The top-rated long-term care insurance agent in Franklin, Tennessee is Chris Howell Insurance, rated 4.9 stars across 396 reviews. Other highly rated options include Masters Life and Health Insurance Agency, Boxwood Insurance Group, Benton White Insurance. This directory lists 21 long-term care insurance agents serving Franklin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Howell Insurance | 198 E Main St Suite 230 | (615) 619-4535 |
| 2 | Masters Life and Health Insurance Agency | Lancaster Dr | (615) 981-6242 |
| 3 | Boxwood Insurance Group | 3020 Stansberry Ln Suite 202 | (615) 245-5851 |
| 4 | Benton White Insurance | 231 Public Square Suite 300 | (615) 377-1212 |
| 5 | Stewart Insurance Group | Westhaven Town Center, 102 Front St | (615) 465-6072 |
| 6 | Triton Insurance Group Franklin Tennessee | 4151 Old Hillsboro Rd | (615) 234-0157 |
| 7 | Johnston & Associates Insurance | 321 Billingsly Ct STE 18 | (615) 716-2123 |
| 8 | Allee Agency Inc | 330 Mallory Station Rd STE A2 | (615) 386-7153 |
| 9 | Shellnut Insurance and Associates LLC | 130 Seaboard Ln STE A5 | (615) 850-9006 |
| 10 | Holt Insurance Agency | 1894 General George Patton Dr #700 | (615) 221-7094 |
Chris Howell Insurance serves the Franklin, Tennessee area as a local long-term care insurance agent. This agency assists residents in exploring coverage options designed to help manage the cost of extended personal or medical care. The agent works closely with clients to evaluate their future needs and compare available policies that can protect savings. Services commonly handled in this region include helping individuals understand policy benefits and guiding them through the application process for new long-term care coverage.
Masters Life and Health Insurance Agency, based in Franklin, TN, provides long-term care insurance planning guidance. Its services include policy option comparisons and assistance with filing benefit claims. The agency also offers annual policy reviews and coverage adjustments to address changing health needs. It supports clients with Medicare coordination and financial strategy integration. Masters Life and Health Insurance Agency services single-family homes, apartments, retail storefronts, and restaurants throughout the Franklin area.
Serving seniors and families planning for future care needs, Boxwood Insurance Group provides long-term care insurance guidance in Franklin, TN. Its agents help clients understand policy options to protect assets and manage the potential high costs of extended care services. The company focuses on educating individuals about coverage for home care, assisted living, and nursing facility stays. Boxwood Insurance Group also assists clients in the surrounding Williamson County area and the broader Nashville metropolitan region.
Benton White Insurance in Franklin, TN focuses on long-term care insurance, a field where clients often choose between a one-time policy purchase and recurring premium payments for ongoing coverage. Their work involves explaining how such plans help cover future needs like assisted living or home health services. Service with this agent runs on a scheduled basis, with regular reviews to adjust coverage as personal circumstances change over time.
Serving Franklin, Tennessee, and the surrounding Williamson County communities, Stewart Insurance Group handles long-term care insurance planning for local residents. The agency focuses on policies that help cover expenses for extended care needs, such as nursing homes or in-home assistance, which are not covered by standard health insurance. Their typical process begins with a thorough review of a client's current assets and future care goals, then presents policy options from multiple carriers. This approach is designed to tailor coverage to each individual's specific financial situation and health outlook.
As Franklin, TN, residents navigate the financial uncertainties of aging, many worry about depleting savings from future extended care needs. Triton Insurance Group Franklin Tennessee assists local clients with long-term care insurance options. The company evaluates individual health concerns and budget parameters to identify appropriate plan structures. Every consultation begins with a thorough initial assessment of personal care goals and existing coverage gaps.
Johnston & Associates Insurance works with individuals and families to address financial exposure related to the high costs of extended care, specializing in long-term care insurance policies. Serving the Franklin, Tennessee area, the agency helps clients evaluate coverage options that can apply to home health aides, assisted living, or nursing facility expenses. The agency’s expertise can support a range of commercial accounts, including offices, warehouses, and food service operations.
Allee Agency Inc serves clients in the Franklin, Tennessee, area with residential long-term care insurance guidance. The agency also provides coverage options for commercial clients seeking care protection policies. Their service area includes the broader local community and surrounding regions. They assist individuals in reviewing policy details and planning for potential future care needs. Follow-up service is available between regular visits to ensure coverage remains appropriate as circumstances change.
Shellnut Insurance and Associates LLC is known for guiding clients through the complexities of long-term care planning in the Franklin, TN area. Its services include analyzing individual risk factors and comparing policy options from multiple carriers to ensure appropriate coverage for future care needs. An agent helps with underwriting and securing coverage that protects assets from the high costs of assisted living or home health care. The company frequently adds partnership life insurance policies with embedded long-term care riders for flexible financial planning.
Holt Insurance Agency specializes in securing long-term care insurance policies for clients planning for future health needs. As a local agent in Franklin, TN, it guides individuals and families through policy options that help cover costs from nursing homes, assisted living, and in-home care. The agency addresses common concerns about protecting retirement savings while ensuring access to necessary support services. It can be especially helpful during annual enrollment periods when clients want to reassess their coverage against rising healthcare costs and changing care requirements in the region.
What Does a a Long-Term Care Insurance Agent in Franklin Cost?
The cost of long-term care insurance in Tennessee varies based on age health and benefit amount. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. Older applicants or those with health issues may pay higher premiums. This is general information not insurance advice.
About long-term care insurance agents in Franklin
Long-term care insurance agents in Franklin Tennessee help residents plan for future care needs. Tennessee law allows for partnership policies that provide asset protection for those who qualify. Working with a local agent can help you understand state specific rules and policy options.
Frequently Asked Questions
What does a long-term care insurance agent in Franklin do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage options and assist with the application process. They also help you understand Tennessee specific requirements and partnership program rules.
Are long-term care insurance premiums tax deductible in Tennessee?
Long-term care insurance premiums may be deductible on your federal taxes if they exceed a certain percentage of your adjusted gross income. Tennessee does not have a state income tax on wages so there is no state deduction. Check with a tax professional for your specific situation.
What is the Tennessee Long-Term Care Partnership Program?
The Tennessee Long-Term Care Partnership Program allows policyholders to protect assets equal to the benefits paid by their policy. This means if you use your policy benefits you can keep that amount of assets and still qualify for Medicaid. Agents in Franklin can explain how this works with your policy choice.
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