The top-rated long-term care insurance agent in Southfield, Michigan is Cantor Insurance Group, rated 4.8 stars across 155 reviews. Other highly rated options include AAA Insurance - Saad Insurance Agency, Insurance One Agency, Midwest Medicare Solutions. This directory lists 19 long-term care insurance agents serving Southfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cantor Insurance Group | 26777 Central Park Blvd | (248) 848-0200 |
| 2 | AAA Insurance - Saad Insurance Agency | 24681 Northwestern Hwy Ste 1100 | (313) 649-7676 |
| 3 | Insurance One Agency | 26261 Evergreen Rd Ste. 530 | (800) 752-0680 |
| 4 | Midwest Medicare Solutions | 24225 W Nine Mile Rd SUITE 190 | (248) 963-5964 |
| 5 | Farmers Insurance - Gregory Blackwell | 15900 W 10 Mile Rd Ste 204 | (248) 833-0070 |
| 6 | Erica Lindsay The Insurance Lady, Agency LLC | 24681 Northwestern Hwy STE 3006 | (313) 355-0330 |
| 7 | Michigan Medicare Specialist | 17515 W Nine Mile Rd #440 | (248) 227-0347 |
| 8 | Action Benefits | 25800 Northwestern Hwy Suite 600 | (248) 356-8585 |
| 9 | Action Benefits Insurance Agency | 25800 Northwestern Hwy Suite 610 | (248) 356-8588 |
| 10 | Ron Smith Agency, Inc. AAA Insurance | 20411 W 12 Mile Rd Suite 103 | (248) 595-8676 |
Cantor Insurance Group serves the metro Detroit area from Southfield, Michigan, specializing in long-term care insurance agency services. The firm assists individuals and families in the region with planning for future custodial and in-home care needs. It helps clients understand policy features such as benefit periods and daily coverage amounts. The company handles the evaluation of hybrid life insurance policies with attached long-term care benefits alongside standalone traditional policies for local residents.
AAA Insurance - Saad Insurance Agency in Southfield, MI, assists clients in selecting appropriate long-term care insurance policies to help manage the financial impact of extended health needs. Service planning focuses on evaluating coverage options and guiding individuals through policy enrollment and maintenance. The agency also reviews existing plans to ensure alignment with current care requirements and budget considerations. Its services address coverage for single-family homes, apartments, retail businesses, and restaurants.
Serving individuals and families in the Southfield area, Insurance One Agency guides clients through the process of securing long-term care insurance coverage. They help protect future assets by explaining policy options that cover in-home care, assisted living, and nursing facility expenses. The agency meets with residents to tailor a plan suited to their health concerns and retirement goals. Insurance One also assists clients managing their policies in nearby Farmington Hills and throughout Oakland County.
Serving Southfield, Michigan, and the surrounding communities across southeastern Michigan, Midwest Medicare Solutions handles the placement of long-term care insurance policies for local residents. The company works with individuals and families to navigate coverage options that address the potential costs of extended care. A typical engagement involves assessing a client's current health concerns, budget constraints, and preferences for care settings. To manage each case, the agent gathers personal details, compares available plans from multiple carriers, and presents clear comparisons before the client makes a final selection.
Some long-term care insurance agents handle both initial policy setups and ongoing adjustments, while others focus on one-time consultations to review existing coverage. Based in Southfield, MI, Farmers Insurance - Gregory Blackwell assists clients in this area with understanding long-term care insurance options. Their work includes explaining policy structures and benefit triggers, helping people plan for potential future care needs. This service runs on either a one-time or as-needed basis depending on the client’s situation.
Erica Lindsay The Insurance Lady, Agency LLC specializes in long-term care insurance solutions for individuals and families in Southfield, Michigan. The agency provides guidance on selecting policies that help cover the costs of assisted living, nursing home care, or home health services. This work is essential for protecting retirement savings and ensuring access to quality care. As local residents face the rising expenses of aging-related medical support, the agency assists clients in planning ahead to avoid financial strain during a sudden health decline or extended recovery period.
As Michiganders look ahead to the costs of extended care, exploring financial protection becomes a practical priority. Michigan Medicare Specialist in Southfield helps local residents navigate policy options for long-term care coverage. The agency guides clients through different plan structures, focusing on aligning benefits with individual budgets and health needs. By clarifying the specifics of deductibles, daily benefit amounts, and elimination periods, their agents support informed decision-making. A typical first step involves scheduling a no-obligation assessment to review personal situations and available policy terms.
Action Benefits connects individuals in the Southfield, Michigan area with comprehensive long-term care insurance policies, helping clients plan for future personal and medical support needs. As a specialized agent, the company focuses on matching coverage options with each client’s potential home health, assisted living, or nursing care requirements. The firm assists with policy selection and enrollment for various commercial sectors, including local offices, warehouses, and food service operations.
Action Benefits Insurance Agency of Southfield, MI is known for helping clients prepare for the financial demands of extended healthcare. The agency serves local families and individuals by evaluating long-term care insurance policies that cover nursing home stays, assisted living, and in-home support services. These representatives guide clients through policy comparisons and application processes. As an added specialty service, the agency also offers assistance transitioning existing policies to fit changing care needs.
What Does a a Long-Term Care Insurance Agent in Southfield Cost?
The cost of long-term care insurance in Michigan varies by age, health, and coverage level. For a 55-year-old, a typical policy might cost between $1,500 and $3,000 per year. For a 65-year-old, costs often range from $2,500 to $5,000 annually. These amounts are estimates and actual premiums depend on your specific situation. This is general information and not insurance advice.
About long-term care insurance agents in Southfield
Long-term care insurance agents in Southfield, Michigan help residents plan for future care needs. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. These agents can explain policy features like inflation protection and elimination periods that are common in Michigan plans.
Frequently Asked Questions
What does a long-term care insurance agent in Southfield do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage options such as home care, assisted living, and nursing home benefits. The agent also assists with the application process and answers questions about Michigan specific rules.
Are there Michigan laws that affect long-term care insurance policies?
Yes, Michigan has a 30-day free look period for new policies. This means you can cancel within 30 days for a full refund. Michigan also requires agents to offer inflation protection options and disclose policy limitations clearly.
How do I choose a long-term care insurance agent in Southfield?
Look for an agent who is licensed in Michigan and has experience with long-term care products. You can verify a license through the Michigan Department of Insurance and Financial Services website. Ask about their knowledge of Michigan specific regulations and policy options.
Long-Term Care Insurance Agents in Other Michigan Cities
Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Bloomfield Hills · Byron Center · Canton Township · Clinton Township · Commerce Township · Dearborn · Dearborn Heights · Detroit · East Lansing · Farmington Hills