The top-rated life insurance agent in Johnston, Iowa is The Avanti Group - Bales Insurance Team, rated 5.0 stars across 209 reviews. Other highly rated options include Glenn A Waterhouse III - State Farm Insurance Agent, Heartland Retirement Group, Farmers Insurance - Jocelyn Severin. This directory lists 17 life insurance agents serving Johnston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Avanti Group - Bales Insurance Team | 5700 Merle Hay Rd | (515) 697-3864 |
| 2 | Glenn A Waterhouse III - State Farm Insurance Agent | 5441 NW 86th St #100 | (515) 223-5566 |
| 3 | Heartland Retirement Group | 9245 Northpark Dr | (515) 278-2077 |
| 4 | Farmers Insurance - Jocelyn Severin | 5435 NW 100th St Ste 103 | (515) 671-2711 |
| 5 | Fritz Insurance | 6165 NW 86th St | (515) 471-1301 |
| 6 | Shelter Insurance - Jennifer Conard | 5721 Merle Hay Rd Ste 16A | (515) 253-9400 |
| 7 | Health Insurance Advisor, LLC | 5870 Merle Hay Rd | (515) 225-9994 |
| 8 | Mathew Johnson Insurance Agency | 5335 Merle Hay Rd Ste 9 | (515) 278-2249 |
| 9 | Frank Stout Insurance | 6521 Merle Hay Rd | (515) 276-0914 |
| 10 | Central Financial Group LLC | 5700 Merle Hay Rd | (515) 457-1222 |
The Avanti Group - Bales Insurance Team serves Johnston and the broader Polk County metro area as a life insurance agency. The firm assists local residents with financial planning by tailoring individual life coverage to protect families and secure long-term financial goals. Its agents guide clients through policy options that address mortgage protection and final expense needs. The team also provides specialized support for complex estate planning and retirement income strategies that integrate permanent life insurance.
Glenn A Waterhouse III - State Farm Insurance Agent in Johnston, IA, offers a range of financial protection services, including life insurance policies designed to support long-term financial security. The agency assists clients in selecting coverage that aligns with personal goals, providing ongoing policy reviews and plan adjustments as circumstances change. It serves single-family homes, apartments, retail, and restaurants in the Johnston area.
Heartland Retirement Group serves homeowners and local business owners in Johnston, Iowa, providing life insurance policies designed to protect families and secure financial futures. The agency works closely with clients to assess individual coverage needs, from term life to whole life options, ensuring personalized guidance through the application process. This life insurance agent serves clients throughout the greater Des Moines area with convenient appointments. Representation also extends to neighboring communities such as Urbandale and Grimes.
Farmers Insurance - Jocelyn Severin serves Johnston, Iowa, and the surrounding Des Moines metro communities, handling life insurance policies for local residents and families. The agency addresses financial protection needs by offering term, whole, and universal life options to clients. Each policy is tailored to individual circumstances, providing coverage that supports beneficiaries during difficult times. The typical job begins with a comprehensive review of the client’s financial situation and long-term goals, and it concludes with a personalized plan that outlines coverage amounts and premium structures suited to their specific budget and requirements.
Fritz Insurance in Johnston, IA understands that life insurance needs may require either a single policy purchase or an ongoing relationship for portfolio adjustments. The agency focuses on helping clients select term, whole, or universal life coverage tailored to individual financial goals and family protection. Plans are designed to address income replacement, final expenses, and long-term savings needs unique to the local area. Service for new and existing policies runs on both a one-time consultation and scheduled review basis.
Shelter Insurance - Jennifer Conard provides life insurance agent services, specializing in term life, whole life, and universal life policy options for Johnston residents. The agency also supports clients with complementary auto, home, and business insurance coverages to create comprehensive financial protection plans. These services involve assessing individual coverage needs and guiding customers through policy selection and application processes. As seasons change or major life events approach, many local families turn here to ensure their financial plans adapt to milestones like retirement planning or new mortgage responsibilities.
As families in the Johnston area consider their long-term financial security, they frequently turn to professionals for guidance on protecting loved ones. Health Insurance Advisor, LLC provides life insurance services tailored to individual needs and future planning. Their team works through the complexities of policy options to help clients secure appropriate coverage that aligns with personal goals and budgets. An initial assessment typically begins with a confidential review of current needs, potential dependents, and anticipated financial obligations to identify suitable policies.
The Mathew Johnson Insurance Agency provides life insurance coverage designed to help individuals plan for their family’s financial security. In addition to standard policies, the agency offers specialized add-ons that can address needs such as critical illness or accidental death benefits. Operating in Johnston, Iowa, the agent works closely with clients to choose appropriate coverage amounts and terms based on personal circumstances. This agency can assist commercial sectors including offices, warehouses, and food service operations with group or key-person life insurance solutions.
Frank Stout Insurance serves residential clients in Johnston, Iowa, helping them secure life insurance policies to protect their families. The agency also provides commercial coverage options for area businesses, assisting owners with planning for continuity and employee benefits. Service extends throughout the Johnston community and surrounding areas. After an initial policy is in place, the office follows up with clients during regular reviews to adjust coverage as needs change.
Central Financial Group LLC, based in Johnston, IA, is known for providing personalized life insurance solutions to local families. The agency assists clients in protecting their financial futures through term, whole, and universal life policies. Needs assessments are conducted to match coverage with long-term goals. Policyholders also gain access to guidance on beneficiaries and estate considerations. A specialty service this company can add on is final expense insurance for covering end-of-life costs.
What Does a a Life Insurance Agent in Johnston Cost?
Life insurance costs in Iowa vary by age, health, coverage amount, and policy type. A healthy 35 year old in Johnston might pay $25 to $50 per month for a 20 year term policy with $500,000 in coverage. Whole life policies are more expensive, often starting at $100 per month for similar coverage. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
About life insurance agents in Johnston
Life insurance agents in Johnston, Iowa help residents find coverage that fits their family and financial goals. Iowa law requires agents to be licensed by the Iowa Insurance Division, ensuring they meet state standards. Whether you need term life, whole life, or universal life insurance, a local agent can explain options specific to Iowa regulations.
Frequently Asked Questions
What license does a life insurance agent need in Iowa?
In Iowa, life insurance agents must hold a valid license from the Iowa Insurance Division. This requires passing a state exam and completing continuing education every two years to stay current with Iowa laws.
How long do I have to file a life insurance claim in Iowa?
Iowa does not set a specific time limit for filing a life insurance claim, but most policies require prompt notification. Insurers typically pay claims within 30 to 60 days after receiving all required documents.
Can a life insurance agent in Johnston help with Iowa estate planning?
Yes, many agents work with estate planning needs. Iowa has no state inheritance tax, but life insurance proceeds may be subject to federal estate taxes. An agent can help coordinate coverage with your overall plan.
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