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HomeLong-Term Care Insurance AgentsMichigan › Clinton Township

Find Long-Term Care Insurance Agents Near You in Clinton Township, MI

Browse long-term care insurance agents serving Clinton Township, Michigan. Updated 2026-07-14.

The top-rated long-term care insurance agent in Clinton Township, Michigan is First Independent Insurance Agency, rated 4.9 stars across 594 reviews. Other highly rated options include Royal Oath Insurance Group, AMG Health & Life Insurance Group, AAA Insurance - Schnaidt Agency. This directory lists 22 long-term care insurance agents serving Clinton Township.

Showing 22 long-term care insurance agents in Clinton Township, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1First Independent Insurance Agency15945 Canal Rd(586) 247-2220
2Royal Oath Insurance Group42536 Hayes Rd Suite 400(586) 238-3535
3AMG Health & Life Insurance Group16600 18 Mile Rd(248) 592-0080
4AAA Insurance - Schnaidt Agency35927 Southbound Gratiot Ave(586) 838-2555
5MI Insurance Agency40684 Hayes Rd(586) 354-3462
6HealthMarkets Insurance - Amir Ribic44990 Heydenreich Rd suite g(248) 840-9865
7McGovern Agency37102 S Groesbeck Hwy(586) 464-2400
8L.A. Insurance33709 Southbound Gratiot Ave(586) 791-4400
9Fcia Professionals & Group23885 Denton St(586) 463-5000
10American Health Plans16600 18 Mile Rd(866) 487-9887
FI
15945 Canal Rd
First Independent Insurance Agency
Long-Term Care Insurance Agent · Clinton Township, MI

First Independent Insurance Agency serves Clinton Township and Macomb County, Michigan, specializing in long-term care insurance planning. The agency assists clients with navigating coverage options for nursing home, assisted living, and home health care expenses. Tailored policies are designed to protect personal savings from the rising costs of extended care. The agency also helps clients understand state-specific regulations and Medicaid integration strategies. Among its core functions, the agency handles policy comparisons and application processing for in-home care coverage and memory care support services.

RO
42536 Hayes Rd Suite 400
Royal Oath Insurance Group
Long-Term Care Insurance Agent · Clinton Township, MI

Royal Oath Insurance Group in Clinton Township, MI, offers long-term care insurance agent services focused on helping clients plan for future care needs. The office provides policy evaluations and enrollment assistance, along with plan adjustments to accommodate changing health or financial situations. Regular account reviews ensure coverage remains aligned with individual circumstances as policies evolve. The agency serves a range of properties, including single-family homes, apartments, retail locations, and restaurants.

AH
16600 18 Mile Rd
AMG Health & Life Insurance Group
Long-Term Care Insurance Agent · Clinton Township, MI

Based in Clinton Township, Michigan, AMG Health & Life Insurance Group serves clients throughout Macomb County and the surrounding communities. The agency specializes in helping individuals and families understand long-term care insurance policies. It provides guidance on coverage options for in-home care, assisted living, and nursing facility expenses. To handle a typical case, the agency first reviews a client's personal health history and financial concerns before comparing available plans from different carriers to match the individual's anticipated needs and budget.

AI
35927 Southbound Gratiot Ave
AAA Insurance - Schnaidt Agency
Long-Term Care Insurance Agent · Clinton Township, MI

AAA Insurance - Schnaidt Agency serves local homeowners and families in Clinton Township, Michigan who are planning for future healthcare costs. As a long-term care insurance agent, the agency helps clients understand policy options that can cover extended nursing, assisted living, or home-based care. It guides residents through the often-complex selection of coverage tailored to individual financial and health needs. The agency also extends its services to neighboring communities throughout Macomb County and the greater metro Detroit area.

MI
40684 Hayes Rd
MI Insurance Agency
Long-Term Care Insurance Agent · Clinton Township, MI

MI Insurance Agency in Clinton Township assists clients with long-term care insurance, differentiating between one-time policies that cover a single period of care and recurring options that provide ongoing coverage over multiple care episodes. Both types help pay for services such as in-home assistance or facility stays that Medicare typically does not cover. Policies often require a medical assessment and can be tailored to individual future needs. Services run on an as-needed basis, available when a client requests a policy review or a new quote.

HI
44990 Heydenreich Rd suite g
HealthMarkets Insurance - Amir Ribic
Long-Term Care Insurance Agent · Clinton Township, MI

HealthMarkets Insurance - Amir Ribic offers long-term care insurance planning for individuals and families in the Clinton Township, Michigan area. The agency guides clients in understanding policy options that help cover expenses for extended nursing, home health aide services, and assisted living support. Their work includes comparing plans to match specific future care needs and budgets. During open enrollment periods or after a sudden health change, they assist residents in securing coverage to protect retirement assets and avoid depleting personal savings.

MA
37102 S Groesbeck Hwy
McGovern Agency
Long-Term Care Insurance Agent · Clinton Township, MI

As Michigan's winter weather increases the risk of slips and falls, many Clinton Township seniors seek help protecting assets from costly nursing home stays. The McGovern Agency provides local expertise in covering these predictable expenses so family savings remain intact. Their representatives guide clients through policy comparisons that address both home care and facility care scenarios. Every consultation begins with a thorough needs assessment step, verifying each client’s future care preferences against their current budget and available policy coverage limits.

