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Compare Long-Term Care Insurance Agents in Royal Oak, MI
Looking for a long-term care insurance agent in Royal Oak? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Royal Oak, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 15 long-term care insurance agents in Royal Oak, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cameron Barnes - State Farm Insurance Agent
306 S Washington Ave Suite 207, Royal Oak, MI 48067
(248) 721-8365
cameronsf.com
Michael Lantzy - State Farm Insurance Agent
1103 N Campbell Rd, Royal Oak, MI 48067
(248) 291-6504
lantzysf.com
Kirsten Wood - State Farm Insurance Agent
1017 S Washington Ave, Royal Oak, MI 48067
(248) 547-5309
kirstenwood.net
Tiffany Khousakoun - State Farm Insurance Agent
312 E 3rd St, Royal Oak, MI 48067
(248) 864-8219
tiffanykinsurance.com
Atlas Insurance Agency, LLC
520 E 4th St, Royal Oak, MI 48067
(248) 545-7500
atlasautohome.com
High Favor Insurance Agency LLC
26080 Woodward Ave, Royal Oak, MI 48067
(248) 765-8675
highfavorinsurance.com
HealthMarkets Insurance - Julia Muraj Bruceti
32801 Woodward Ave Ste #101, Royal Oak, MI 48073
(248) 225-3821
healthmarkets.com
The Robert Littleton Insurance Agency
104 W 4th St #205, Royal Oak, MI 48067
(248) 643-7575
farmersagent.com
McNish Group
26622 Woodward Ave STE 200, Royal Oak, MI 48067
(248) 544-4800
mcnish.com
Crown Shield Insurance Group
301 W 4th St LL25, Royal Oak, MI 48067
(248) 955-5255
crownshieldinsurance.com
Unum
408 S Lafayette Ave, Royal Oak, MI 48067
(248) 351-1600
unum.com
Huntington Insurance
800 S Main St, Royal Oak, MI 48067
(248) 963-5917
huntington.com
AAA Insurance - Ramos Insurance Agency
32022 Woodward Ave, Royal Oak, MI 48073
(248) 629-4180
locator.acg.aaa.com
SWITCH Insurance Group
1108 W Eleven Mile Rd Suite 600, Royal Oak, MI 48067
(248) 965-4510
insswitch.com
Gallagher Insurance, Risk Management & Consulting
423 N Main St #100, Royal Oak, MI 48067
(248) 355-9600
assuredpartners.com
Long-term care insurance agents in Royal Oak, Michigan help residents plan for the high cost of assisted living, nursing homes, and home care. Michigan law allows for partnership policies that provide dollar-for-dollar asset protection under the Medicaid program. These agents can explain how a policy works with your overall retirement and health care strategy.
What Does a Long-Term Care Insurance Agent in Royal Oak Cost?
The cost of a long-term care insurance policy in Michigan varies widely based on age, health, benefit amount, and inflation options. A typical policy for a healthy 55-year-old might range from $1,500 to $3,000 per year, while a 65-year-old could pay $2,500 to $5,000 per year. Costs have risen in recent years due to low interest rates and higher claims. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Royal Oak do?
An agent helps you compare policies from different carriers and choose coverage that fits your budget and health needs. They explain benefit triggers, elimination periods, and inflation protection options. They also guide you through the application and underwriting process.
Does Michigan offer any special long-term care insurance programs?
Yes, Michigan participates in the Long-Term Care Partnership Program. This program allows policyholders to keep assets equal to the benefits paid out by their policy if they later need Medicaid. This can be a valuable tool for asset protection.
How do I choose a long-term care insurance agent in Royal Oak?
Look for an agent who is licensed in Michigan and has experience with long-term care policies. Ask about the number of insurance carriers they represent and their knowledge of Michigan partnership rules. Check their reputation with the Michigan Department of Insurance and Financial Services.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.