ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeLife Insurance AgentsIowa › Des Moines

Find Life Insurance Agents Near You in Des Moines, IA

Browse life insurance agents serving Des Moines, Iowa. Updated 2026-07-14.

The top-rated life insurance agent in Des Moines, Iowa is The Insurance Specialists Inc, rated 4.8 stars across 284 reviews. Other highly rated options include Ligouri Insurance, Ketelsen Davis Agency, Boersma Insurance Services. This directory lists 15 life insurance agents serving Des Moines.

Showing 15 life insurance agents in Des Moines, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Insurance Specialists Inc514 E Euclid Ave(515) 280-1207
2Ligouri Insurance4320 1/2 SW 9th St(515) 285-0370
3Ketelsen Davis Agency106 SW 7th St Ste B101(515) 257-7072
4Boersma Insurance Services100 Court Ave #310/450(515) 327-7033
5Insurance Networking Systems3512 Ingersoll Ave(515) 243-1223
6Centro Insurance5406 Douglas Ave(515) 318-5638
7EMC Insurance Companies Headquarters717 Mulberry St(800) 362-2227
8Mauro Insurance4314 SW 9th St(515) 287-2257
9Davis Insurance Agency2815 Beaver Ave # 200(515) 274-3838
10Dallas Downey, DSM Insurance Guy505 E Grand Ave(515) 373-8988
IS
514 E Euclid Ave
The Insurance Specialists Inc
Life Insurance Agent · Des Moines, IA

The Insurance Specialists Inc serves the Des Moines, Iowa metro area, offering professional life insurance agent services to local residents and businesses. It assists clients in evaluating their personal financial needs to consider appropriate coverage options. The company helps individuals understand how life insurance can provide financial protection for families. It also aids business owners in exploring key-person policies. Specific services handled include term life and whole life insurance arrangements.

LI
4320 1/2 SW 9th St
Ligouri Insurance
Life Insurance Agent · Des Moines, IA

Ligouri Insurance in Des Moines, IA provides a range of life insurance services, including policy consultations, needs assessments, and beneficiary designations. The agency assists clients with reviewing and adjusting existing coverage to align with changing life circumstances. Its support includes helping individuals and families secure financial protection through term, whole, and universal life policies. The company services properties such as single-family homes, apartments, retail shops, and local restaurants.

KD
106 SW 7th St Ste B101
Ketelsen Davis Agency
Life Insurance Agent · Des Moines, IA

Homeowners and small business owners in Des Moines, Iowa, turn to Ketelsen Davis Agency for guidance on life insurance coverage and financial protection. The agency helps clients navigate policy options to secure their families’ futures and business continuity. By assessing individual needs, they recommend suitable plans that offer peace of mind. Their service area extends to the neighboring communities of West Des Moines and Ankeny, providing accessible support throughout the greater metro region.

BI
100 Court Ave #310/450
Boersma Insurance Services
Life Insurance Agent · Des Moines, IA

Boersma Insurance Services serves the Des Moines, Iowa area and its surrounding communities, handling life insurance policies for local residents. It assists clients in reviewing their coverage needs to help provide financial protection for families. A typical engagement begins with a thorough discussion of individual circumstances and long-term goals. This general approach then focuses on matching suitable policy options with the client's specific requirements, helping to simplify the process of securing coverage.

IN
3512 Ingersoll Ave
Insurance Networking Systems
Life Insurance Agent · Des Moines, IA

Insurance Networking Systems in Des Moines, IA distinguishes between one-time policy placements, which provide a single plan for a set coverage period, and recurring service agreements that include ongoing policy reviews for adjusting beneficiaries or riders. Their primary coverage options address term life and whole life plans for local clients needing death benefit protection. Service appointments typically run on an as-needed basis, such as when a client requests a policy change or a coverage reassessment.