LI
33709 Southbound Gratiot Ave
L.A. Insurance
Long-Term Care Insurance Agent · Clinton Township, MI

L.A. Insurance, serving Clinton Township and the surrounding region, is an agency offering long-term care insurance plans designed to help individuals manage the financial burden of extended custodial care. These agents assist clients in assessing their personal risks, comparing policy benefits, and preparing for future health needs. They focus on creating a straightforward selection process for those seeking coverage for nursing homes or assisted living facilities. A core additional service includes providing families with policy cost comparison breakdowns to determine suitable protection options.

FP
23885 Denton St
Fcia Professionals & Group
Long-Term Care Insurance Agent · Clinton Township, MI
AH
16600 18 Mile Rd
American Health Plans
Long-Term Care Insurance Agent · Clinton Township, MI

American Health Plans assists families in Clinton Township, MI, with residential coverage for skilled nursing and assisted living expenses. The agency also helps local businesses secure long-term care insurance for their employees, serving clients throughout Macomb County and the surrounding region. Agents explain policy options in detail, helping clients compare benefits and premiums before selecting a plan. Follow-up service is provided between regular visits to update policies or address changes in a client’s health or financial situation.

LS
39999 Garfield Rd
Lucido's Insurance Agency
Long-Term Care Insurance Agent · Clinton Township, MI
(586) 286-8200
lucidoinsurance.com
WI
22440 Hall Rd
World Insurance Associates LLC
Long-Term Care Insurance Agent · Clinton Township, MI
(586) 569-0440
locations.worldinsurance.com/morris-insurance-group-a-divison-of-world-d83998535fc1
MP
36509 Gratiot Ave
Mark Polenz - State Farm Insurance Agent
Long-Term Care Insurance Agent · Clinton Township, MI
(586) 791-0600
polenzagency.com
FS
39085 Moravian Dr
Financial Security Insurance Corporation
Long-Term Care Insurance Agent · Clinton Township, MI
(586) 465-0070
fsimcorp.com
SI
33584 Harper Ave
Sweet Insurance Agency
Long-Term Care Insurance Agent · Clinton Township, MI
(248) 723-6000
sweetinsurance.com
UI
22800 Hall Rd suite 220 g
Universal Insurance Group LLC
Long-Term Care Insurance Agent · Clinton Township, MI
(586) 804-2532
MI
42946 Garfield Rd
Macomb Insurance Mart
Long-Term Care Insurance Agent · Clinton Township, MI
(586) 263-0700
macombinsurancemart.com
MJ
21370 Cass Ave
Michael J. Ales - Licensed Insurance Agent
Long-Term Care Insurance Agent · Clinton Township, MI
(586) 556-7666
healthmarkets.com/michael.ales
BL
44250 Garfield Rd Ste 220
Bankers Life
Long-Term Care Insurance Agent · Clinton Township, MI
(810) 385-3203
branches.bankerslife.com/mi/clinton-township/44250-garfield-rd
KM
23886 Denton St
Kelly McCarthy Agency
Long-Term Care Insurance Agent · Clinton Township, MI
(586) 749-5407
HI
21370 Cass Ave
HealthMarkets Insurance - Susan Everett
Long-Term Care Insurance Agent · Clinton Township, MI
(586) 764-8903
healthmarkets.com/local-health-insurance-agent/severett
PC
16950 19 Mile Rd Ste 3-H
Preferred Choice Insurance Group
Long-Term Care Insurance Agent · Clinton Township, MI
(586) 477-0059
mypcigroup.com

What Does a a Long-Term Care Insurance Agent in Clinton Township Cost?

In Michigan, annual premiums for long-term care insurance typically range from 1,500 to 4,500 dollars for a person in their 50s. Costs increase with age and for richer benefit packages. A 60 year old might pay 2,000 to 6,000 dollars per year. These are estimates and actual costs depend on your health, chosen benefits, and the insurer. This is general information, not insurance advice.

About long-term care insurance agents in Clinton Township

Long-term care insurance agents in Clinton Township help Michigan residents plan for future care needs. Michigan law offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to benefits paid. Agents guide clients through policy options and state-specific requirements.

Frequently Asked Questions

What is the Michigan Partnership for Long-Term Care program?

This program lets you protect assets equal to the benefits paid by your policy. It helps you qualify for Medicaid without spending down all assets. Your agent can explain how this works in Clinton Township.

How do I choose a long-term care insurance agent in Clinton Township?

Look for an agent licensed in Michigan with experience in long-term care policies. Ask about their knowledge of Michigan specific plans and the Partnership program. Verify their license through the Michigan Department of Insurance and Financial Services.

What factors affect long-term care insurance costs in Michigan?

Costs depend on your age, health, benefit amount, and policy features. Michigan residents may pay between 1,500 and 4,500 dollars per year for a comprehensive policy. Premiums vary by insurer and coverage level.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.