Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 long-term care insurance agents in Bay City, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Mark Townsend
509 E Midland St, Bay City, MI 48706
(989) 469-0009
agents.farmers.com
Jon LaPorte - State Farm Insurance Agent
1416 State St #1, Bay City, MI 48706
(989) 895-5570
jonlaportebaycity.com
Lori Harrison - State Farm Insurance Agent
815 Columbus Ave, Bay City, MI 48708
(989) 895-5536
mybaycityagent.com
MCI Insurance
701 N Madison Ave, Bay City, MI 48708
(989) 892-5541
mciinsurance.com
The Kory Agency
900 S Euclid Ave, Bay City, MI 48706
(989) 391-5200
thekoryagency.com
Superior Insurance Group
916 Washington Ave SUITE 210, Bay City, MI 48708
(989) 893-7651
sig-mi.com
Michael Hayes Agency/Farm Bureau Insurance
509 S Euclid Ave, Bay City, MI 48706
(989) 684-4160
michfb.com
AAA Insurance - Kolm Insurance Group
702 S Euclid Ave, Bay City, MI 48706
(989) 316-1170
locator.acg.aaa.com
DuRussel Insurance Agency
3741 Wilder Rd # C, Bay City, MI 48706
(989) 671-8206
durussel.com
The Lenar Agency
916 N Euclid Ave, Bay City, MI 48706
(989) 401-7770
Aird Insurance Group - Farm Bureau Insurance
903 Saginaw St, Bay City, MI 48708
(989) 792-9687
airdinsurancegroup.com
Farm Bureau Insurance Engelhardt Agency
903 Saginaw St, Bay City, MI 48708
(989) 895-4321
farmbureauinsurance-mi.com
Fremont Insurance
2105 10th St, Bay City, MI 48708
(989) 891-9324
Bechert Insurance Group-Farm Bureau Insurance in Bay City
503 N Euclid Ave Suite 11, Bay City, MI 48706
(989) 656-6860
michfb.com
Jacobs & Associates
706 S Euclid Ave, Bay City, MI 48706
(989) 267-1650
Secure Assets Insurance Agency, LLC-Specializing in Medicare Plans
721 Washington Ave ste 505, Bay City, MI 48708
(989) 414-1377
secureassetsia.com
Heritage Wise Group
800 S Euclid Ave, Bay City, MI 48706
(989) 781-3010
heritagewisegroup.com
Valley United Insurance
1108 W Jenny St, Bay City, MI 48706
(989) 686-7099
valleyunitedinsurance.com
Mid Michigan Insurance and Financial Services, LLCs
815 E Midland St Suite 2, Bay City, MI 48706
(989) 327-9660
mmifsllc.com
Carol Campbell - Aflac Insurance Agent
703 Washington Ave, Bay City, MI 48708
(989) 893-5550
What Does a Long-Term Care Insurance Agent in Bay City Cost?
In Michigan, long-term care insurance premiums vary based on age, health, and benefit amount. For a 55-year-old, a policy with 165,000 dollars in initial benefits may cost between 1,500 and 3,000 dollars per year. Rates are higher for older buyers and lower for those in good health. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Bay City do?
An agent helps you understand policy options, compare benefits, and apply for coverage. They explain Michigan Partnership rules and how inflation protection affects premiums. The agent does not sell for one company but can show plans from several insurers.
How does the Michigan Partnership program affect my policy?
Michigan Partnership policies allow you to keep assets equal to the benefits paid out if you later need Medicaid. For example, if your policy pays 100,000 dollars in benefits, you can keep that amount in assets and still qualify for Medicaid. An agent can tell you which policies qualify.