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Directory of life insurance agents in Ames, Iowa. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Ames, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 20 life insurance agents in Ames, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fortress Insurance Services
426 S 17th St, Ames, IA 50010
(515) 337-8700
thefortressins.com
Mark Doyle - State Farm Insurance Agent
2701 Stange Rd Ste 110, Ames, IA 50010
(515) 232-8090
markdoyleinsurance.com
Scott Richardson - State Farm Insurance Agent
101 Main St, Ames, IA 50010
(515) 232-0030
scottrichardsonagency.com
Louis Slaughter III - State Farm Insurance Agent
3515 Lincoln Way #102, Ames, IA 50014
(515) 292-9030
louisslaughterinsurance.com
AlekCO Insurance
119 Stanton Ave STE 702, Ames, IA 50014
(515) 978-9040
alekcoinsurance.com
Severson Insurance Agency, Inc
3206 Grand Ave #102, Ames, IA 50010
(515) 232-7203
seversoninsurance.com
Shelter Insurance - Mike Dolan
1228 Grand Ave, Ames, IA 50010
(515) 232-3555
shelterinsurance.com
Gallagher Insurance, Risk Management & Consulting
1416 Buckeye Ave, Ames, IA 50010
(515) 232-7060
assuredpartners.com
Katherine Frame American Family Insurance
809 Wheeler St #109, Ames, IA 50010
(515) 232-4142
amfam.com
Farmers Insurance - Mathew Johnson
123 6th St, Ames, IA 50010
(515) 278-2249
agents.farmers.com
Joe Leto - COUNTRY Financial Representative
315 6th St #205, Ames, IA 50010
(515) 233-3045
advisors.countryfinancial.com
Highness Insurance Agency: Allstate Insurance
516 Lincoln Way # B, Ames, IA 50010
(515) 232-0771
agents.allstate.com
Angela Laughlin Agency Inc. American Family Insurance
3505 Lincoln Way Ste 103, Ames, IA 50014
(515) 232-2182
amfam.com
Scott Lawrence American Family Insurance
2713 Stange Rd #101, Ames, IA 50010
(515) 232-3333
amfam.com
Ann's Insurance Inc
118 Main St, Ames, IA 50010
(515) 232-5501
annsinsurance.com
Alliance General Insurance
415 S Duff Ave Ste B, Ames, IA 50010
(515) 232-9271
alliancegeneralinsurance.com
TrustPro Insurance Agency IA
111 Jewel Dr, Ames, IA 50010
(515) 325-1776
anpac.com
Farm Bureau Insurance
2010 Philadelphia St, Ames, IA 50010
(515) 233-2480
Hoyng Insurance Group
4820 Mortensen Rd #102, Ames, IA 50014
(515) 292-2171
hoynginsurancegroup.com
Farm Bureau Financial Services
103 E 6th St UNIT 100, Ames, IA 50010
(515) 292-3020
fbfs.com
Life insurance agents in Ames, Iowa help residents and businesses find coverage that meets their financial goals. Iowa law requires agents to hold a valid state license and follow regulations set by the Iowa Insurance Division. Local agents understand the needs of Story County families and can explain term, whole life, and universal life policies.
What Does a Life Insurance Agent in Ames Cost?
Life insurance costs in Iowa vary by age, health, coverage amount, and policy type. A healthy 35-year-old in Ames might pay 20 to 40 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Rates also depend on factors like smoking status and family medical history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Iowa?
An agent must hold a valid Iowa insurance producer license. This requires passing a state exam and completing continuing education every two years. The Iowa Insurance Division oversees all licensing and compliance.
How long do I have to file a life insurance claim in Iowa?
Iowa does not set a strict deadline for filing a claim, but most policies require prompt notification. Insurers typically pay claims within 30 to 60 days after receiving proper documentation. Delays can occur if additional investigation is needed.
Can an agent help me compare term and whole life policies in Ames?
Yes, a local agent can explain the differences between term life, which covers you for a set period, and whole life, which builds cash value. They can provide quotes from multiple carriers and help you choose based on your budget and long-term needs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Iowa.