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HomeLife Insurance AgentsIowa › Waterloo

Find Life Insurance Agents Near You in Waterloo, IA

Browse life insurance agents serving Waterloo, Iowa. Updated 2026-07-14.

The top-rated life insurance agent in Waterloo, Iowa is VGM Insurance Services, rated 5.0 stars across 224 reviews. Other highly rated options include Christel Manson - State Farm Insurance Agent, PDCM Insurance, Steve Hubbard - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Waterloo.

Showing 20 life insurance agents in Waterloo, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1VGM Insurance Services1111 Van Miller Wy(800) 362-3363
2Christel Manson - State Farm Insurance Agent1935 E Ridgeway Ave(319) 232-6630
3PDCM Insurance3022 Airport Blvd(319) 234-8888
4Steve Hubbard - State Farm Insurance Agent213 E San Marnan Dr(319) 232-6585
5The Sinnott Agency622 W 4th St(319) 233-6103
6Farmers Insurance - Zachary Goodwin2747 University Ave(319) 243-1111
7Gallagher Insurance, Risk Management & Consulting2945 Airport Blvd(319) 433-1098
8Tjernagel Insurance2920 Falls Ave(319) 235-6719
9Shelter Insurance - Jeff Gudenkauf3680 University Ave Ste B(319) 235-8090
10Fish-Johnson Insurance Agency3265 W 4th St(319) 233-3335
VI
1111 Van Miller Wy
VGM Insurance Services
Life Insurance Agent · Waterloo, IA

VGM Insurance Services serves the Waterloo, Iowa metro area and surrounding counties as a life insurance agent. The company guides clients through the process of selecting appropriate life insurance policies to help meet long-term financial and family protection goals. It explains different types of coverage, from term life to whole life, to match individual needs and budgets. VGM Insurance Services specifically assists with policy applications and beneficiary designations for clients in this region.

CM
1935 E Ridgeway Ave
Christel Manson - State Farm Insurance Agent
Life Insurance Agent · Waterloo, IA

Christel Manson - State Farm Insurance Agent in Waterloo, IA, provides a full range of life insurance options designed to help individuals and families protect their financial futures. The agency offers personalized consultations to explain policy details, along with ongoing service for policy reviews and beneficiary updates. Clients receive straightforward support when filing claims or adjusting coverage as their needs change over time. The agent serves single-family homes, apartments, retail businesses, and local restaurants throughout the Waterloo area.

PI
3022 Airport Blvd
PDCM Insurance
Life Insurance Agent · Waterloo, IA

PDCM Insurance serves homeowners and families in Waterloo, Iowa, providing life insurance agent services that help clients plan for financial security and future needs. The agency assists individuals in selecting appropriate coverage options to protect loved ones and assets over the long term. Policyholders can receive guidance on term or permanent insurance solutions tailored to their circumstances. PDCM Insurance also extends its services to residents of Cedar Falls, ensuring broader access for those in the surrounding metropolitan area.

SH
213 E San Marnan Dr
Steve Hubbard - State Farm Insurance Agent
Life Insurance Agent · Waterloo, IA

Steve Hubbard of State Farm Insurance serves clients in Waterloo, Iowa, and the surrounding communities. As a life insurance agent, the office handles policies that help provide financial protection for families and beneficiaries. The agency also assists with other personal insurance needs. To manage a typical case, it begins by reviewing the client’s current coverage and financial goals. From there, the agent works to design a tailored plan that aligns with the individual’s needs, ensuring clear communication of the policy’s terms and benefits throughout the process.

SA
622 W 4th St
The Sinnott Agency
Life Insurance Agent · Waterloo, IA

The Sinnott Agency, located in Waterloo, IA, distinguishes between one-time policy applications and ongoing service relationships with clients. Life insurance coverage from a local agent helps area residents protect their families from financial hardship after an unexpected death. This involves assessing individual needs and comparing available plans to recommend suitable term or permanent options. Policyholders can update beneficiaries or adjust coverage amounts as their circumstances change. Service appointments for new quotes or plan reviews are available on both a scheduled and as-needed basis.

FI
2747 University Ave
Farmers Insurance - Zachary Goodwin
Life Insurance Agent · Waterloo, IA

Farmers Insurance - Zachary Goodwin offers specialty services in final expense planning and mortgage protection insurance, alongside general life insurance agent work for individuals and families in Waterloo, Iowa. The agency helps clients evaluate term, whole, and universal life policies to meet long-term financial security needs. As winter approaches, it assists clients in reviewing coverage to ensure policy beneficiaries are properly updated after major life changes.

