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Find Life Insurance Agents Near You in Ames, IA

Browse life insurance agents serving Ames, Iowa. Updated 2026-07-14.

The top-rated life insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Mark Doyle - State Farm Insurance Agent, Scott Richardson - State Farm Insurance Agent, Louis Slaughter III - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Ames.

Showing 20 life insurance agents in Ames, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fortress Insurance Services426 S 17th St(515) 337-8700
2Mark Doyle - State Farm Insurance Agent2701 Stange Rd Ste 110(515) 232-8090
3Scott Richardson - State Farm Insurance Agent101 Main St(515) 232-0030
4Louis Slaughter III - State Farm Insurance Agent3515 Lincoln Way #102(515) 292-9030
5AlekCO Insurance119 Stanton Ave STE 702(515) 978-9040
6Severson Insurance Agency, Inc3206 Grand Ave #102(515) 232-7203
7Shelter Insurance - Mike Dolan1228 Grand Ave(515) 232-3555
8Gallagher Insurance, Risk Management & Consulting1416 Buckeye Ave(515) 232-7060
9Joe Leto - COUNTRY Financial Representative315 6th St #205(515) 233-3045
10Katherine Frame American Family Insurance809 Wheeler St #109(515) 232-4142
FI
426 S 17th St
Fortress Insurance Services
Life Insurance Agent · Ames, IA

Fortress Insurance Services serves the Ames, Iowa area as a life insurance agent. This company helps residents and families plan for financial security by evaluating their long-term coverage needs. It guides clients through the process of selecting appropriate policy types to protect loved ones and assets. The firm also offers personalized consultations to explain policy terms and coverage options in this region. Specific services handled include term life insurance and whole life insurance for local clients.

MD
2701 Stange Rd Ste 110
Mark Doyle - State Farm Insurance Agent
Life Insurance Agent · Ames, IA

Mark Doyle - State Farm Insurance Agent in Ames, IA, provides a full range of life insurance products designed to help individuals and families secure their financial future. It also offers guidance on updating coverage to reflect major life changes such as marriage, parenthood, or retirement planning. The agency assists clients with policy reviews to ensure existing plans still meet current needs and goals. Its services extend to protecting properties including single-family homes, apartments, retail spaces, and restaurants.

SR
101 Main St
Scott Richardson - State Farm Insurance Agent
Life Insurance Agent · Ames, IA

Scott Richardson - State Farm Insurance Agent in Nevada, IA, assists local residents with financial protection through life insurance policies. The agency also offers specialized coverage options designed to meet individual and family needs. General products include term life, whole life, and universal life plans that can help secure beneficiaries against unexpected loss. Businesses such as small offices, storage warehouses, and food service establishments can rely on this agency to help implement appropriate insurance solutions for their unique exposures.

LS
3515 Lincoln Way #102
Louis Slaughter III - State Farm Insurance Agent
Life Insurance Agent · Ames, IA

Louis Slaughter III - State Farm Insurance Agent serves homeowners, renters, and motorists in Ames, Iowa, providing life insurance coverage that helps protect families from financial uncertainty. This agency also offers auto and property policies tailored to individual needs. In addition to assisting local residents, the agent supports small business owners seeking personal and financial security solutions. Coverage options extend to clients living in the neighboring communities of Gilbert and Nevada within Story County.

AI
119 Stanton Ave STE 702
AlekCO Insurance
Life Insurance Agent · Ames, IA

Serving Ames, Iowa, and the surrounding Story County communities, AlekCO Insurance assists clients with life insurance policies tailored to their needs. The agency helps individuals and families select coverage that provides financial protection for beneficiaries. Understanding the importance of long-term security, the company guides customers through term, whole, and other permanent life insurance options. Each consultation begins with a thorough review of the client's personal goals and current situation, followed by a comparison of available plans from multiple carriers to find a suitable fit.

SI
3206 Grand Ave #102
Severson Insurance Agency, Inc
Life Insurance Agent · Ames, IA

Severson Insurance Agency, Inc. in Ames, IA offers life insurance as a single-purchase policy or as a renewable term requiring ongoing payments, providing financial protection for families. Coverage options include term life for temporary needs and permanent life for lifelong benefits. The agency helps clients assess their income replacement and debt coverage requirements. Service appointments can be arranged on a one-time basis for a single policy, or as scheduled for periodic policy reviews to adjust coverage as life circumstances change.