CI
5406 Douglas Ave
Centro Insurance
Life Insurance Agent · Des Moines, IA

When the spring storm season arrives in Des Moines, homeowners often review their financial protections against unexpected loss. Centro Insurance serves this need by guiding clients through life insurance options tailored to long-term family security. Their agents explain term, whole, and universal policies to match individual coverage requirements and budgets. The process begins with a free, no-obligation consultation to assess current assets and personal goals. This initial assessment uses a simple questionnaire to identify the appropriate policy amount before any formal application is submitted.

EI
717 Mulberry St
EMC Insurance Companies Headquarters
Life Insurance Agent · Des Moines, IA

EMC Insurance Companies Headquarters specializes in life insurance planning, offering term and permanent policies for individuals and families. The agency also provides general insurance services, including policy reviews and beneficiary updates for existing clients throughout Des Moines. Its agents assist with coverage adjustments to align with financial goals and lifestyle changes. During the early stages of parenthood, the firm helps new families secure income protection and college savings strategies for their children.

MI
4314 SW 9th St
Mauro Insurance
Life Insurance Agent · Des Moines, IA

Mauro Insurance is a life insurance agent in Des Moines, Iowa, known for helping local families and individuals secure financial protection. Its service range includes term life policies, whole life coverage, and final expense planning designed to meet clients’ long-term needs. Working with various carriers, the agency evaluates personal health and budget to recommend suitable coverage amounts. For a specialty service on request, Mauro Insurance can assist with adding an accidental death benefit rider to a standard policy.

DI
2815 Beaver Ave # 200
Davis Insurance Agency
Life Insurance Agent · Des Moines, IA

Davis Insurance Agency serves residential clients in Des Moines with personalized life insurance planning to help protect families and individual financial futures. Commercial coverage options are also available for local businesses requiring key person or buy-sell policies throughout the greater Des Moines area. The agency focuses on clear policy explanations and straightforward application processes. Following an initial or annual policy review, clients can schedule follow-up discussions or updates at their convenience between regular visits.

DD
505 E Grand Ave
Dallas Downey, DSM Insurance Guy
Life Insurance Agent · Des Moines, IA
TC
113 Army Post Rd
True Care Insurance
Life Insurance Agent · Des Moines, IA
(515) 380-6904
truecare-insurance.com
BF
2929 Merle Hay Rd
Brehm Financial Group, Inc.: Allstate Insurance
Life Insurance Agent · Des Moines, IA
(515) 270-4818
agents.allstate.com/brehm-financial-group-inc-des-moines-ia.html
RR
300 Walnut St STE 200
Reynolds & Reynolds Inc
Life Insurance Agent · Des Moines, IA
(515) 243-1724
agent.travelers.com/ia/des-moines/300-walnut-st
DI
655 Walnut St Suite 136
Downtown Insurance
Life Insurance Agent · Des Moines, IA
(515) 288-3004
downtowninsurance.net
PL
711 High St
Principal Life Insurance Co: Doering Kyle
Life Insurance Agent · Des Moines, IA
(800) 986-3343
principal.com

What Does a a Life Insurance Agent in Des Moines Cost?

A typical term life policy for a healthy 35-year-old in Des Moines costs between 20 and 50 dollars per month for 500,000 dollars of coverage. Whole life policies usually cost 100 to 300 dollars per month for the same amount. Costs depend on age health and policy type. This is general information not insurance advice.

About life insurance agents in Des Moines

Life insurance agents in Des Moines help residents choose policies that protect their families and assets. Iowa law requires all agents to hold a valid state license and follow the Iowa Insurance Code. Local agents understand the needs of Des Moines families and businesses.

Frequently Asked Questions

What license does a life insurance agent need in Iowa?

An agent must pass the Iowa insurance licensing exam and complete continuing education every two years. The Iowa Insurance Division oversees all agent licenses and consumer complaints.

How long does it take to get life insurance in Des Moines?

Most policies take 2 to 6 weeks to issue after the application and medical exam. Some term policies with no exam can be approved in a few days.

What types of life insurance are common in Iowa?

Term life whole life and universal life are the most common types. Many Des Moines residents choose term life for its lower cost and whole life for cash value growth.

Life Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.