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Find Long-Term Care Insurance Agents Near You in St Joseph, MI

Browse long-term care insurance agents serving St Joseph, Michigan. Updated 2026-07-14.

The top-rated long-term care insurance agent in St Joseph, Michigan is Jaden Gebbink - State Farm Insurance Agent, rated 4.8 stars across 431 reviews. Other highly rated options include Todd Heeter - State Farm Insurance Agent, The Batalis Agency - Farm Bureau Insurance, Jason Vadney - State Farm Insurance Agent. This directory lists 18 long-term care insurance agents serving St Joseph.

Showing 18 long-term care insurance agents in St Joseph, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jaden Gebbink - State Farm Insurance Agent500 Renaissance Dr Ste 105-A(269) 932-4722
2Todd Heeter - State Farm Insurance Agent2600 Niles Ave(269) 983-7171
3The Batalis Agency - Farm Bureau Insurance2396 S Cleveland Ave Box 917(269) 983-0179
4Jason Vadney - State Farm Insurance Agent4062 Red Arrow Hwy(269) 408-8345
5Nulty Insurance Agency720 St Joseph Dr(269) 983-7161
6The Blaszczyk Agency- Farm Bureau Insurance2396 S Cleveland Ave(219) 306-6187
7IMS Insurance501 Main St(269) 983-7101
8Metzger Insurance Agency4146 M-139(269) 429-3160
9Saint Joseph, MI AAA Insurance Agency2900 Niles Ave(269) 982-5262
10Ryan James Agency: Allstate Insurance818 Ship St(269) 684-5200
JG
500 Renaissance Dr Ste 105-A
Jaden Gebbink - State Farm Insurance Agent
Long-Term Care Insurance Agent · St Joseph, MI

Jaden Gebbink - State Farm Insurance Agent serves St. Joseph, Michigan, and the surrounding county, providing long-term care insurance solutions. This agent helps clients plan for future needs by explaining policy options that protect savings from extended care expenses. Individual consultations allow customers to assess personal risk factors and coverage levels. The office also handles claims support for those currently needing care services. Policy reviews and benefit coordination are additional services managed in this area.

TH
2600 Niles Ave
Todd Heeter - State Farm Insurance Agent
Long-Term Care Insurance Agent · St Joseph, MI

Todd Heeter - State Farm Insurance Agent provides long-term care insurance services to clients in and around St Joseph, MI. These services help individuals plan for future care needs, including coverage for nursing homes, assisted living, and in-home support. The agency offers guidance on policy selection and periodic reviews to ensure coverage aligns with changing circumstances. It services single-family homes, apartments, retail, and restaurants.

BA
2396 S Cleveland Ave Box 917
The Batalis Agency - Farm Bureau Insurance
Long-Term Care Insurance Agent · St Joseph, MI

The Batalis Agency - Farm Bureau Insurance serves St Joseph, Michigan, and the surrounding communities, handling long-term care insurance policies for local clients. It helps individuals plan for future needs by addressing coverage for nursing home stays, assisted living, and home-based care. The agency works with clients to understand specific financial situations and health considerations during the planning process. It takes a consultative approach, reviewing policy options to match personal goals and budgetary constraints for each individual case.

JV
4062 Red Arrow Hwy
Jason Vadney - State Farm Insurance Agent
Long-Term Care Insurance Agent · St Joseph, MI

Jason Vadney - State Farm Insurance Agent in St Joseph, MI serves local homeowners and businesses seeking financial protection against the high costs of extended care. The agency assists clients with understanding long-term care insurance policies that can help cover services like nursing home stays or in-home assistance. It also guides customers through plan details to match individual needs and budgets. In addition to serving St Joseph, the agency covers residents in the neighboring community of Benton Harbor.

NI
720 St Joseph Dr
Nulty Insurance Agency
Long-Term Care Insurance Agent · St Joseph, MI

Nulty Insurance Agency assists individuals in St. Joseph, MI, in distinguishing between one-time consultations and recurring service arrangements for long-term care planning. Coverage options are explained to address potential future needs for nursing home, assisted living, or home-based care. The agency helps clients understand policy structures and benefit triggers during focused discussions. Policies are presented as tools to protect personal assets from the high costs of extended care. Service for clients generally runs on a scheduled basis, with periodic reviews to adjust coverage as circumstances evolve.

BA
2396 S Cleveland Ave
The Blaszczyk Agency- Farm Bureau Insurance
Long-Term Care Insurance Agent · St Joseph, MI

The Blaszczyk Agency of Farm Bureau Insurance works with individuals to address their long-term care insurance needs, specializing in plans that help cover expenses tied to extended illnesses or chronic conditions. It assists clients in St Joseph and the surrounding area in understanding coverage options for nursing homes, home health aides, and assisted living arrangements. The agency serves those with a range of commercial operations, including offices, warehouses, and food service businesses.