GI
2945 Airport Blvd
Gallagher Insurance, Risk Management & Consulting
Life Insurance Agent · Waterloo, IA

As the weather shifts in Waterloo, area residents often reassess their financial safeguards for the coming seasons. Gallagher Insurance, Risk Management & Consulting responds by offering straightforward life insurance agent services tailored to individual coverage needs. Their consultations focus on explaining policy options clearly, helping clients plan for long-term security. Before any final decisions, the initial step involves a personalized assessment to review current life insurance and potential coverage gaps, which is typically completed during a scheduled consultation at their office.

TI
2920 Falls Ave
Tjernagel Insurance
Life Insurance Agent · Waterloo, IA

Tjernagel Insurance provides life insurance coverage in the Waterloo area, with the additional ability to tailor policies for specific needs such as income replacement or final expense planning. The agency guides clients through the process of selecting appropriate term or whole life policies that align with their personal financial goals. Commercial industries it can serve include local offices, warehouses, and food service operations.

SI
3680 University Ave Ste B
Shelter Insurance - Jeff Gudenkauf
Life Insurance Agent · Waterloo, IA

Shelter Insurance - Jeff Gudenkauf in Waterloo, IA, serves clients seeking life insurance coverage as part of comprehensive financial planning. The agency assists individuals and families in selecting policies that provide financial protection for loved ones. Services include term life options for temporary coverage and whole life policies for long-term security. Agents help evaluate needs based on dependents and future obligations. For clients seeking additional peace of mind, the agency can add accidental death benefit riders to existing life policies.

FJ
3265 W 4th St
Fish-Johnson Insurance Agency
Life Insurance Agent · Waterloo, IA
EH
611 Ansborough Ave
Elliott Hartman Agency
Life Insurance Agent · Waterloo, IA
(319) 233-8459
elliotthartman.com
BL
1850 W Ridgeway Ave Ste 3
Bankers Life
Life Insurance Agent · Waterloo, IA
(319) 277-5173
branches.bankerslife.com/ia/waterloo/1850-w-ridgeway-ave
VI
1827 Ansborough Ave
Veridian Insurance
Life Insurance Agent · Waterloo, IA
(800) 235-3228
veridiancu.org/personal/insure
NY
3116 Brockway Rd
New York Life Insurance Company
Life Insurance Agent · Waterloo, IA
(319) 287-5915
newyorklife.com
NY
1416 W 4th St
New York Life
Life Insurance Agent · Waterloo, IA
(319) 233-2204
newyorklife.com/agent/jfitzpatrick
AJ
1850 W Ridgeway Ave Ste 3
Austin Johnson, Bankers Life Agent
Life Insurance Agent · Waterloo, IA
(319) 277-5173
agents.bankerslife.com/ia/waterloo/1850-w-ridgeway-ave/austin-johnson
JR
1850 W Ridgeway Ave Ste 3
Jacob Reed, Bankers Life Agent
Life Insurance Agent · Waterloo, IA
(319) 277-5173
agents.bankerslife.com/ia/waterloo/1850-w-ridgeway-ave/jacob-reed
OP
1850 W Ridgeway Ave Ste 3
Owen Pecenka, Bankers Life Agent
Life Insurance Agent · Waterloo, IA
(319) 277-5173
agents.bankerslife.com/ia/waterloo/1850-w-ridgeway-ave/owen-pecenka
RC
1850 W Ridgeway Ave Ste 3
Rebecca Camp, Bankers Life Agent
Life Insurance Agent · Waterloo, IA
(319) 277-5173
agents.bankerslife.com/ia/waterloo/1850-w-ridgeway-ave/rebecca-camp
TB
1850 W Ridgeway Ave Ste 3
Thomas Bias, Bankers Life Agent
Life Insurance Agent · Waterloo, IA
(319) 277-5173
agents.bankerslife.com/ia/waterloo/1850-w-ridgeway-ave/thomas-bias

What Does a a Life Insurance Agent in Waterloo Cost?

Life insurance costs in Iowa vary by age, health, and policy type. A healthy 35-year-old in Waterloo might pay 25 to 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Rates also depend on smoking status and family medical history. This is general information, not insurance advice.

About life insurance agents in Waterloo

Life insurance agents in Waterloo, Iowa help residents choose coverage that protects their families and businesses. Iowa law requires agents to hold a valid state license and follow the Iowa Insurance Code. Local agents understand the needs of Black Hawk County families and can explain policy options clearly.

Frequently Asked Questions

What license does a life insurance agent need in Iowa?

An agent must hold a valid Iowa life insurance producer license. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the Iowa Insurance Division website.

How long does an Iowa life insurance application take?

Most applications take 2 to 6 weeks for approval. The timeline depends on the policy type and your health history. Some term policies with no medical exam can be approved in a few days.

Can a Waterloo agent help with Iowa inheritance tax planning?

Yes, many agents coordinate with financial planners to address Iowa inheritance tax. Iowa has a separate inheritance tax for certain beneficiaries. An agent can explain how life insurance proceeds may be used to cover this tax.

Life Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.