The top-rated long-term care insurance agent in Canton Township, Michigan is Jackie Davis-Betserai - State Farm Insurance Agent, rated 4.9 stars across 201 reviews. Other highly rated options include AAA Insurance - Fakih Agency LLC, Browne & Balazs - Farm Bureau Insurance Canton, Farmers Insurance - Kevin Kelly. This directory lists 16 long-term care insurance agents serving Canton Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jackie Davis-Betserai - State Farm Insurance Agent | 44245 Ford Rd Ste 102 | (734) 480-7348 |
| 2 | AAA Insurance - Fakih Agency LLC | 4031 Canton Ctr Rd | (734) 535-1153 |
| 3 | Browne & Balazs - Farm Bureau Insurance Canton | 7752 N Canton Center Rd #110 | (734) 315-4511 |
| 4 | Farmers Insurance - Kevin Kelly | 8018 Sheldon Center Rd | (734) 414-6300 |
| 5 | Tom Early - State Farm Insurance Agent | 44260 Cherry Hill Rd | (734) 983-9161 |
| 6 | Tom Stahl - State Farm Insurance Agent | 7245 N Canton Center Rd | (734) 416-9770 |
| 7 | AAA Insurance - Basemah Elayan Insurance Agency, LLC | 7293 N Lilley Rd | (734) 224-9424 |
| 8 | Tucker Insurance Agency | 48225 Michigan Ave | (734) 697-5544 |
| 9 | Lynn Early - State Farm Insurance Agent | 44260 Cherry Hill Rd | (734) 983-9160 |
| 10 | Conrad Insurance Agency | 8518 N Canton Center Rd | (734) 416-8280 |
Jackie Davis-Betserai - State Farm Insurance Agent serves the Canton Township, MI, area as a long-term care insurance agent. The company assists individuals in understanding and selecting coverage options that help manage the potential financial burdens of extended care needs. Clients receive guidance on planning for home care, assisted living, or nursing home services. This agent helps navigate policy choices to protect savings and maintain independence. Services include consultations on policy details and assistance with claims support for those requiring ongoing care in this region.
AAA Insurance - Fakih Agency LLC, based in Canton Township, MI, provides long-term care insurance services to help individuals plan for future custodial and personal care needs. The agency offers tailored policy guidance, including assistance with claim filing and regular policy reviews to ensure coverage remains aligned with changing health circumstances. It services single-family homes, apartments, retail, and restaurants.
Browne & Balazs - Farm Bureau Insurance Canton serves local homeowners, businesses, and property managers in Canton Township, Michigan, who are planning for future medical and custodial care needs. As a long-term care insurance agent, the company helps clients evaluate policies that cover nursing home, assisted living, and home-based care expenses. They guide individuals through coverage options designed to protect assets and manage the financial risks of extended care. The firm also extends its services to clients throughout the greater Plymouth and Livonia areas of metropolitan Detroit.
Serving Canton Township, Michigan, and the surrounding communities, Farmers Insurance agent Kevin Kelly provides long-term care insurance support. The agency handles policy options for clients planning for future health needs and aging-related expenses. Each scenario is reviewed to clarify coverage choices suited to a client’s personal situation. A typical job begins with an assessment of the individual’s current health and financial goals, then proceeds by comparing policy features available in the local market.
Tom Early’s agency in Canton Township, MI, offers long-term care insurance policies designed to help cover the costs of nursing home stays, assisted living, and in-home care. It also provides general auto, home, and life insurance services to local residents. For those concerned about rising health care expenses in later years, the agency assists families in planning ahead before retirement or a sudden health event requires immediate coverage.
Tom Stahl - State Farm Insurance Agent in Canton Township, MI offers long-term care insurance policies that may be structured either as a one-time purchase providing a lump-sum benefit or as a recurring coverage option with ongoing premiums. These policies help protect assets by covering costs for in-home care, assisted living, or nursing facility stays. Service runs on an as-needed basis, with clients typically scheduling an initial consultation to review coverage needs and then contacting Stahl for policy changes or claims.
AAA Insurance - Basemah Elayan Insurance Agency, LLC assists clients in Canton Township, MI, with general insurance planning and specifically focuses on long-term care coverage. This agency helps individuals prepare for future needs related to extended medical or personal care services. Their work involves evaluating potential risks and explaining policy options tailored to preserve assets. The agency can serve a wide range of local commercial sectors, including offices, warehouses, and food service operations, addressing their employeesâ or ownersâ insurance requirements.
Serving Canton Township, Michigan, Tucker Insurance Agency provides long-term care insurance solutions for residents and their families. Commercial coverage is also available, catering to business needs within the local area. The agency helps clients evaluate policy options to protect assets and access future care services. Clients appreciate follow-up assistance between regular visits, ensuring coverage remains appropriate as personal circumstances evolve.
As the population of Canton Township ages, many residents begin to explore how to manage future health and personal care costs without depleting savings. Lynn Early - State Farm Insurance Agent helps local families navigate these concerns by explaining the role long-term care insurance plays in a comprehensive financial plan. Clients learn how such policies can cover support services not included in standard health insurance. An initial consultation is scheduled to begin a personalized assessment of individual needs and potential coverage options.
Conrad Insurance Agency in Canton Township, Michigan, is known for guiding clients through the complex decisions of long-term care coverage. Its service range includes policy analysis for nursing home, assisted living, and home-based care expenses. The agency helps individuals and families evaluate plan costs, benefit periods, and inflation protection options. By explaining how Medicare limitations apply, the agency clarifies the need for supplemental protection. A common specialty service it can add on is a health qualification review for accelerated underwriting.
What Does a a Long-Term Care Insurance Agent in Canton Township Cost?
Long-term care insurance agent services in Michigan typically do not charge a separate fee; agents earn commissions from the insurance company. Policy premiums for a 55 year old in Canton Township may range from 1,500 to 4,000 dollars annually depending on coverage level and optional riders. Costs vary by case based on age, health status, and chosen benefits. This is general information, not insurance advice.
About long-term care insurance agents in Canton Township
A long-term care insurance agent in Canton Township, Michigan helps residents evaluate policies that cover nursing home, assisted living, and home care. Michigan law requires agents to be licensed and follow state regulations for policy disclosures. Working with a local agent ensures you understand how Michigan partnership programs can protect assets.
Frequently Asked Questions
What does a long-term care insurance agent in Canton Township do?
An agent helps you compare policies from different carriers and explains coverage options like daily benefit amounts and elimination periods. They guide you through Michigan specific rules, such as the state partnership program that allows asset protection. Agents do not provide legal advice but can clarify policy terms.
How do Michigan partnership policies work for long-term care insurance?
Michigan offers a partnership program that lets policyholders keep a portion of their assets equal to the benefits paid by the policy. This means if your policy pays out 100,000 dollars in benefits, you can protect 100,000 dollars of assets from Medicaid spend down. An agent can explain how this affects your financial plan.
What is the typical cost for long-term care insurance in Michigan?
Premiums vary based on age, health, and coverage amount. A 55 year old might pay between 1,500 and 3,000 dollars per year for a policy with a 150 dollar daily benefit and a 3 year benefit period. Costs increase with age and additional features like inflation protection.
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