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Find Landlord Insurance Agents in Xenia, OH

Directory of landlord insurance agents in Xenia, Ohio. Verify credentials with the state department of insurance before hiring.

14 agents listed
Updated May 2026
Xenia, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 14 landlord insurance agents in Xenia, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Greene County Insurance
2039 Bellbrook Ave # A, Xenia, OH 45385
(937) 374-0066 greenecountyins.com
Doug Zeigler - State Farm Insurance Agent
280 N Detroit St, Xenia, OH 45385
(937) 372-3700 zeigleragency.com
David Spriggs - State Farm Insurance Agent
121 Dayton Ave, Xenia, OH 45385
(937) 372-3863 dspriggs.com
Montgomery Insurance & Investments
114 S Detroit St, Xenia, OH 45385
(937) 372-7646 montgomeryii.com
Rick Kolmin - State Farm Insurance Agent
280 N Detroit St, Xenia, OH 45385
(937) 372-3700 rickkolmin.com
Home Site Title Agency Inc
1755 W 2nd St, Xenia, OH 45385
(937) 374-4635 homesitetitle.com
Perkins & Associates Insurance Inc. American Family Insurance
25 S Detroit St, Xenia, OH 45385
(937) 347-2002 amfam.com
Anderson Williamson Insurance
242 N Detroit St, Xenia, OH 45385
(937) 372-4491 awohio.com
Farmers Insurance - Rodney Hines
492 W 2nd St Ste 203, Xenia, OH 45385
(937) 424-0643 agents.farmers.com
Nationwide Insurance: Kelly Jones Insurance Agency LLC
157 Progress Dr Ste A, Xenia, OH 45385
(937) 372-8059 agency.nationwide.com
Farmers Insurance - Micah Windsor
57 E Main St, Xenia, OH 45385
(937) 502-2010 agents.farmers.com
Shelly's Insurance Options
1644 Kylemore Dr, Xenia, OH 45385
(937) 580-5372 shellysinsuranceoptions.com
Otto Insurance Group
508 N Detroit St, Xenia, OH 45385
(937) 372-2369 otto-ins.com
Jackie Love Insurance Agency
119 E 2nd St, Xenia, OH 45385
(937) 352-6576

A landlord insurance agent in Xenia, Ohio can help you find coverage for rental properties, including single-family homes and multi-unit buildings. Ohio law does not require landlord insurance, but mortgage lenders often do. Agents in Greene County can explain local risks like weather damage and tenant liability.

What Does a Landlord Insurance Agent in Xenia Cost?

The cost of landlord insurance in Ohio typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Xenia, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Factors like the age of the property, number of units, and claims history also affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Ohio?
Landlord insurance typically covers property damage, liability for injuries on the premises, and loss of rental income. Ohio policies may also include coverage for fire, wind, and vandalism. You can add extra coverage for flood or earthquake if needed.
Is landlord insurance required by law in Ohio?
Ohio law does not require landlord insurance. However, your mortgage lender may require it as a condition of the loan. Many landlords also purchase it to protect their investment and avoid personal financial loss.
How do I choose a landlord insurance agent in Xenia?
Look for an agent who specializes in rental property insurance and understands Ohio landlord-tenant laws. Ask about policy limits, deductibles, and exclusions for specific perils like sewer backup. Compare quotes from multiple agents to find suitable coverage.