The top-rated long-term care insurance agent in Village of Clarkston, Michigan is Tony Volante - State Farm Insurance Agent, rated 4.9 stars across 431 reviews. Other highly rated options include The Ryan Insurance Agency, Farmers Insurance - Kurt Urch, Oakland Insurance. This directory lists 20 long-term care insurance agents serving Village of Clarkston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Volante - State Farm Insurance Agent | 4990 Sashabaw Rd | (248) 625-6777 |
| 2 | The Ryan Insurance Agency | 7151 N Main St Ste. 103 | (248) 403-8591 |
| 3 | Farmers Insurance - Kurt Urch | 6160 Dixie Hwy Ste 210 | (248) 297-6020 |
| 4 | Oakland Insurance | 8055 Ortonville Rd | (248) 647-2500 |
| 5 | Rossell Agency | 5850 Dixie Hwy Ste C | (248) 605-0060 |
| 6 | McNeil Agency Inc | 5730 Bella Rosa Blvd Ste #300 | (586) 731-1180 |
| 7 | Steve Craft: Allstate Insurance | 6300 Sashabaw Rd # C | (248) 620-2211 |
| 8 | Uzzle-McMurray Agency: Allstate Insurance | 6684 Dixie Hwy Ste D | (248) 625-5880 |
| 9 | Total Insurance Agency Services, Inc. | 7044 Gateway Park Dr | (248) 625-0410 |
| 10 | Bankers Life | 6770 Dixie Hwy #306 | (810) 603-0628 |
Tony Volante - State Farm Insurance Agent serves the Village of Clarkston, MI and surrounding Oakland County communities, specializing in long-term care insurance solutions. The agency helps individuals plan for future care needs that are not covered by standard health insurance or Medicare. Policies offered can help cover assistance with daily activities at home, in assisted living facilities, or in nursing homes. The agency handles long-term care policy quotes and policy reviews.
Offering services ranging from initial policy assessments to annual coverage reviews, The Ryan Insurance Agency helps clients navigate long-term care insurance. It assists individuals in evaluating their future care needs and structuring plans that address potential assisted living, nursing home, or home health expenses. The agency provides ongoing support for policy adjustments, ensuring coverage remains appropriate as health circumstances change. Serving the Village of Clarkston, MI, and surrounding areas, it works with single-family homes, apartments, retail properties, and restaurants.
Farmers Insurance - Kurt Urch serves homeowners, families, and individuals in Village of Clarkston, Michigan who are planning for future medical costs and income protection. This agency provides long-term care insurance policies to help clients cover expenses like nursing home care, home health aides, and assisted living services. The agent explains coverage options and assists with policy management. Their service area also extends to nearby communities in Oakland County, including Waterford and White Lake.
Serving the Village of Clarkston, Michigan, and the surrounding communities, Oakland Insurance assists clients with long-term care insurance. It handles policies designed to help cover expenses for extended personal care services, including those provided in home settings or assisted living facilities. The agent typically works with individuals to review their specific needs and financial circumstances, then compares options from various carriers. A standard process involves assessing coverage goals and presenting suitable plans that align with the client’s long-term financial strategy.
Choosing between a one-time consultation and an ongoing service relationship is an important first step when planning for future care needs, and coverage can be arranged through private policies that help pay for assisted living or home health services. Serving the Village of Clarkston, Michigan, Rossell Agency provides long-term care insurance expertise to local residents exploring these options. Service runs on either a one-time or an as-needed basis, depending on each client’s request.
McNeil Agency Inc specializes in long-term care insurance planning helping individuals prepare for future care needs in the Village of Clarkston and surrounding communities. It also provides general insurance advisory services to guide clients through policy selection and coverage options. An agent here can explain how such policies protect assets from the high expenses of extended care whether at home in an assisted living facility or a nursing home. This assistance becomes especially important when families must quickly arrange care after a winter fall or sudden health decline.
As fall approaches in the Village of Clarkston, many families begin discussing how to protect their savings from potential long-term care costs. Steve Craft: Allstate Insurance helps residents navigate these decisions, offering guidance on policies that cover services not included in standard health insurance. An agent focuses on explaining plan options, benefit amounts, and waiting periods to local clients. The process takes into account each individual’s financial situation and age. A first step in this planning typically involves a no-obligation initial assessment of a person’s current coverage and future needs.
Uzzle-McMurray Agency: Allstate Insurance serves clients in the Village of Clarkston and the surrounding area with long-term care insurance agent services. For residential clients, the agency assists in identifying policies that help cover costs for extended care at home or in facilities. Commercial coverage needs for long-term care arrangements are also addressed. The agency coordinates plan details during initial consultations, and offers follow-up assistance as coverage or care requirements change between regular visits.
Total Insurance Agency Services, Inc. guides clients through the process of acquiring long-term care insurance, specializing in plans that cover extended medical and personal care services beyond standard health insurance. Operating in the Village of Clarkston, MI, it helps individuals evaluate policy options to protect assets during retirement years. The agency can serve businesses of all types, including professional offices, commercial warehouses, and food service establishments.
Bankers Life in the Village of Clarkston, MI, is known for helping local seniors assess their needs for long-term care coverage. The company serves clients across the surrounding communities, guiding them through policy options that address future health and living expenses. Understanding the costs associated with extended care, this agency explains coverage limits, benefit periods, and inflation protection. It evaluates individual financial situations to recommend sustainable plans. A specialty service it offers is pairing long-term care policies with life insurance riders that can provide both protection and cash value.
What Does a a Long-Term Care Insurance Agent in Village of Clarkston Cost?
Long-term care insurance agent services in Michigan are typically commission-based, meaning you do not pay a separate fee for their advice. Policy costs vary widely based on age, health, benefit amount, and inflation options. For a 55-year-old in Michigan, annual premiums can range from 1,500 to 3,500 dollars depending on coverage. This is general information, not insurance advice.
About long-term care insurance agents in Village of Clarkston
A long-term care insurance agent in Village of Clarkston Michigan can help you compare policies and understand coverage options. Michigan law requires agents to be licensed and follow specific disclosure rules for long-term care insurance. Local agents can explain how the Michigan Long-Term Care Partnership program affects your asset protection.
Frequently Asked Questions
What does a long-term care insurance agent in Village of Clarkston do?
An agent helps you review policy features like daily benefit amounts, elimination periods, and inflation protection. They can also explain how Michigan Partnership policies work to protect assets under Medicaid rules.
Are there Michigan rules for long-term care insurance policies?
Yes, Michigan requires a 30-day free look period for new policies. Agents must provide a Shopper Guide and outline of coverage before you buy. Michigan also regulates rate increases and policy cancellations.
How do I choose a long-term care insurance agent in Clarkston?
Look for an agent licensed in Michigan with experience in long-term care products. Ask about their familiarity with Michigan Partnership policies and whether they represent multiple insurance companies to offer a range of options.
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