The top-rated landlord insurance agent in Cleveland, Ohio is Acceptance Insurance, rated 4.9 stars across 535 reviews. Other highly rated options include Mike Fabert - State Farm Insurance Agent, Ralph P. Sills Insurance Agency, Four Point Insurance Agency, Inc.. This directory lists 18 landlord insurance agents serving Cleveland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 3360 Warren Rd | (216) 249-7983 |
| 2 | Mike Fabert - State Farm Insurance Agent | Hts, 2491 Lee Blvd | (216) 932-6900 |
| 3 | Ralph P. Sills Insurance Agency | 13854 Cedar Rd | (216) 321-8033 |
| 4 | Four Point Insurance Agency, Inc. | 750 Prospect Ave E APT 706 | (216) 704-6307 |
| 5 | The Morrow Group & Co. | 15444 St Clair Ave. | (216) 618-1224 |
| 6 | Evarts Tremaine | 1111 Superior Ave Suite 1650 | (216) 621-7183 |
| 7 | Gluckle Insurance Agency | 4768 Broadview Rd | (216) 404-7511 |
| 8 | Brooks & Stafford Company | 55 Public Square #1650 | (216) 696-3000 |
| 9 | Joe Potts Insurance Agency | 12300 Lorain Ave | (216) 251-7374 |
| 10 | Oswald Companies | Oswald Tower, 950 Main Ave Suite 1800 | (216) 367-8787 |
Acceptance Insurance in Cleveland, Ohio offers landlord insurance options for property owners, with coverage available through either a single policy term for immediate protection or a recurring arrangement that renews automatically each year. Their policies typically address property damage, liability claims, and potential loss of rental income. As a Landlord Insurance Agent, the agency assists clients in selecting appropriate limits based on property type and location. Service appointments are available on a scheduled basis to review policies and adjust coverage as needs change over time.
Mike Fabert - State Farm Insurance Agent serves the Cleveland, Ohio, metro area and specialises in landlord insurance coverage for property owners. The agency provides policies to help protect rental properties from financial loss due to damage or liability claims. Landlords in the Cleveland market can find assistance with risk management for their investment properties. The agency offers tailored coverage options for single-family rentals and also handles policies for multi-unit residential buildings in the area.
Ralph P. Sills Insurance Agency offers a full range of landlord insurance services tailored to property owners throughout the Cleveland area. Its typical policies cover property damage, liability protection, and loss of rental income. The agency also provides ongoing service plans that help landlords maintain insurance compliance from one lease year to the next. Common needs addressed include vacant property coverage and tenant-related risk management. This agent regularly services single-family homes, multi-unit apartment buildings, retail storefronts, and local restaurants requiring landlord insurance.
Four Point Insurance Agency, Inc. serves homeowners, property managers, and small business owners in Cleveland, Ohio, who need customized coverage for their rental properties. This agency specializes in landlord insurance policies designed to protect real estate investments from tenant-related risks, property damage, and liability claims common in the local rental market. It also assists clients in understanding coverage options tailored to multi-unit dwellings. Four Point Insurance Agency, Inc. additionally offers its services across the greater Cuyahoga County metro area, including neighboring communities such as Lakewood.
The Morrow Group & Co. proudly serves Cleveland, Ohio, and its surrounding communities with comprehensive landlord insurance policies. The agency handles coverage for residential and commercial rental properties, addressing risks like property damage, liability, and lost rental income. Lori Morrow and her team take a thorough, consultative approach to each job, carefully assessing a landlord’s portfolio before recommending appropriate policy limits and endorsements tailored to local market conditions.
Evarts Tremaine offers landlord insurance clients the choice between one-time policy placement or an ongoing portfolio management service. Their coverage typically addresses property damage, liability protection, and rental income loss for Cleveland property owners. An initial consultation identifies unique risk factors for each rental unit. Service runs on a one-time, scheduled, or as-needed basis depending on client preference and portfolio complexity.
Gluckle Insurance Agency in Cleveland, OH offers personalized landlord insurance policies tailored to protect rental property investments. Its services include helping owners secure coverage for multi-family dwellings and single-family rentals in the area. The company guides clients through policy options addressing liability protection and property damage. During harsh Ohio winters, it assists landlords with coverage planning for potential freeze-related plumbing failures or ice dam roof issues, ensuring year-round risk management.
Brooks & Stafford Company arranges residential landlord insurance in Cleveland, offering tailored policies for single-family rental properties. Commercial coverage is also available for multi-unit apartment buildings and larger rental complexes. Their services extend throughout the Cleveland metropolitan area. After initial policy placement, agents follow up routinely to review coverage needs as properties age or tenant situations change, ensuring repeat service occurs between regular inspection visits.
As Ohio's harsh winters approach, Cleveland rental property owners seek coverage for frozen pipes and roof damage from heavy snow. Joe Potts Insurance Agency provides landlord insurance tailored to protect local investment properties against these seasonal risks. Policies typically cover liability protection, property damage, and potential loss of rental income during repairs. The agency works with landlords to assess specific property concerns, from older multi-family units near Lake Erie to newer single-family rentals in the suburbs. An initial inspection of the property’s condition and existing coverage needs comes first.
Oswald Companies works with property owners to secure coverage that addresses the unique risks of renting out residential and commercial spaces. For landlords, the agency helps arrange policies that extend beyond basic protection, often incorporating liability safeguards and coverage for loss of rental income. Their work involves assessing properties in areas such as rental houses, multi-unit apartment buildings, offices, warehouses, and food service operations.
What Does a a Landlord Insurance Agent in Cleveland Cost?
Landlord insurance in Ohio typically costs 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Cleveland premiums often range from 800 to 1,500 dollars per year. Costs depend on property age, location, coverage limits, and deductible. This is general information not insurance advice.
About landlord insurance agents in Cleveland
A landlord insurance agent in Cleveland Ohio helps property owners protect rental investments with tailored coverage. Ohio law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand Cleveland market risks like older building structures and winter weather claims.
Frequently Asked Questions
What does landlord insurance cover in Cleveland Ohio?
Landlord insurance typically covers property damage, liability protection, and lost rental income. In Ohio, policies often exclude flood damage so a separate flood policy may be needed. Standard policies also cover fire, wind, and vandalism common in Cleveland.
Is landlord insurance required by Ohio law?
Ohio law does not require landlord insurance. However, most mortgage lenders require a landlord policy for rental properties. Without coverage you risk paying out of pocket for tenant injuries or property damage.
How do I choose a landlord insurance agent in Cleveland?
Look for an agent licensed in Ohio with experience in rental property coverage. Ask about dwelling coverage limits, liability limits, and whether the policy covers fair rental value. Compare quotes from multiple agents to find suitable terms.
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