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Find Long-Term Care Insurance Agents in St Clair Shores, MI

Looking for a long-term care insurance agent in St Clair Shores? Review the directory below to compare your options.

17 agents listed
Updated May 2026
St Clair Shores, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 17 long-term care insurance agents in St Clair Shores, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sue Crowe - State Farm Insurance Agent
31800 Harper Ave, St Clair Shores, MI 48082
(586) 296-3800 suecrowe.net
Lakepointe Insurance Agency
25124 Jefferson Ave, St Clair Shores, MI 48081
(586) 776-6990 lakepointeinsurance.com
Jeffery Torrice: Allstate Insurance
22811 Greater Mack Ave Ste 214, St Clair Shores, MI 48080
(313) 881-0200 agents.allstate.com
Michigan Insurance and Financial Services
26503 Harper Ave, St Clair Shores, MI 48081
(586) 218-5980 miafs.com
DDI Insurance Agency
24522 Harper Ave, St Clair Shores, MI 48080
(313) 925-3216 ddiinsurance.com
Joe Manzella Agency - Goosehead Insurance
23000 Greater Mack Ave 2nd Floor, Suite 400, St Clair Shores, MI 48080
(313) 314-6811 goosehead.com
Goosehead Insurance - Joe Manzella
23000 Greater Mack Ave Suite 400, St Clair Shores, MI 48080
(313) 314-2227 goosehead.com
McDaid & Associates Inc
29700 Harper Ave # 5, St Clair Shores, MI 48082
(586) 415-7200 mcdaidandassociates.com
DC Insurance Group
26333 Jefferson Ave # 103, St Clair Shores, MI 48081
(586) 774-6400 dc-ins.com
Farm Bureau Insurance - Paul Genaw
23420 Greater Mack Ave C, St Clair Shores, MI 48080
(586) 218-7795 farmbureauinsurance-mi.com
Interstate Healthcare
24150 Little Mack Ave, St Clair Shores, MI 48080
(800) 419-5999 medmalquotes.com
Montagne Insurance Agency
27735 Jefferson Ave, St Clair Shores, MI 48081
(586) 202-2887
Gallagher Insurance, Risk Management & Consulting
22930 E 9 Mile Rd, St Clair Shores, MI 48080
(586) 774-5300 locations.ajg.com
Davis Insurance Group Agency
31750 Harper Ave, St Clair Shores, MI 48082
(586) 944-2220 davisinsgrp.com
Eastern Michigan Agencies Inc
24220 Jefferson Ave # A, St Clair Shores, MI 48080
(586) 778-9900 emainsurance.com
Gardner Insurance
21731 Greater Mack Ave, St Clair Shores, MI 48080
(586) 359-2286 thegardnerinsurance.com
Perry & Perry Insurance Group Inc.
23409 Jefferson Ave STE 100B, St Clair Shores, MI 48080
(586) 774-5711

Long-term care insurance agents in St Clair Shores, Michigan help residents plan for future care costs while protecting assets. Michigan law offers the Michigan Long-Term Care Partnership program, which allows policyholders to keep assets equal to benefits paid. Agents guide clients through policy choices and state-specific rules to find suitable coverage.

What Does a Long-Term Care Insurance Agent in St Clair Shores Cost?

Long-term care insurance premiums in Michigan vary based on age, health, benefit amount, and policy features. For a healthy 55-year-old, a policy with a $150 daily benefit and a 3-year benefit period may cost between $1,500 and $3,000 per year. Costs increase with age and for those with health conditions. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent do in St Clair Shores?
An agent helps you compare policies from different carriers and explains coverage options like daily benefit amounts and elimination periods. They also inform you about Michigan Partnership policies that provide asset protection. Agents do not sell one specific product but present multiple choices.
Is long-term care insurance tax deductible in Michigan?
Premiums for qualified long-term care insurance may be deductible as a medical expense on your federal taxes if you itemize. Michigan follows federal guidelines for tax treatment. An agent can provide general information but you should consult a tax professional for your specific situation.
What is the Michigan Long-Term Care Partnership program?
This program allows you to keep assets equal to the amount of benefits your policy pays if you later need Medicaid. Policies must meet state standards and be certified by the Michigan Department of Insurance and Financial Services. An agent can explain how this works for St Clair Shores residents.