SI
1228 Grand Ave
Shelter Insurance - Mike Dolan
Life Insurance Agent · Ames, IA

Shelter Insurance - Mike Dolan in Ames, IA, provides tailored life insurance policies, including term and whole life coverage, designed to protect families from financial hardship. Their general service work focuses on helping clients understand their diverse coverage options to ensure suitable protection for every stage of life. For those in Ames, they also offer guidance on adjusting beneficiaries after a major life change like marriage or the birth of a child.

GI
1416 Buckeye Ave
Gallagher Insurance, Risk Management & Consulting
Life Insurance Agent · Ames, IA

Gallagher Insurance, Risk Management & Consulting serves residential life insurance needs in Ames, Iowa, carefully matching clients with suitable coverage plans. The firm also provides commercial life insurance options for local businesses and farms throughout the Ames area. Its agents regularly meet with clients to review policies as family or business circumstances change. Long-term relationships are common, with many families returning for updated coverage during major life milestones. The company ensures a follow-up appointment is always scheduled after each policy issuance.

JL
315 6th St #205
Joe Leto - COUNTRY Financial Representative
Life Insurance Agent · Ames, IA
KF
809 Wheeler St #109
Katherine Frame American Family Insurance
Life Insurance Agent · Ames, IA

As families in Ames prepare for the fall season, many begin reviewing their financial protections for the year ahead. Katherine Frame American Family Insurance helps local residents evaluate their life insurance needs by offering guidance on term and permanent policy options. The agent provides clear information about coverage amounts that can support loved ones after an unexpected loss. A straightforward initial consultation is scheduled to review current circumstances and discuss personal goals for financial security. This meeting includes an inspection of existing policies to identify gaps in the client’s plan.

FI
123 6th St
Farmers Insurance - Mathew Johnson
Life Insurance Agent · Ames, IA
(515) 278-2249
agents.farmers.com/mjohnson7
AL
3505 Lincoln Way Ste 103
Angela Laughlin Agency Inc. American Family Insurance
Life Insurance Agent · Ames, IA
(515) 232-2182
amfam.com/agents/iowa/ames/angela-laughlin
SL
2713 Stange Rd #101
Scott Lawrence American Family Insurance
Life Insurance Agent · Ames, IA
(515) 232-3333
amfam.com/agents/iowa/ames/scott-lawrence
AS
118 Main St
Ann's Insurance Inc
Life Insurance Agent · Ames, IA
(515) 232-5501
annsinsurance.com
AG
415 S Duff Ave Ste B
Alliance General Insurance
Life Insurance Agent · Ames, IA
(515) 232-9271
alliancegeneralinsurance.com
TI
111 Jewel Dr
TrustPro Insurance Agency IA
Life Insurance Agent · Ames, IA
(515) 325-1776
anpac.com
HI
516 Lincoln Way # B
Highness Insurance Agency: Allstate Insurance
Life Insurance Agent · Ames, IA
(515) 232-0771
agents.allstate.com/highness-insurance-agency-ames-ia.html
FB
2010 Philadelphia St
Farm Bureau Insurance
Life Insurance Agent · Ames, IA
(515) 233-2480
HI
4820 Mortensen Rd #102
Hoyng Insurance Group
Life Insurance Agent · Ames, IA
(515) 292-2171
hoynginsurancegroup.com
FB
103 E 6th St UNIT 100
Farm Bureau Financial Services
Life Insurance Agent · Ames, IA
(515) 292-3020
fbfs.com/find-an-agent/Search

What Does a a Life Insurance Agent in Ames Cost?

Life insurance costs in Iowa vary by age, health, coverage amount, and policy type. A healthy 35-year-old in Ames might pay 20 to 40 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Rates also depend on factors like smoking status and family medical history. This is general information, not insurance advice.

About life insurance agents in Ames

Life insurance agents in Ames, Iowa help residents and businesses find coverage that meets their financial goals. Iowa law requires agents to hold a valid state license and follow regulations set by the Iowa Insurance Division. Local agents understand the needs of Story County families and can explain term, whole life, and universal life policies.

Frequently Asked Questions

What license does a life insurance agent need in Iowa?

An agent must hold a valid Iowa insurance producer license. This requires passing a state exam and completing continuing education every two years. The Iowa Insurance Division oversees all licensing and compliance.

How long do I have to file a life insurance claim in Iowa?

Iowa does not set a strict deadline for filing a claim, but most policies require prompt notification. Insurers typically pay claims within 30 to 60 days after receiving proper documentation. Delays can occur if additional investigation is needed.

Can an agent help me compare term and whole life policies in Ames?

Yes, a local agent can explain the differences between term life, which covers you for a set period, and whole life, which builds cash value. They can provide quotes from multiple carriers and help you choose based on your budget and long-term needs.

Life Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.