistance.
As Jackson, Tennessee faces the rising costs of later-life care, many families look for ways to preserve savings and avoid burdening loved ones. Joe Cooper Insurance Agency responds by guiding local residents through the unique options available for long-term care insurance, focusing on personal needs rather than generic plans. The agency explains how different policies work to cover in-home or facility-based services. Anyone considering this coverage can start with a straightforward initial assessment to determine their eligibility and the best approach for their financial situation.
Green Leaf Insurance Inc provides long-term care insurance planning for individuals and families in Jackson, Tennessee. The agency specializes in policy options that cover in-home care, assisted living, and skilled nursing facility expenses. It helps clients structure coverage to protect assets and manage future healthcare costs. The firm serves residential homeowners, small professional offices, and local warehouses, as well as businesses in the food service sector that need employee benefit guidance.
Ellis Insurance Agency provides long-term care insurance services to residents in and around Jackson, Tennessee, helping individuals plan for future assisted living or in-home care needs. The agency also offers commercial coverage options for local businesses requiring employee benefit solutions in this category. Service extends throughout the greater Jackson area. Clients are assisted with policy selection and application details, with the agency available for follow-up questions or plan adjustments between regular service visits.
What Does a a Long-Term Care Insurance Agent in Jackson Cost?
Long-term care insurance premiums in Tennessee vary by age, health, and policy features. For a 55-year-old, a policy with a $150 daily benefit and 3-year term may cost between $1,200 and $2,500 per year. Costs increase with age and for policies with inflation protection or shorter elimination periods. This is general information, not insurance advice.
About long-term care insurance agents in Jackson
Long-term care insurance agents in Jackson, Tennessee help residents plan for future care needs such as nursing homes, assisted living, or home health services. Tennessee law requires agents to be licensed by the state and follow specific rules for policy disclosures and suitability. Local agents can explain how Tennessee Partnership for Long-Term Care policies work to protect assets while qualifying for Medicaid.
Frequently Asked Questions
What does a long-term care insurance agent in Jackson do?
A Jackson agent helps you compare policies from multiple carriers, explains coverage options like daily benefit amounts and elimination periods, and ensures the policy meets Tennessee state requirements. They also assist with applying for coverage and answering questions about claims.
Are there Tennessee-specific rules for long-term care insurance?
Yes, Tennessee requires agents to complete continuing education on long-term care insurance every two years. Policies must include a 30-day free look period and cannot deny coverage based on pre-existing conditions for more than 6 months. The Tennessee Partnership program also allows policyholders to keep some assets if they later need Medicaid.
How do I choose a long-term care insurance agent in Jackson?
Look for an agent licensed in Tennessee with experience selling long-term care policies. Ask about their familiarity with the Tennessee Partnership program and check their standing with the Tennessee Department of Commerce and Insurance. A good agent will explain policy features without pressure.
Long-Term Care Insurance Agents in Other Tennessee Cities
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