II
501 Main St
IMS Insurance
Long-Term Care Insurance Agent · St Joseph, MI

IMS Insurance specializes in matching clients with long-term care insurance policies that protect assets and provide access to quality care in St. Joseph, Michigan. The agency guides individuals through the complexities of policy selection, explaining benefit triggers and coverage options. It helps families plan for home-based assistance or nursing facility costs not covered by standard health plans. With winter weather increasing fall risks in the region, it assists clients in securing coverage before seasonal accidents require extended custodial care services.

MI
4146 M-139
Metzger Insurance Agency
Long-Term Care Insurance Agent · St Joseph, MI

As Michigan winters bring concerns about planning for future care needs, many local families seek guidance on long-term care insurance. The Metzger Insurance Agency in St Joseph, MI provides professional assistance in evaluating options for this important coverage. Their work focuses on explaining how such policies help individuals maintain financial security while accessing necessary support services later in life. The agency guides clients through the complexities of benefit structures and policy features. An initial assessment of a person's situation and risk timeline begins the conversation with the agent.

SJ
2900 Niles Ave
Saint Joseph, MI AAA Insurance Agency
Long-Term Care Insurance Agent · St Joseph, MI

Saint Joseph, MI AAA Insurance Agency helps residents arrange long-term care coverage, addressing the challenges of aging at home or in a facility. Commercial policies are also available for business owners seeking to protect their interests. Serving the broader St. Joseph area, the company provides guidance on policy options and benefit structures. After an initial plan is in place, the agency contacts clients again before annual renewal periods or when care needs shift between regular visits.

RJ
818 Ship St
Ryan James Agency: Allstate Insurance
Long-Term Care Insurance Agent · St Joseph, MI

Ryan James Agency: Allstate Insurance in St Joseph, MI is known for guiding clients through the complexities of long-term care planning, offering personalized policy comparisons to help protect assets against future care costs. The agency assists local residents with coverage that addresses both in-home and facility-based care needs, ensuring financial security during extended illnesses or aging. A specialty service it can add on is coverage coordination with existing Medicare or supplemental health plans for seamless integration.

WA
206 Court St Suite B
Wallace Agency
Long-Term Care Insurance Agent · St Joseph, MI
(269) 932-7100
wallaceagency.com
LT
517 Broad Street
Liskey / TRICOR Insurance
Long-Term Care Insurance Agent · St Joseph, MI
(269) 983-1644
liskeyinsurance.com
FB
2396 S Cleveland Ave
Farm Bureau Insurance - Resseguie Agency
Long-Term Care Insurance Agent · St Joseph, MI
(269) 983-2165
caseyresseguieinsurancequote.com
DC
2523 Niles Ave
Dave Clark Insurance
Long-Term Care Insurance Agent · St Joseph, MI
(269) 982-2901
DI
800 Ship St # 105
Donnellan Insurance
Long-Term Care Insurance Agent · St Joseph, MI
(269) 983-3900
AI
2900 Niles Rd
AAA Insurance - Bradford Insurance Agency
Long-Term Care Insurance Agent · St Joseph, MI
(269) 982-5262
locator.acg.aaa.com/mi/st-joseph/aaa-insurance-bradford-insurance-agency
RA
2907 Division St
Red Arrow Insurance
Long-Term Care Insurance Agent · St Joseph, MI
(269) 982-3420
redarrowinsurance.com
HI
511 Renaissance Dr Ste 130
Hub International Midwest Limited
Long-Term Care Insurance Agent · St Joseph, MI

What Does a a Long-Term Care Insurance Agent in St Joseph Cost?

Long-term care insurance premiums in Michigan vary widely based on age, health, and policy features. A typical annual premium for a 55-year-old in good health might range from 1,500 to 3,000 dollars for a policy with a 150 dollar daily benefit and three-year benefit period. Costs increase significantly for older applicants or those with health conditions. This is general information, not insurance advice.

About long-term care insurance agents in St Joseph

Long-term care insurance agents in St Joseph, Michigan help residents plan for future care expenses. Michigan law offers tax deductions for qualified long-term care insurance premiums under certain conditions. An agent can explain policy options and how they work with local care facilities in Berrien County.

Frequently Asked Questions

What does a long-term care insurance agent in St Joseph do?

An agent helps you compare policies from multiple insurers and find coverage that fits your budget and health needs. They explain benefit triggers, elimination periods, and inflation protection. They do not provide medical or legal advice.

What Michigan laws apply to long-term care insurance?

Michigan requires insurers to offer inflation protection options and a 30-day free look period for new policies. The state also mandates that policies cannot deny coverage based on pre-existing conditions after six months of continuous coverage.

How do I choose a long-term care insurance agent in St Joseph?

Look for an agent licensed in Michigan with experience in long-term care products. Ask about their knowledge of local care costs in St Joseph and nearby areas. Check their standing with the Michigan Department of Insurance and Financial Services.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.