The top-rated life insurance agent in Council Bluffs, Iowa is Greg Duncan - State Farm Insurance Agent, rated 5.0 stars across 310 reviews. Other highly rated options include Tracy Hough - State Farm Insurance Agent, Smith Davis Insurance, Duane Villatoro - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Council Bluffs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Duncan - State Farm Insurance Agent | 1705 McPherson Ave Ste 400 | (712) 352-3500 |
| 2 | Tracy Hough - State Farm Insurance Agent | 928 Valley View Dr Ste 4 | (712) 325-1916 |
| 3 | Smith Davis Insurance | 532 1st Ave # 101 | (712) 322-1600 |
| 4 | Duane Villatoro - State Farm Insurance Agent | 265 W Broadway | (712) 256-9777 |
| 5 | JESSICA STEVENSON: Allstate Insurance | 1534 Avenue J | (712) 890-3072 |
| 6 | Damien Shull - State Farm Insurance Agent | 1417 1/2 W Broadway | (712) 323-2880 |
| 7 | Plunkett Agency INC. American Family Insurance | 127 S 35th St | (712) 322-6633 |
| 8 | NavSav Insurance - Council Bluffs | 100 E Broadway #100 | (712) 328-0305 |
| 9 | Judd Knispel - State Farm Insurance Agent | 1860 Madison Ave Ste 2 | (712) 325-0256 |
| 10 | Armour Insurance | 123 S 4th St | (712) 323-4959 |
Greg Duncan - State Farm Insurance Agent serves the Council Bluffs, Iowa, area as a life insurance agent. The agency helps individuals and families assess their financial protection needs through various policy options. Life insurance products here are designed to provide financial security for beneficiaries in the event of an insured person’s death. The agent also assists clients in reviewing their existing coverage to ensure it aligns with changing life circumstances. Specific services handled in this area include term life insurance and whole life insurance policies.
Tracy Hough - State Farm Insurance Agent in Council Bluffs, IA provides life insurance policies designed to offer financial protection for loved ones. The agency helps clients assess their coverage needs and navigate plan options, including term and whole life policies. Ongoing support is available for policy reviews, beneficiary updates, and claim assistance. The agency serves individuals and families, as well as property owners with related insurance needs for single-family homes, apartments, retail, and restaurants.
Smith Davis Insurance serves homeowners and families in Council Bluffs, Iowa, providing life insurance policies designed to offer financial protection and peace of mind. The agency helps clients assess their coverage needs to safeguard loved ones against unexpected loss. With a focus on personalized guidance, it assists individuals in understanding policy options and securing appropriate plans for their circumstances. Smith Davis Insurance also extends its life insurance services to residents in the neighboring Omaha metro area, ensuring accessible support for those across the region.
Duane Villatoro - State Farm Insurance Agent serves Council Bluffs, Iowa, and the surrounding communities. This life insurance agent office handles a range of policies designed to help individuals plan for financial security. The agency focuses on listening to each client's specific needs and circumstances. It typically works through a personalized consultation process, reviewing coverage options and explaining policy terms clearly to help clients make informed decisions about their financial future.
Jessica Stevenson: Allstate Insurance in Council Bluffs, IA, serves clients seeking either a one-time policy review or an ongoing relationship for lifetime coverage adjustments. As a local life insurance agent, the business helps individuals and families select plans that provide financial security for beneficiaries after a policyholder’s death. Coverage options generally address final expenses, income replacement, or debt protection. Consultations focus on matching available term or whole life products to personal needs and budgets. Service runs on both a scheduled and as-needed basis to accommodate changing life circumstances.
Damien Shull - State Farm Insurance Agent in Council Bluffs, IA, offers life insurance policies designed to provide financial protection for beneficiaries. It also assists clients with related insurance products and personal risk management needs. The agency helps individuals and families evaluate coverage options that fit their long-term goals and budget. As the winter months approach, it can help review existing policies to ensure adequate coverage during the holiday travel and increased heating season.
When winter storms or spring flooding create need for households in Council Bluffs to reassess their financial protections, Plunkett Agency INC. American Family Insurance offers guidance as a local life insurance agent. This firm helps clients navigate policies that provide income replacement and debt coverage for survivors. They explain term and whole life options during consultations. Residents scheduling a meeting can expect a thorough needs analysis and an inspection of current coverage gaps as an initial assessment step.
NavSav Insurance - Council Bluffs provides life insurance coverage services for residents and businesses in Council Bluffs, IA. As a life insurance agent, the company assists clients in selecting appropriate policies for financial protection and long-term planning. These offerings can be tailored to provide income replacement and final expense benefits. The agency also works with local commercial enterprises, including offices, warehouses, and food service operations.
Judd Knispel - State Farm Insurance Agent in Council Bluffs, IA, is known for providing life insurance policies alongside a broad range of related personal coverages. The agency helps residents plan for financial security by offering term and whole life options that address income replacement and final expenses. Every consultation focuses on explaining complex policy terms in plain language. An additional specialty service available through this office includes adding accidental death benefits to a standard life policy for expanded protection.
Armour Insurance provides residential life insurance services for families in Council Bluffs, IA, helping to secure financial protection for loved ones. The agency also offers commercial coverage options tailored to local business needs throughout the surrounding area. Clients receive clear guidance on policy choices and can adjust their plans as personal circumstances change. Regular follow-up visits ensure that coverage remains appropriate, with the agent available for ongoing advice and adjustments between scheduled appointments.
What Does a a Life Insurance Agent in Council Bluffs Cost?
Term life insurance for a healthy 35 year old in Council Bluffs typically costs between 20 and 50 dollars per month for a 500,000 dollar policy. Whole life policies range from 100 to 300 dollars per month for similar coverage. Actual costs depend on age health coverage amount and policy type. This is general information not insurance advice.
About life insurance agents in Council Bluffs
Life insurance agents in Council Bluffs Iowa help residents find coverage that fits their needs and budget. Iowa law requires agents to hold a valid state license and follow strict disclosure rules. Working with a local agent means you get guidance on policies that meet Iowa insurance regulations.
Frequently Asked Questions
What license does a life insurance agent need in Council Bluffs Iowa?
Agents must hold an Iowa insurance producer license for life insurance. They complete pre licensing education and pass a state exam. The Iowa Insurance Division oversees all agent licensing and conduct.
How long do I have to file a life insurance claim in Iowa?
Iowa law does not set a specific deadline for filing a claim but insurers must pay within 30 days of receiving proof of death. Delays beyond that may require interest payments under Iowa Code section 508.34.
Can a life insurance agent help with Iowa estate planning?
Yes many agents coordinate with estate planners to ensure policy proceeds avoid probate. Iowa allows life insurance death benefits to pass directly to beneficiaries outside of probate court. This can simplify the estate process for your family.
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