The top-rated long-term care insurance agent in Dearborn Heights, Michigan is AAA Insurance - Ahmad Nassar Agency, rated 4.9 stars across 246 reviews. Other highly rated options include Brightway Insurance, The Nahid Hammad Agency, ND Insurance Advisors, Get Life Insurance. This directory lists 12 long-term care insurance agents serving Dearborn Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Insurance - Ahmad Nassar Agency | 26429 Ford Rd | (313) 777-1818 |
| 2 | Brightway Insurance, The Nahid Hammad Agency | 24626 Ford Rd | (313) 752-2000 |
| 3 | ND Insurance Advisors | 24500 Ford Rd Ste 50 | (313) 530-5022 |
| 4 | Get Life Insurance | 6802 Mayburn St | (313) 561-2486 |
| 5 | Bissan Harb - State Farm Insurance Agent | 24528 Ford Rd | (313) 561-6200 |
| 6 | AAA Insurance - Wahab & Associates | 8240 N Telegraph Rd | (313) 278-1200 |
| 7 | ARZ INSURANCE AGENCY-AMAL ATTAL | 24500 Ford Rd # 5 | (313) 283-2863 |
| 8 | Goosehead Insurance - Hassan Amen | 24614 Ford Rd | (313) 635-4699 |
| 9 | Toler-Stemen Insurance Agency | 23550 Ford Rd | (313) 278-1949 |
| 10 | Assurant Care Inc | 24500 Ford Rd Suite 2 | (313) 563-0226 |
AAA Insurance - Ahmad Nassar Agency serves the Dearborn Heights area in Michigan. The agency provides long-term care insurance to help clients prepare for future care needs. A long-term care insurance agent guides individuals through policy options, explaining how plans can cover assistance with daily living activities or extended nursing stays. The agency handles both individual policies and guidance on choosing appropriate coverage levels. Clients can consult about benefit periods and inflation protection riders for their plans in Dearborn Heights.
Brightway Insurance, The Nahid Hammad Agency provides guidance on long-term care insurance options for individuals in the Dearborn Heights area. Their services include helping clients evaluate coverage plans that address future personal care needs, with a focus on maintaining access to ongoing policy service and support. The agency works primarily with clients residing in single-family homes, apartments, retail environments, and restaurants throughout the local community.
ND Insurance Advisors serves homeowners, retirees, and families in Dearborn Heights, Michigan, who are planning for future care needs. The company provides guidance on long-term care insurance policies designed to help protect personal savings from the high costs of extended medical or custodial care. It helps clients evaluate coverage options that may cover in-home assistance, assisted living, or nursing facility expenses. The agency also serves residents in surrounding communities throughout Wayne County, including nearby Livonia and the greater Detroit metropolitan area.
Long-term care insurance agents can offer either a one-time policy review or ongoing support, and Get Life Insurance in Dearborn Heights, MI provides services that help individuals select coverage suited to future care needs. These policies often address costs associated with assisted living or home-based care, easing financial strain during retirement. This agency’s service runs on a one-time or as-needed basis, depending on client preference for follow-up consultations.
Bissan Harb - State Farm Insurance Agent serves clients in Dearborn Heights, Michigan, and the surrounding communities. It handles long-term care insurance, helping individuals plan for future care needs such as nursing home stays or in-home assistance. The agency typically begins with a thorough review of the client’s personal situation and financial goals. It then presents appropriate policy options, focusing on coverage that fits the client’s long‑term needs and budget. Each case is approached with a methodical evaluation of potential care scenarios to recommend a suitable plan.
AAA Insurance - Wahab & Associates specializes in long-term care insurance planning for Dearborn Heights, Michigan. It assists clients with policies that help cover costs of nursing homes, assisted living, and in-home care. The agency works with individuals to evaluate coverage options for preserving assets and ensuring future care needs are met. Understanding policy details and premium structures is a core part of its ongoing service. As winter approaches, the office can help review coverage for any sudden care requirements that may arise due to seasonal illnesses or accidents.
As Michigan winters approach, area seniors often seek to preserve their savings from potential long-term care costs, a need that ARZ INSURANCE AGENCY-AMAL ATTAL addresses directly. Based in Dearborn Heights, this agency specializes in explaining complex long-term care insurance policies tailored to local regulations. Their process typically begins with a thorough review of each client’s current assets and anticipated health needs. The initial step involves a no-obligation assessment of your situation, which can occur via phone or at their Dearborn Heights office.
Goosehead Insurance - Hassan Amen provides long-term care insurance agent services to residents in Dearborn Heights, MI. The agency also assists with related commercial coverage options for local businesses in the surrounding area. Planning for future care needs involves evaluating policy choices that help protect personal assets and manage the costs of extended support. After an initial consultation, clients can expect clear follow-up to review their coverage and make simple adjustments during regular visits.
Toler-Stemen Insurance Agency guides individuals and families through long-term care insurance planning in Dearborn Heights, MI. Their consultations address potential future needs for assisted living, nursing home care, and home health services. This agency specializes in structuring policies that combine nursing home, home care, and community-based benefits. Such customized plans help clients preserve savings while accessing necessary support. Their services are available for businesses operating in local offices, warehouses, and food service establishments, ensuring employers can offer extended coverage to their staff.
Assurant Care Inc, based in Dearborn Heights, Michigan, is known for helping individuals plan for future custodial and nursing care needs through long-term care insurance. The agency assists clients in Dearborn Heights and the surrounding southeast Michigan area by explaining policy options that address the high costs of extended care. They guide customers through the selection of coverage terms and benefit triggers. For clients seeking more comprehensive protection, the agency can add a rider for inflation-adjusted benefits to maintain policy value over time.
What Does a a Long-Term Care Insurance Agent in Dearborn Heights Cost?
The cost of long-term care insurance in Michigan varies by age health and coverage level. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. Premiums can be higher for older applicants or those with health issues. This is general information not insurance advice.
About long-term care insurance agents in Dearborn Heights
Long-term care insurance agents in Dearborn Heights help residents plan for future care needs. Michigan law requires agents to be licensed and to explain policy options clearly. A local agent can guide you through Michigan specific regulations and help you choose a plan that fits your budget.
Frequently Asked Questions
What does a long-term care insurance agent in Dearborn Heights do?
An agent helps you compare policies from different insurers. They explain coverage for nursing home care home health aides and assisted living. They also ensure the policy meets Michigan state requirements.
Are there Michigan laws that affect long-term care insurance?
Yes Michigan has a 30 day free look period for new policies. This allows you to cancel for a full refund if you change your mind. Michigan also requires agents to provide a detailed outline of coverage before you buy.
How do I choose a long-term care insurance agent in Dearborn Heights?
Look for an agent who is licensed in Michigan and has experience with long-term care policies. Ask about their familiarity with local care facilities in Dearborn Heights and Wayne County. Read reviews and check their standing with the Michigan Department of Insurance.
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