The top-rated long-term care insurance agent in Wyoming, Michigan is Sara Ocampo Rolon - State Farm Insurance Agent, rated 4.9 stars across 339 reviews. Other highly rated options include Dave Ahrens - State Farm Insurance Agent, Willow Insurance Group, L.A. Insurance. This directory lists 11 long-term care insurance agents serving Wyoming.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sara Ocampo Rolon - State Farm Insurance Agent | 2024 28th St SW | (616) 532-6071 |
| 2 | Dave Ahrens - State Farm Insurance Agent | 1839 R W Berends Drive Southwest | (616) 452-9400 |
| 3 | Willow Insurance Group | 1717 28th St SW | (616) 427-3692 |
| 4 | L.A. Insurance | 821 28th St SW | (616) 534-1100 |
| 5 | Kelly Anderson - State Farm Insurance Agent | 4211 Clyde Park Ave SW | (616) 530-8871 |
| 6 | Bruce Hungerford - State Farm Insurance Agent | 4337 Clyde Park Ave SW | (616) 531-6700 |
| 7 | Gorilla Insurance Agency | 859 28th St SW B | (616) 259-0000 |
| 8 | Advasure Insurance Agency | 705 28th St SW | (616) 538-9800 |
| 9 | Delago Insurance | 1160 36th St SW | (616) 538-5005 |
| 10 | Farmers Insurance - Paul Kooima | 1851 R W Berends Drive Southwest STE B | (616) 538-1591 |
Sara Ocampo Rolon - State Farm Insurance Agent in Wyoming, MI, offers long-term care insurance as part of its broader suite of personal coverage options. Services include policy reviews to assess changing health needs and potential benefit adjustments. The agency assists with plan evaluations that help individuals prepare for future custodial care expenses. It provides ongoing support for policy maintenance and claims guidance when needed. The agent typically serves clients managing coverage for single-family homes, apartments, retail, and restaurants.
Dave Ahrens - State Farm Insurance Agent serves the Wyoming, Michigan, area as a long-term care insurance agent. This agency assists local residents in exploring coverage options designed to help manage the high costs of extended care services. Long-term care insurance can provide financial protection for care received in a variety of settings. The agency helps clients understand policy features like benefit periods and daily coverage amounts. Services handled here include counseling on traditional long-term care policies and explaining hybrid life insurance policies with long-term care riders.
Serving local retirees, families, and individuals planning for future care needs, Willow Insurance Group offers guidance on Long-Term Care Insurance policies. It works with clients to understand policy options for covering assisted living, home health aides, and nursing home care expenses. The agency operates from its Wyoming, Michigan office, providing consultations to help people protect financial assets against high long-term care costs. It also serves the greater Grand Rapids metropolitan area, including adjacent communities like Kentwood and Walker.
L.A. Insurance provides long-term care planning services in Wyoming, Michigan, helping individuals prepare for future health needs with policy options designed to protect assets. The company assists clients in reviewing and updating existing coverage to maintain adequate benefits as circumstances change. Their service approach includes assessing financial and healthcare considerations to tailor insurance plans accordingly. L.A. Insurance serves single-family homeowners, apartment residents, and retail and restaurant operators seeking long-term care protection.
Seniors and their families planning for future care needs, as well as individuals with assets to protect, find assistance at Kelly Anderson - State Farm Insurance Agent in Wyoming, MI. The agency offers long-term care insurance policies that help cover expenses such as nursing home stays, assisted living, and home health care. Personalized consultations focus on customizing coverage amounts and elimination periods. The office is dedicated to simplifying complex policy choices for local clients. This agent also serves surrounding areas in the Grand Rapids metro region.
Serving Wyoming, MI, and the surrounding communities, Bruce Hungerford - State Farm Insurance Agent handles long-term care insurance needs for local residents. The agency helps clients understand coverage options for protecting assets and future care costs. Each case begins with a discussion of individual health and financial circumstances. Assessing long-term goals allows the agent to recommend suitable policy structures. The company then presents clear choices for coverage amounts and benefit periods, tailoring the plan to each client’s specific requirements and budget.
Gorilla Insurance Agency in Wyoming, MI, helps clients distinguish between comprehensive one-time policy purchases for immediate long-term care needs and recurring coverage options designed to build benefits over time. Their services focus on identifying appropriate plan structures that protect assets while ensuring access to necessary care in the local area. Policies aim to cover home health services, assisted living, and nursing facility stays. Service follows a one-time consultation and policy enrollment basis, with scheduled reviews available for existing clients.
Advasure Insurance Agency serves Wyoming, Michigan, and the surrounding communities in Kent County. It handles long-term care insurance policies, which help clients cover expenses for nursing homes, assisted living, and in-home care. The agency guides individuals through the process of comparing different plans and benefits available in the region. To complete a typical job, it assesses a client’s future care needs and financial situation before presenting suitable coverage options.
Delago Insurance specializes in offering long-term care insurance coverage to residents of Wyoming, Michigan. By working with individuals as their dedicated long-term care insurance agent, it helps clients assess their future needs and select policies that protect assets and provide access to necessary care services. This includes assisting with options for in-home support, assisted living, or nursing facility expenses, ensuring financial stability during a health crisis. The agency frequently guides families addressed the high costs of care following a recent decline in a loved one's mobility or health.
Farmers Insurance - Paul Kooima, located in Wyoming, Michigan, assists clients in distinguishing between flexible, recurring long-term care coverage plans and single-premium or short-term options tailored to individual needs. Their services focus on protecting assets and ensuring access to home health aides, assisted living, or nursing facility care when required. Policies are designed to address the rising costs of custodial care in the local area. Service is provided on an as-needed basis, with agents available for initial consultations, policy reviews, and claims assistance by appointment.
What Does a a Long-Term Care Insurance Agent in Wyoming Cost?
Long-term care insurance agent services in Michigan typically do not charge a separate fee because agents earn commissions from insurance companies. Policy premiums vary widely based on age health and coverage level. For a 55 year old in Michigan annual premiums can range from 1500 to 3000 dollars for a basic policy. Higher benefits and inflation riders increase costs. This is general information not insurance advice.
About long-term care insurance agents in Wyoming
A long-term care insurance agent in Wyoming Michigan can help you understand policy options that fit your budget and health needs. Michigan law requires agents to be licensed and follow specific disclosure rules when selling these policies. Working with a local agent ensures you receive guidance on state specific benefits like the Michigan Long-Term Care Partnership program.
Frequently Asked Questions
What does a long-term care insurance agent in Wyoming Michigan do?
An agent helps you compare policies from different insurers and explains coverage details. They assist with application forms and answer questions about benefit triggers and elimination periods. Agents must follow Michigan insurance regulations including providing a buyers guide and policy outline.
Are there Michigan specific rules for long-term care insurance?
Yes Michigan requires a 30 day free look period for new policies. Insurers cannot deny coverage based on pre-existing conditions for more than 6 months. The Michigan Long-Term Care Partnership program allows policyholders to protect assets equal to benefits paid.
How do I choose a long-term care insurance agent in Wyoming Michigan?
Look for an agent licensed in Michigan with experience in long-term care products. Ask about their familiarity with local insurers and the Michigan Partnership program. Check their standing with the Michigan Department of Insurance and Financial Services.
Long-Term Care Insurance Agents in Other Michigan Cities
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