The top-rated life insurance agent in Clive, Iowa is Andrew Peschong - State Farm Insurance Agent, rated 5.0 stars across 551 reviews. Other highly rated options include Absolute Insurance Agency, LLC, The Dana Company, Coverage Direct. This directory lists 15 life insurance agents serving Clive.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andrew Peschong - State Farm Insurance Agent | 13435 University Ave #550 | (515) 226-9956 |
| 2 | Absolute Insurance Agency, LLC | 7400 University Ave Ste A | (515) 279-2722 |
| 3 | The Dana Company | 12345 University Ave #300 | (515) 224-4391 |
| 4 | Coverage Direct | 1054 73rd St | (888) 411-1710 |
| 5 | Hoyng Insurance Group | 2180 NW 156th St #110 | (515) 331-0005 |
| 6 | AAA Clive | 2181 NW 111th St | (515) 223-4104 |
| 7 | Hataway & Associates, LLC American Family Insurance | 12871 University Ave #130 | (515) 225-7562 |
| 8 | Iowa Insurance Store | 8450 Hickman Rd # E | (515) 964-2927 |
| 9 | Middendorf Insurance Associates | 8400 Hickman Rd | (515) 252-1414 |
| 10 | Willis and Moore | 12345 University Ave Ste 312 | (515) 244-0156 |
Andrew Peschong - State Farm Insurance Agent serves the Clive, Iowa, area and the greater Des Moines metro region as a life insurance agent. This business helps local residents and families evaluate their financial protection needs through straightforward insurance discussions. Clients can review options for coverage that provides income replacement or final expense planning. The agency specifically handles term life policies and whole life insurance for families in this community.
Absolute Insurance Agency, LLC in Clive, IA offers a range of life insurance services designed to help individuals and families secure their financial futures. Its planning solutions assist clients in selecting appropriate coverage to address long-term financial goals and protect loved ones. The agency maintains regular policy reviews to ensure that coverage continues to meet changing needs over time. Among the properties it serves are single-family homes, apartments, retail spaces, and restaurants.
The Dana Company serves individuals and families in Clive, Iowa, who are seeking life insurance coverage to secure their financial futures. It also assists homeowners and local business owners with policy options designed to provide financial protection for beneficiaries. The firm helps clients navigate term and whole life policies to match their personal planning needs. Licensed as a life insurance agent, it advises on coverage amounts and policy structures for long-term security. The company additionally serves clients in the neighboring West Des Moines metro area.
Serving Clive and the surrounding communities in central Iowa, Coverage Direct handles life insurance policies, helping local residents secure financial protection for their families. The company works with clients to understand their coverage needs, offering guidance on suitable policy options. Each case is approached with a focus on explaining plan features clearly, ensuring individuals can make informed decisions about their future. Typically, the process begins with a thorough discussion of the client’s financial goals before presenting tailored insurance solutions from available options.
Hoyng Insurance Group specializes in life insurance agent services in Clive, Iowa, guiding clients through the selection of term life, whole life, and universal life policies. It conducts thorough needs analysis to help individuals and families secure financial protection for their beneficiaries. The firm also assists with policy reviews to align coverage with changing life events. It helps clients address the specific concern of ensuring families have sufficient coverage to manage final expenses and outstanding debts during the winter holiday season.
AAA Clive assists clients in differentiating between term life policies, which provide coverage for a specified period, and permanent life options that extend protection throughout one’s lifetime. They guide customers in the greater Clive area through the process of determining appropriate coverage amounts based on individual financial goals and family needs. Service appointments are offered on a one-time or as-needed basis to accommodate changing circumstances.
Hataway & Associates, LLC American Family Insurance provides life insurance agent services to residents of Clive, Iowa. The company specializes in offering life insurance policies along with optional supplemental coverages such as accidental death and disability riders. Agents work with individuals and families to tailor plans that address long-term financial protection needs. Their commercial clientele includes offices, warehouses, and food service establishments in the local area.
As families in Clive prepare for summer vacations or the start of a new school year, reviewing financial protection becomes a priority, and Iowa Insurance Store offers life insurance agent services to help. The firm assists local residents in understanding term and permanent policy options that match their budgets and long‑term goals. By focusing on personal needs, the company supports clients through the selection process. An initial assessment can be scheduled at the Clive office to review current coverage requirements and begin the application procedure.
Based in Clive, IA, Middendorf Insurance Associates provides residential life insurance coverage to local families, helping to secure their financial future. The agency also extends its services to commercial clients, offering business-related life insurance policies throughout the greater Des Moines area. By carefully matching individuals and businesses with appropriate plans from various carriers, the company ensures proper financial protection. Clients are encouraged to schedule periodic follow-up appointments to review and adjust their coverage between regular visits as their needs evolve.
Willis and Moore of Clive, Iowa, is known for providing personalized life insurance agent services to local residents and families. Its range of service offerings includes term life, whole life, and universal life policies designed to meet diverse financial protection needs. The agency works closely with clients to assess coverage amounts and policy terms. A specialty service it can add on is final expense coverage, which helps beneficiaries manage end-of-life costs.
What Does a a Life Insurance Agent in Clive Cost?
Life insurance costs in Iowa vary by age, health, and policy type. A healthy 35 year old might pay between $25 and $60 per month for a 20 year term policy with $500,000 in coverage. Older applicants or those with health issues may pay more. Whole life policies cost more but build cash value. This is general information, not insurance advice.
About life insurance agents in Clive
Life insurance agents in Clive, Iowa help residents find coverage that fits their budget and family needs. Iowa law requires agents to be licensed by the Iowa Insurance Division. A local agent can explain how Iowa state laws affect policy benefits and beneficiary designations.
Frequently Asked Questions
What does a life insurance agent in Clive do?
A life insurance agent helps you compare policies from different companies. They explain term life, whole life, and universal life options. They also help you complete the application and medical questions.
Do I need a license to sell life insurance in Iowa?
Yes, all life insurance agents in Iowa must hold a valid license from the Iowa Insurance Division. They must pass a background check and complete continuing education every two years to renew their license.
How does Iowa law affect my life insurance policy?
Iowa law gives you a free look period of 10 days after buying a policy. You can cancel for a full refund during this time. Iowa also has rules about how beneficiaries are paid and how claims are handled.
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