The top-rated long-term care insurance agent in Commerce Township, Michigan is Medicare Benefits Group, rated 5.0 stars across 367 reviews. Other highly rated options include Acrisure Commerce Township, MI (Insurance Advisors), Tim Peacock - State Farm Insurance Agent, The Derek Stein Agency - Farm Bureau Insurance. This directory lists 14 long-term care insurance agents serving Commerce Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Medicare Benefits Group | 4485 Commerce Woods Dr | (734) 657-4797 |
| 2 | Acrisure Commerce Township, MI (Insurance Advisors) | 4375 Pineview Dr | (248) 363-5746 |
| 3 | Tim Peacock - State Farm Insurance Agent | 2071 E West Maple Rd Ste E-507 | (248) 438-6535 |
| 4 | The Derek Stein Agency - Farm Bureau Insurance | 3075 S Commerce Rd | (248) 714-5200 |
| 5 | Desiree Truman - State Farm Insurance Agent | 620 W Commerce Rd STE A | (248) 363-4711 |
| 6 | Corporate Insurance Planners | 1990 Union Lake Rd # 400B | (248) 360-2143 |
| 7 | Tom Attard: Allstate Insurance | 1540 Union Lake Rd | (248) 360-2600 |
| 8 | Farmers Insurance - Robert Dettloff | 8262 Cooley Lake Rd | (248) 363-7555 |
| 9 | Tropolis Insurance | 3060 S Commerce Rd | (248) 926-1300 |
| 10 | Action Health Insurance Agency | 8615 Richardson Rd # 100 | (248) 366-8680 |
Medicare Benefits Group serves Commerce Township and surrounding Oakland County, Michigan, offering expertise as a local long-term care insurance agent. The company helps individuals navigate coverage options to protect savings from future care needs. Its representatives assess each client’s situation with a focus on policy features such as benefit periods, daily or monthly care allowances, and inflation growth options. Medicare Benefits Group also handles policy comparisons between traditional plans and hybrid life insurance combinations that include long-term care benefits.
Acrisure Commerce Township, MI (Insurance Advisors) provides services including policy selection guidance, enrollment assistance, and ongoing claims advocacy for long-term care coverage. Its service plans include annual policy reviews to adjust benefits as care needs evolve and help with paperwork for benefit claims. The agency serves the needs of individuals and families across the area, protecting assets against the high costs of extended care. It services single-family homes, apartments, retail locations, and restaurants.
Serving families and individuals in Commerce Township, this agency helps clients prepare for future medical and personal care expenses through long-term care insurance policies. Tim Peacock - State Farm Insurance Agent provides guidance on selecting coverage that addresses the costs of assisted living or in-home care. The office assists with policy comparisons and plan enrollment to meet varying needs. It also extends its long-term care insurance services to clients in the nearby Walled Lake and West Bloomfield areas.
The Derek Stein Agency - Farm Bureau Insurance serves Commerce Township, Michigan, and the surrounding communities. It handles long-term care insurance, assisting clients with plans that help cover services like home care, assisted living, and nursing facility stays. These policies are designed to protect personal savings against the high costs of extended care needs. The agency evaluates each client’s specific situation to determine suitable coverage options. It generally works through personal consultations to explain policy features and help arrange the application process.
Desiree Truman - State Farm Insurance Agent in Commerce Township, MI helps clients distinguish between long-term care policies that require a single premium payment and those structured with recurring monthly or annual premiums. These plans can cover expenses for in-home assistance, assisted living, or nursing facility stays not addressed by standard health insurance. Each policy is customized to individual needs and financial plans. Service is provided on an as-needed basis for new policies, annual reviews, and any requested changes mid-term.
Corporate Insurance Planners in Commerce Township, Michigan specializes in long-term care insurance agency services, assisting clients with policy selection and application processes. The company generally works with individuals and families to evaluate coverage options for future care needs, including nursing home and home health care. It also helps address common concerns such as coordinating benefits with Medicare or existing savings. As fall approaches, seniors may seek guidance on adjusting coverage before winter months increase care risks.
As local families begin planning for potential future health needs, Tom Attard: Allstate Insurance in Commerce Township, MI provides guidance on selecting appropriate coverage as a long-term care insurance agent. Understanding that residents often consider protecting assets while preparing for extended care scenarios, the agency explains policy options clearly to help clients make informed decisions. The process typically begins with a thorough review of personal circumstances during an initial assessment meeting.
Farmers Insurance - Robert Dettloff serves individuals and families in the Commerce Township, MI area by assessing future health care costs and coverage needs. The agency specializes in long-term care insurance policies, which help cover expenses for assisted living, nursing homes, or in-home support services not paid by standard health plans. These plans protect assets and retirement savings from the high cost of extended medical or personal care. The agency can provide coverage products suitable for local office staff, warehouse employees, and food service professionals.
Tropolis Insurance serves residents in Commerce Township, Michigan, helping them navigate their options for long-term care insurance. The agency also provides coverage solutions to local businesses seeking similar benefits for their employees. Their service area includes Commerce Township and the surrounding communities within southeastern Michigan. As a long-term care insurance agent, the company assists clients in understanding policy details, comparing plan features, and selecting appropriate coverage levels. They offer follow-up support between regular visits to adjust policies as needs change.
Action Health Insurance Agency in Commerce Township, MI focuses on helping clients plan for future care needs through long-term care insurance. The agency assists individuals with comparing policies and estimating coverage to protect assets and manage care costs. It addresses the financial challenges of extended care for aging residents in the greater Detroit area. A specialty service for clients includes consultation on hybrid life and long-term care insurance policies that combine benefits.
What Does a a Long-Term Care Insurance Agent in Commerce Township Cost?
Long-term care insurance premiums in Michigan depend on your age, health, and the policy features you choose. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month. Costs are higher for older applicants or those with health issues. This is general information and not insurance advice.
About long-term care insurance agents in Commerce Township
Long-term care insurance agents in Commerce Township help residents plan for future care needs. Michigan offers the Partnership for Long-Term Care program which provides asset protection for qualified policies. A local agent can explain how this program works and help you compare plans from different carriers.
Frequently Asked Questions
What is the Michigan Partnership for Long-Term Care?
The Michigan Partnership is a state program that allows you to keep some assets if you later need Medicaid. To qualify you must buy a Partnership-approved policy from a licensed agent. This can help protect your savings while still getting care.
How do I choose a long-term care insurance agent in Commerce Township?
Look for an agent who is licensed in Michigan and has experience with long-term care products. Ask if they represent multiple insurance companies so you can compare options. A good agent will explain policy features like inflation protection and benefit periods clearly.
What does long-term care insurance cover in Michigan?
Policies typically cover nursing home care, assisted living, home health care, and adult day care. Michigan law requires policies to offer certain consumer protections including a 30-day free look period. Coverage details vary by policy so review the terms carefully with your agent.
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